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What Grow Therapy pays therapists

Grow Therapy handles insurance enrollment and billing through its group contracts. Public payment terms distinguish insurance sessions from cash sessions and other collected fees. Community reports describe differing rates and referral experiences; the rows below do not establish what a particular clinician will be offered or how many referrals they will receive.

Reported 90837: median $88, range $64–$117, middle half $74–$95, about 70% of the 2026 national Medicare reference for a master's-level clinician (34 reports · 72 across all CPTs · updated 2026-09-27)

Grow Therapy 90837 by payer

PayerMedianRangeReports
Aetna$95$95–$956
BCBS$83$69–$1176
Kaiser$96$85–$1015
Cigna$73$68–$745
Optum / UHC$93$88–$964
AmeriHealth$67$64–$702
Ambetter$91single report1
Carefirst$88single report1
VA Community Care Network$80single report1
EAP$80single report1
GTEB$74single report1

All 72 Grow Therapy reports

PayerStLicenseCPTRateEffectiveNote / source
AetnaCOLCSW90837 (60 min)$95.41September 2026submitted
AetnaVALCSW90837 (60 min)$95.41September 2026submitted
AetnaGALPC/LMHC90791 (intake)$96.61August 2026submitted
AetnaGALPC/LMHC90834 (45 min)$61.43August 2026submitted
AetnaGALPC/LMHC90837 (60 min)$95.41August 2026submitted
AetnaGALPC/LMHC90846 (family, no client)$65.05August 2026submitted
AetnaGALPC/LMHC90847 (family, with client)$67.61August 2026submitted
BCBSGALPC/LMHC90791 (intake)$81.35August 2026submitted
BCBSGALPC/LMHC90834 (45 min)$45.60August 2026submitted
BCBSGALPC/LMHC90837 (60 min)$71.91August 2026submitted
BCBSGALPC/LMHC90846 (family, no client)$44August 2026submitted
BCBSGALPC/LMHC90847 (family, with client)$53.60August 2026submitted
CignaGALPC/LMHC90791 (intake)$87.50August 2026submitted
CignaGALPC/LMHC90834 (45 min)$62.30August 2026submitted
CignaGALPC/LMHC90837 (60 min)$73.50August 2026submitted
CignaGALPC/LMHC90846 (family, no client)$61.60August 2026submitted
CignaGALPC/LMHC90847 (family, with client)$63.70August 2026submitted
KaiserGALPC/LMHC90791 (intake)$108.61August 2026submitted
KaiserGALPC/LMHC90834 (45 min)$65.13August 2026submitted
KaiserGALPC/LMHC90837 (60 min)$96.02August 2026submitted
KaiserGALPC/LMHC90847 (family, with client)$61.61August 2026submitted
EAPGALPC/LMHCOther$60August 202699404 CPT Code submitted
EAPGALPC/LMHC90791 (intake)$80August 2026submitted
EAPGALPC/LMHC90834 (45 min)$57.60August 2026submitted
EAPGALPC/LMHC90837 (60 min)$80August 2026submitted
EAPGALPC/LMHC90847 (family, with client)$63.20August 2026submitted
AmeriHealthGALPC/LMHC90791 (intake)$76.44August 2026submitted
AmeriHealthGALPC/LMHC90834 (45 min)$54.98August 2026submitted
AmeriHealthGALPC/LMHC90837 (60 min)$64August 2026submitted
AmeriHealthGALPC/LMHC90837 (60 min)$70August 2026submitted
AmeriHealthGALPC/LMHC90847 (family, with client)$64August 2026submitted
AetnaFLLPC/LMHC90791 (intake)$96.61August 2026Unsure of how long this has been in effect submitted
AetnaFLLPC/LMHC90834 (45 min)$61.43August 2026submitted
AetnaFLLPC/LMHC90837 (60 min)$95.41August 2026submitted
AmbetterFLLPC/LMHC90791 (intake)$103.26August 2026submitted
AmbetterFLLPC/LMHC90837 (60 min)$91.27August 2026submitted
Amerihealth AdministratorsFLLPC/LMHC90791 (intake)$76.44August 2026submitted
VA Community Care NetworkMDLPC/LMHC90791 (intake)$86.66August 2026submitted
VA Community Care NetworkMDLPC/LMHC90834 (45 min)$54.09August 2026submitted
VA Community Care NetworkMDLPC/LMHC90837 (60 min)$80.12August 2026submitted
Optum / UHCMDLCPC/LPCC/LCMHC90791 (intake)$101.06August 2026submitted
Optum / UHCMDLPC/LMHC90834 (45 min)$64.30August 2026submitted
Optum / UHCMDLPC/LMHC90837 (60 min)$96.44August 2026submitted
KaiserMDLPC/LMHC90791 (intake)$88.39August 2026submitted
KaiserMDLPC/LMHC90834 (45 min)$58August 2026submitted
KaiserMDLPC/LMHC90837 (60 min)$85August 2026submitted
GTEBMDLPC/LMHC90791 (intake)$87.50August 2026submitted
GTEBMDLPC/LMHC90834 (45 min)$62.30August 2026submitted
GTEBMDLPC/LMHC90837 (60 min)$73.50August 2026submitted
CignaMDLPC/LMHC90791 (intake)$87.50August 2026submitted
CignaMDLPC/LMHC90834 (45 min)$62.30August 2026submitted
CignaMDLPC/LMHC90837 (60 min)$73.50August 2026submitted
CarefirstMDLPC/LMHC90791 (intake)$98.92August 2026submitted
CarefirstMDLPC/LMHC90834 (45 min)$61.92August 2026submitted
CarefirstMDLPC/LMHC90837 (60 min)$87.98August 2026submitted
AetnaMDLPC/LMHC90837 (60 min)$95.41August 2026submitted
BCBSFLLCSW90837 (60 min)$87August 2026submitted
Optum / UHCFLLCSW90837 (60 min)$93.15January 2026submitted
AetnaFLLCSW90837 (60 min)$95.41January 2026submitted
CignaFLLCSW90837 (60 min)$70January 2026submitted
KaiserCA—90837 (60 min)$101.20September 2025Kaiser NorCal paid Grow $213.07 for the same session; the clinician received $101.20. source
BCBS——90837 (60 min)$68.51September 2025Same clinician reported $104 for the same BCBS session through Headway. source
Cigna——90837 (60 min)$68September 2025source
KaiserCALCSW90837 (60 min)$101.20July 2025submitted
Optum / UHCWILPC/LMHC90837 (60 min)$88.22June 2025submitted
—ILLCPC/LPCC/LCMHC90837 (60 min)$101January 2025submitted
BCBSFLLCSW90837 (60 min)$78.46January 2025submitted
BCBSDCLMFT90837 (60 min)$87.98December 2024submitted
CignaPALMFT90837 (60 min)$73November 2024source
Optum / UHCPALMFT90837 (60 min)$92November 2024source
BCBSVALPC/LMHC90837 (60 min)$117.34August 2024submitted
KaiserGALPC/LMHC90837 (60 min)$96.02August 2024submitted

