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What Grow Therapy pays therapists

Grow Therapy handles insurance enrollment and billing through its group contracts. Public payment terms distinguish insurance sessions from cash sessions and other collected fees. Community reports describe differing rates and referral experiences; the rows below do not establish what a particular clinician will be offered or how many referrals they will receive.

Reported 90837: median $88, range $64–$117, middle half $74–$95, about 70% of the 2026 national Medicare reference for a master's-level clinician (38 reports · 76 across all CPTs · updated 2026-10-30)

Grow Therapy 90837 by payer

How Grow Therapy pays therapists, and what it deducts

Grow Therapy states that clinicians join "as independent 1099 contractors" and are "paid per session on a weekly basis" (Grow Therapy, Providers page). Its help center says rates "are determined based on a variety of factors, which may include payor, state, CPT code, license type, and credentialing date with a payor," and that "Rates are subject to change" (Grow help center, View your payor rates).

For insurance sessions, Grow states that "the rate shown on your rate sheet is the full amount you're paid for the session." It also states: "If an insurance claim is denied or goes unpaid, Grow handles it on your behalf and your payout isn't affected" (Grow help center, Payout & Earnings FAQ). None of the Grow pages read for this section state a percentage, or what the insurer pays Grow. TechCrunch reported in 2021 that Grow "makes revenue in the form of payments from the insurance companies when providers have a visit" (TechCrunch).

Grow states that it "initiates payouts every Friday morning (Eastern Time)" and that insurance payouts "typically take 14–21 days to process" once an invoice is submitted. Funds "typically arrive in your bank account within 1–3 business days." Invoices that are 14 or more days old expire (Payout & Earnings FAQ).

Deductions and limits that Grow documents:

• Billing corrections. If a claim is rebilled to a different payor or plan, "the rate may change, and your payout will be adjusted accordingly. Adjustments are deducted from your next Friday payout" (Payout & Earnings FAQ).
• Insurer audit recoupments. Grow states that "Grow absorbs the cost" (Grow help center, Revenue Cycle Management).
• Cash-pay sessions. Clinicians are paid only "if the client has successfully paid the required fee, minus a 5% processing fee" (Grow help center, cash-pay payment policy).
• No-shows. Grow says it "cannot guarantee payouts for no-shows or other cash fees" (Payout & Earnings FAQ). Clinicians may set a no-show fee "at up to $200" unless a payor caps it lower (Grow help center, no-show and late cancellation).
• Instant payouts. Optional, at "1.5% of the transfer amount, paid to Stripe, not Grow" (Payout & Earnings FAQ).

On the "dispute fee": Grow's client help center says clients can dispute a charge, and that "Fee disputes must be initiated within 30 days" (Grow client help center, Dispute a charge). No Grow page read for this section describes a dispute fee charged to therapists. Sources read November 12, 2026. Paid by Grow? Report your Grow Therapy rate.

All 76 Grow Therapy reports

Ownership, funding, and a sourced incident timeline: who owns Grow Therapy.

Questions therapists ask about Grow Therapy

Sources for payment and account terms

• Payout terms, deadlines and guarantee scope checked 2026-09-09
• Enrollment and leaving Grow checked 2026-09-09

All figures are community reports with sources linked; self-reported and unverified. Updated as new reports clear moderation.