The rate table
Every rate reported to this site, with its source. Filter to your situation; the URL updates with your filters, so any view you build is a link you can share. Rows marked submitted came through the anonymous form; rows with a source link were collected from public threads. All are self-reported.
The full published table is available below. Search, filters, and sorting require JavaScript and the rate data to load. On a phone, scroll the table sideways to read the remaining columns.
1089 community reports. All rates are self-reported and unverified.
| Note / source | |||||||
|---|---|---|---|---|---|---|---|
| Direct contracts | Cigna | CA | PhD/PsyD | 90791 (intake) | $286.34 | 2024-01 | submitted |
| Direct contracts | BCBS | NE | PhD/PsyD | 90837 (60 min) | $284.19 | 2025-07 | Increased from 277 last July submitted |
| Direct contracts | Cigna | CA | PhD/PsyD | 90837 (60 min) | $269.86 | 2024-01 | submitted |
| Direct contracts | Cigna | CA | PhD/PsyD | 90847 (family, with client) | $269.86 | 2024-01 | submitted |
| Direct contracts | Aetna | CA | PhD/PsyD | 90791 (intake) | $264 | 2024-01 | submitted |
| Direct contracts | Aetna | CA | PhD/PsyD | 90839 (crisis, first 60 min) | $264 | 2024-01 | submitted |
| Direct contracts | Aetna | CA | PhD/PsyD | 90837 (60 min) | $251.26 | 2024-01 | submitted |
| Direct contracts | BCBS | OR | LCSW | 90791 (intake) | $242.47 | 2026-07 | submitted |
| Direct contracts | Cigna | CA | PhD/PsyD | 90834 (45 min) | $231.75 | 2024-01 | submitted |
| Direct contracts | PacificSource | OR | PhD/PsyD | 90837 (60 min) | $229 | 2026-11 | submitted |
| Direct contracts | BCBS | IN | PhD/PsyD | 90791 (intake) | $227 | 2025-05 | submitted |
| Direct contracts | Quartz | IL | LCSW | 90791 (intake) | $222.76 | 2025-01 | submitted |
| Direct contracts | Medicaid | NM | — | 90837 (60 min) | $220 | 2025-09 | LMSW, group practice source |
| Direct contracts | BCBS | AR | PhD/PsyD | 90791 (intake) | $211.18 | 2026-10 | submitted |
| Direct contracts | BCBS | WY | LCSW | 90837 (60 min) | $210 | 2026-05 | submitted |
| Direct contracts | Carelon | CA | LMFT | 90837 (60 min) | $210 | 2026-03 | Took significant negotiation and advocacy submitted |
| Direct contracts | Aetna | CA | PhD/PsyD | 90846 (family, no client) | $208 | 2024-01 | submitted |
| Direct contracts | Cigna | CA | PhD/PsyD | 90839 (crisis, first 60 min) | $206 | 2024-01 | submitted |
| Direct contracts | Dean | IL | LCSW | 90791 (intake) | $201.52 | 2026-04 | submitted |
| Direct contracts | Medicaid | OR | LPC/LMHC | 90837 (60 min) | $201.28 | 2026-08 | Used to be 184 until billed rate raised to 220 submitted |
| Headway | Medicaid | OR | LCSW | 90837 (60 min) | $200 | 2026-08 | submitted |
| Direct contracts | Cigna | PA | LCSW | 90837 (60 min) | $200 | 2026-10 | submitted |
| Direct contracts | BCBS | AR | PhD/PsyD | 90837 (60 min) | $199.43 | 2026-10 | submitted |
| Headway | Aetna | GA | PhD/PsyD | 90837 (60 min) | $196.24 | 2024-08 | submitted |
| Direct contracts | Medicaid | CA | LCSW | 90837 (60 min) | $195 | 2025-05 | submitted |
| Direct contracts | Dean | IL | LCSW | 90837 (60 min) | $194.14 | 2026-04 | submitted |
| Direct contracts | BCBS | IL | PhD/PsyD | 90837 (60 min) | $191 | 2025-05 | submitted |