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One report a month, one more if Grow Therapy cuts. Never displayed, sold, or shared.

Recent changes and reports: The published insurance payout guarantee excludes cash sessions and uncollected no-show or other cash fees. Invoice deadlines and account requirements still apply. Grow says enrollment through its group contracts does not transfer outside Grow.

Ownership, funding, and a sourced incident timeline: who owns Grow Therapy.

Questions therapists ask about Grow Therapy

How much does Grow Therapy pay for a 90837?

Therapists reported 34 Grow Therapy rates for CPT 90837 between August 2024 and September 2026. The median was $88, with a range of $64 to $117.

Does Grow Therapy pay less than billing BCBS directly?

While Grow Therapy's reported BCBS median for a 90837 was $83 across 6 reports, direct-contract BCBS reports put the median at $134 across 86. Direct-contract reports come from a different mix of states, so part of the gap likely reflects geography, and the comparison does not account for fees, billing work, or the payment risks allocated by each contract.

When does Grow Therapy pay?

Payouts are initiated on Fridays. Its FAQ describes 14–21 days for insurance payment processing, with additional bank processing time; check the estimated date in your account.

What should I watch for with Grow Therapy?

The published insurance payout guarantee excludes cash sessions and uncollected no-show or other cash fees. Invoice deadlines and account requirements still apply. Grow says enrollment through its group contracts does not transfer outside Grow.

Sources for payment and account terms

Add your Grow Therapy rate See these rows in the full table

All figures are community reports with sources linked; self-reported and unverified. Updated as new reports clear moderation.