| Direct contracts | Optum/UHC | OR | LPC/LMHC | 90837 (60 min) | $190 | 2026-03 | submitted |
| Direct contracts | BCBS | MS | LPC/LMHC | 90837 (60 min) | $189 | 2018-05 | submitted |
| Direct contracts | BCBS | IA | LPC/LMHC | 90791 (intake) | $187.70 | 2026-07 | submitted |
| Direct contracts | BCBS | ID | LPC/LMHC | 90837 (60 min) | $187.40 | 2025-08 | submitted |
| Direct contracts | BCBS | IL | LCSW | 90791 (intake) | $187.08 | 2025-06 | submitted |
| Direct contracts | BCBS | MA | PhD/PsyD | 90837 (60 min) | $186 | 2026-10 | submitted |
| Headway | Aetna | NY | PhD/PsyD | 90837 (60 min) | $185 | 2026-01 | NYC, virtual only source |
| Headway | Aetna | WA | PhD/PsyD | 90837 (60 min) | $185 | 2024-10 | submitted |
| Headway | Aetna | MA | PhD/PsyD | 90837 (60 min) | $185 | 2026-06 | submitted |
| Lyra | EAP | MA | PhD/PsyD | 90837 (60 min) | $185 | 2024-06 | submitted |
| Direct contracts | BCBS | NE | LMFT | 90837 (60 min) | $184.73 | 2025-07 | submitted |
| Direct contracts | Medicaid | OR | — | 90837 (60 min) | $184.66 | 2025-08 | OHP open-card base rate; CareOregon Tier 2 $203 source |
| Direct contracts | Medicaid | OR | LPC/LMHC | 90837 (60 min) | $184.66 | 2025-08 | submitted |
| Group practice | Kaiser | WA | PhD/PsyD | 90791 (intake) | $184 | 2026-09 | submitted |
| Direct contracts | Moda | OR | PhD/PsyD | 90837 (60 min) | $183 | 2026-05 | submitted |
| Direct contracts | BCBS | MN | LCPC/LPCC/LCMHC | 90837 (60 min) | $182.53 | 2026-06 | submitted |
| Direct contracts | Optum/UHC | WA | LCSW | 90791 (intake) | $180.89 | 2025-07 | submitted |
| Direct contracts | BCBS | IA | LPC/LMHC | 90837 (60 min) | $180.80 | 2026-07 | submitted |
| Direct contracts | BCBS | IA | LCSW | 90837 (60 min) | $180.80 | 2026-08 | submitted |
| Direct contracts | BCBS | MS | LCSW | 90837 (60 min) | $180 | 2024-06 | submitted |
| Direct contracts | — | VT | LCPC/LPCC/LCMHC | 90847 (family, with client) | $180 | 2026-08 | submitted |
| Direct contracts | Medical Benefits | TN | LPC/LMHC | 90837 (60 min) | $180 | 2026-10 | submitted |
| Direct contracts | Moda | OR | LPC/LMHC | 90837 (60 min) | $180 | 2026-10 | submitted |
| Direct contracts | Aetna | CA | PhD/PsyD | 90834 (45 min) | $176 | 2024-01 | submitted |
| Direct contracts | Medicaid | CA | — | 90837 (60 min) | $175 | 2025-11 | Alameda County Medi-Cal, 53-minute session source |
| Direct contracts | BCBS | NM | LCPC/LPCC/LCMHC | 90837 (60 min) | $175 | 2026-10 | submitted |
| Direct contracts | EAP | WA | LPC/LMHC | 90837 (60 min) | $175 | 2026-10 | Modern Health EAP submitted |
| Lyra | — | CA | LMFT | 90834 (45 min) | $175 | 2023-08 | No increases. I’ve asked in 2024 & 2025 submitted |
| Direct contracts | Medicaid | OR | — | 90837 (60 min) | $173 | 2024-11 | Oregon Health Plan noncontracted rate, Portland metro. source |
| Direct contracts | BCBS | IA | — | 90837 (60 min) | $172.90 | 2025-08 | masters level; 90791 $187.10, 90834 $116.70 source |
| Direct contracts | Aetna | NJ | PhD/PsyD | 90791 (intake) | $172.58 | 2026-05 | submitted |
| Direct contracts | Medicaid | CA | — | 90837 (60 min) | $171 | 2025-10 | one CA county's Medi-Cal rate source |
| Direct contracts | PacificSource | OR | LMFT | 90837 (60 min) | $171 | 2018-01 | submitted |
| Direct contracts | BCBS | VA | LPC/LMHC | 90837 (60 min) | $171 | 2026-08 | $161 in 2025 submitted |
| Direct contracts | PacificSource | OR | LPC/LMHC | 90837 (60 min) | $171 | 2026-10 | submitted |
| Direct contracts | BCBS | VA | LCSW | 90837 (60 min) | $170.99 | 2025-10 | submitted |
| Direct contracts | Aetna | NJ | PhD/PsyD | 90837 (60 min) | $170.48 | 2026-08 | submitted |
| Lyra | EAP | CA | LCSW | 90834 (45 min) | $170 | 2026-08 | I was grandfathered into a higher rate- they deny rate increases, and repeatedly dont show me on the Lyra provider page submitted |
| Direct contracts | Kaiser | OR | — | 90837 (60 min) | $167.09 | 2025-08 | group contract; 90791 $171.98 source |
| Direct contracts | Aetna | NY | PhD/PsyD | 90837 (60 min) | $167 | 2026-10 | submitted |
| Direct contracts | BCBS | AR | LPC/LMHC | 90837 (60 min) | $166.19 | 2024-04 | submitted |
| Direct contracts | Aetna | NY | LPC/LMHC | 90837 (60 min) | $165.76 | 2023-03 | submitted |
| Direct contracts | Kaiser | OR | LPC/LMHC | 90837 (60 min) | $165 | 2026-08 | submitted |
| Direct contracts | Aetna | CA | PhD/PsyD | 90791 (intake) | $165 | 2025-08 | submitted |
| Direct contracts | BCBS | OR | PhD/PsyD | 90837 (60 min) | $165 | 2026-05 | submitted |
| Direct contracts | BCBS | NJ | PhD/PsyD | 90837 (60 min) | $164.71 | 2022-08 | submitted |
| Direct contracts | BCBS | NJ | PhD/PsyD | 90837 (60 min) | $164.28 | 2025-08 | submitted |
| Direct contracts | BCBS | IL | PhD/PsyD | 90837 (60 min) | $164 | 2026-11 | submitted |
| Direct contracts | BCBS | MI | LPC/LMHC | 90837 (60 min) | $163.56 | 2026-07 | submitted |
| Headway | Aetna | AZ | PhD/PsyD | 90837 (60 min) | $163 | 2023-08 | submitted |
| Direct contracts | Medicare | KY | MD/DO | 90837 (60 min) | $163 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | DC | PhD/PsyD | 90837 (60 min) | $161.78 | 2025-07 | submitted |
| Headway | Aetna | NY | PhD/PsyD | 90834 (45 min) | $161 | 2024-08 | submitted |
| Direct contracts | BCBS | TN | LPC/LMHC | 90791 (intake) | $161 | 2026-03 | submitted |
| Direct contracts | Providence | OR | LPC/LMHC | 90837 (60 min) | $160.58 | 2026-08 | submitted |
| Direct contracts | Providence Powered by Collective Health | OR | LPC/LMHC | 90837 (60 min) | $160.58 | 2026-07 | submitted |
| Lyra | — | CA | LCSW | Other | $160 | 2021-01 | Flat rate all sessions submitted |
| Direct contracts | BCBS | WA | PhD/PsyD | 90837 (60 min) | $160 | 2025-04 | submitted |
| Direct contracts | Optum/UHC | WA | LCSW | 90837 (60 min) | $159.45 | 2025-07 | submitted |
| Direct contracts | Optum/UHC | WA | LCSW | 90837 (60 min) | $159 | 2025-12 | United/Optum, group practice, western WA; group Cigna $117 source |
| Direct contracts | BCBS | IL | LCSW | 90837 (60 min) | $158.10 | 2026-01 | submitted |
| Direct contracts | Aetna | MN | LCPC/LPCC/LCMHC | 90837 (60 min) | $157.56 | 2025-07 | submitted |
| Direct contracts | Aetna | MN | Pre-licensed | 90837 (60 min) | $157.52 | 2026-09 | submitted |
| Direct contracts | Aetna | CA | PhD/PsyD | 90837 (60 min) | $157.04 | 2025-08 | submitted |
| Direct contracts | Optum/UHC | CT | LPC/LMHC | 90791 (intake) | $156.57 | 2026-08 | submitted |
| Direct contracts | BCBS | MT | LPC/LMHC | 90837 (60 min) | $156.19 | 2026-01 | submitted |
| Direct contracts | BCBS | MT | LCSW | 90837 (60 min) | $156.19 | 2026-08 | submitted |
| Direct contracts | Medicare | OR | — | 90837 (60 min) | $154.29 | 2025-08 | group contract; 90791 $166.91 source |
| Direct contracts | BCBS | VA | LPC/LMHC | 90837 (60 min) | $152.88 | 2026-10 | Solo practice Eastern region Hampton Roads submitted |
| Direct contracts | BCBS | VA | LCSW | 90837 (60 min) | $152.66 | 2024-08 | submitted |
| Direct contracts | Anthem Blue Cross and Blue Shield of VA | VA | LPC/LMHC | 90837 (60 min) | $152.66 | 2026-10 | submitted |
| Direct contracts | BCBS | OR | LPC/LMHC | 90837 (60 min) | $152.58 | 2026-08 | submitted |
| Direct contracts | BCBS | OR | LPC/LMHC | 90837 (60 min) | $152.52 | 2026-07 | submitted |
| Direct contracts | BCBS | OR | LCSW | 90837 (60 min) | $152.52 | 2026-09 | submitted |
| Direct contracts | BCBS | WA | LPC/LMHC | 90837 (60 min) | $152.52 | 2026-10 | Regence of OR (Clark County only) submitted |
| Direct contracts | BCBS | OR | LCSW | 90837 (60 min) | $152.52 | 2026-07 | submitted |
| Direct contracts | Aetna | NJ | LPC/LMHC | 90791 (intake) | $152.33 | 2023-11 | submitted |
| Direct contracts | BCBS | MA | LCSW | 90791 (intake) | $152.30 | 2026-01 | submitted |
| Headway | BCBS | WA | PhD/PsyD | 90837 (60 min) | $152.27 | 2024-10 | submitted |
| Direct contracts | BCBS | VA | LCSW | 90837 (60 min) | $152 | 2026-10 | submitted |
| Direct contracts | Aetna | OR | — | 90837 (60 min) | $151.74 | 2025-08 | group contract, masters level; 90791 $164.15 source |
| Direct contracts | BCBS | VA | — | 90837 (60 min) | $150 | 2025-12 | Anthem, independent contract, masters level, rounded source |
| Direct contracts | Lyra | AZ | LPC/LMHC | 90837 (60 min) | $150 | 2018-01 | submitted |
| Direct contracts | BCBS | OR | LPC/LMHC | 90837 (60 min) | $150 | 2026-07 | submitted |
| Lyra | — | CA | LCSW | 90837 (60 min) | $150 | 2022-01 | submitted |
| Direct contracts | Aetna | IL | LCSW | 90837 (60 min) | $150 | 2026-03 | submitted |
| Direct contracts | Medicare | WA | PhD/PsyD | 90837 (60 min) | $150 | 2026-10 | submitted |
| Direct contracts | Kaiser | VA | LMFT | 90837 (60 min) | $150 | 2023-06 | submitted |
| Direct contracts | BCBS | OR | LPC/LMHC | 90837 (60 min) | $149.33 | 2023-03 | submitted |
| Direct contracts | BCBS | OR | LCSW | 90837 (60 min) | $149.33 | 2025-10 | submitted |
| Direct contracts | Aetna | OR | — | 90837 (60 min) | $149 | 2024-11 | source |
| Direct contracts | Sentara | VA | LCSW | 90837 (60 min) | $149 | 2026-10 | submitted |
| Direct contracts | Health Partners | MN | LMFT | 90846 (family, no client) | $148.87 | 2024-01 | submitted |
| Direct contracts | BCBS | CA | PhD/PsyD | 90837 (60 min) | $148.46 | 2024-01 | submitted |
| Direct contracts | Aetna | NJ | PhD/PsyD | 90837 (60 min) | $148.12 | 2026-05 | submitted |
| Direct contracts | Cigna | CT | LPC/LMHC | 90791 (intake) | $148 | 2026-08 | submitted |
| Direct contracts | Aetna | WI | LPC/LMHC | 90837 (60 min) | $147.91 | 2026-10 | submitted |
| Direct contracts | Optum/UHC | AZ | PhD/PsyD | 90837 (60 min) | $147 | 2023-08 | submitted |
| Direct contracts | Optum/UHC | OR | — | 90837 (60 min) | $146 | 2024-11 | source |
| Direct contracts | Kaiser | WA | LPC/LMHC | 90837 (60 min) | $145.92 | 2026-11 | submitted |
| Direct contracts | Aetna | CT | LPC/LMHC | 90791 (intake) | $145.66 | 2026-08 | submitted |
| Lyra | — | OR | LPC/LMHC | 90837 (60 min) | $145 | 2023-06 | submitted |
| Lyra | — | CO | PhD/PsyD | 90791 (intake) | $145 | 2022-01 | For initial assessment sessions as well as follow ups. Same rate for individual and couples. No penalty for shortened sessions. submitted |
| Collective Counseling Solutions | Kaiser | CO | LPC/LMHC | 90837 (60 min) | $145 | 2026-10 | submitted |
| Direct contracts | Aetna | MA | LCSW | 90837 (60 min) | $144.08 | 2026-08 | submitted |
| Alma | Optum/UHC | RI | PhD/PsyD | 90791 (intake) | $143.06 | 2025-07 | submitted |
| Alma | Optum/UHC | WI | PhD/PsyD | 90837 (60 min) | $143.06 | 2026-10 | submitted |
| Headway | Aetna | PA | PhD/PsyD | 90837 (60 min) | $143 | 2025-01 | submitted |
| Direct contracts | PacificSource | OR | LMFT | 90847 (family, with client) | $143 | 2021-07 | Going to be removing their plan from the aca marketplace in 2027 submitted |
| Group practice | Aetna | WA | PhD/PsyD | 90791 (intake) | $143 | 2026-09 | submitted |
| Direct contracts | BCBS | NV | LMFT | 90837 (60 min) | $142.83 | 2024-05 | submitted |
| Direct contracts | Aetna | OR | LPC/LMHC | 90837 (60 min) | $142.67 | 2026-05 | submitted |
| Direct contracts | Aetna | OR | LCSW | 90837 (60 min) | $142.26 | 2026-09 | submitted |
| Direct contracts | Aetna | OR | LCSW | 90837 (60 min) | $142.26 | 2026-04 | submitted |
| Medicaid in CA | HealthNet Medicaid | CA | LMFT | 90837 (60 min) | $142.08 | 2026-10 | Sacramento County--rates vary depending on county submitted |
| Alma | Harvard Pilgrim | MA | LCSW | 90837 (60 min) | $142.08 | 2026-10 | submitted |
| Direct contracts | Aetna | OR | LPC/LMHC | 90837 (60 min) | $142 | 2026-10 | submitted |
| Direct contracts | BCBS | NJ | LPC/LMHC | 90791 (intake) | $141.41 | 2024-07 | submitted |
| Direct contracts | Fallon Health | MA | LCSW | 90837 (60 min) | $141.09 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | MA | LPC/LMHC | 90837 (60 min) | $141.08 | 2026-08 | submitted |
| Direct contracts | Cigna | CA | LMFT | 90837 (60 min) | $141 | 2023-08 | submitted |
| Direct contracts | Cigna | WA | LPC/LMHC | 90837 (60 min) | $141 | 2026-10 | submitted |
| Direct contracts | Harvard Pilgrim | MA | LCSW | 90837 (60 min) | $140.55 | 2026-04 | submitted |
| Direct contracts | Harvard Pilgrim | MA | LCSW | 90837 (60 min) | $140.55 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | VT | LPC/LMHC | 90837 (60 min) | $140.55 | 2026-11 | submitted |
| Direct contracts | Harvard Pilgrim | MA | LPC/LMHC | 90837 (60 min) | $140.55 | 2026-11 | submitted |
| Direct contracts | BCBS | MA | LCSW | 90837 (60 min) | $140.12 | 2026-09 | This is for an independently licensed clinician as a sole proprietor in private practice (LICSW) submitted |
| Direct contracts | Cigna | CA | LCSW | 90791 (intake) | $140 | 2026-08 | submitted |
| Headway | Premera | WA | PhD/PsyD | 90837 (60 min) | $140 | 2024-10 | submitted |
| Headway | BCBS | AZ | PhD/PsyD | 90837 (60 min) | $140 | 2023-08 | submitted |
| Lyra | — | OR | LCSW | 90834 (45 min) | $140 | 2026-09 | submitted |
| Lyra | Aetna | AR | LPC/LMHC | 90837 (60 min) | $140 | 2025-02 | submitted |
| Lyra | EAP | WA | LPC/LMHC | 90837 (60 min) | $140 | 2022-07 | Had to negotiate, took weeks and push back. Paneled for years and asked for a raise, was denied. submitted |
| Direct contracts | Optum/UHC | WA | LPC/LMHC | 90837 (60 min) | $140 | 2024-06 | submitted |
| Lyra | Lyra | OR | LPC/LMHC | 90834 (45 min) | $140 | 2026-10 | submitted |
| Direct contracts | BCBS | NC | LPC/LMHC | 90837 (60 min) | $139.47 | 2026-04 | submitted |
| Alma | BCBS | MA | LCSW | 90837 (60 min) | $139.18 | 2024-08 | * in MA the LCSW is pre licensed. LICSW is the independent licensure submitted |
| Direct contracts | Aetna | NC | LPC/LMHC | 90837 (60 min) | $139.18 | 2026-07 | submitted |
| Direct contracts | BCBS | MA | LCSW | 90837 (60 min) | $139.06 | 2026-01 | submitted |
| Direct contracts | BCBS | MA | LPC/LMHC | 90837 (60 min) | $139.06 | 2026-08 | submitted |
| Direct contracts | BCBS | MA | LCSW | 90837 (60 min) | $139.06 | 2026-04 | Small decrease submitted |
| Direct contracts | BCBS | MA | LCSW | 90837 (60 min) | $139.06 | 2026-08 | submitted |
| Direct contracts | Aetna | NC | LPC/LMHC | 90837 (60 min) | $138.61 | 2026-01 | submitted |
| Direct contracts | Medicaid | CA | LMFT | 90837 (60 min) | $138.42 | 2026-10 | submitted |
| Direct contracts | BCBS | NC | LPC/LMHC | 90837 (60 min) | $138 | 2026-01 | submitted |
| Alma | Aetna | NY | PhD/PsyD | 90837 (60 min) | $138 | 2026-08 | Was cut from $201 submitted |
| Direct contracts | Aetna | NC | LPC/LMHC | 90837 (60 min) | $138 | 2026-09 | submitted |
| Direct contracts | BCBS | NC | LPC/LMHC | 90837 (60 min) | $138 | 2026-09 | submitted |
| Alma | Aetna | WI | PhD/PsyD | 90837 (60 min) | $138 | 2026-08 | Cut from $180.31 submitted |
| Direct contracts | Aetna | NC | LCPC/LPCC/LCMHC | 90837 (60 min) | $138 | 2026-11 | submitted |
| Direct contracts | Aetna | AZ | PhD/PsyD | 90837 (60 min) | $137.75 | 2025-10 | decreased $2 on 2025-10-15; BCBS AZ $122.03 source |
| Direct contracts | Optum/UHC | NJ | LPC/LMHC | 90791 (intake) | $137.70 | 2023-07 | submitted |
| Direct contracts | BCBS | NJ | LMFT | 90837 (60 min) | $137.50 | 2026-10 | submitted |
| Direct contracts | BCBS | NJ | LPC/LMHC | 90837 (60 min) | $137.26 | 2024-07 | submitted |
| Direct contracts | Optum/UHC | CA | LCSW | 90791 (intake) | $137.10 | 2026-08 | submitted |
| Direct contracts | Blue Care Network | MI | LPC/LMHC | 90837 (60 min) | $137.06 | 2023-07 | submitted |
| Direct contracts | BCBS | OR | — | 90837 (60 min) | $137 | 2024-11 | Reported as rising to about $148 on December 1, 2024. source |
| Direct contracts | Ambetter | WA | LPC/LMHC | 90837 (60 min) | $136.72 | 2026-10 | One of my best paid insurance panels submitted |
| Direct contracts | MVP | NY | LCSW | 90791 (intake) | $136.49 | 2026-02 | submitted |
| Direct contracts | BCBS | TN | LPC/LMHC | 90791 (intake) | $136.40 | 2026-03 | submitted |
| Direct contracts | BCBS | AL | LPC/LMHC | 90791 (intake) | $136.31 | 2026-08 | submitted |
| Direct contracts | BCBS | AL | LPC/LMHC | 90837 (60 min) | $136.08 | 2026-08 | submitted |
| Direct contracts | BCBS | TN | LPC/LMHC | 90837 (60 min) | $136 | 2021-07 | submitted |
| Headway | Aetna | CA | PhD/PsyD | 90834 (45 min) | $136 | 2026-10 | submitted |
| Direct contracts | BCBS | MA | PhD/PsyD | 90834 (45 min) | $135.41 | 2026-10 | submitted |
| Direct contracts | BCBS | WA | LCSW | 90837 (60 min) | $135.39 | 2024-08 | submitted |
| Direct contracts | Premera | WA | LMFT | 90837 (60 min) | $135.39 | 2026-10 | submitted |
| Direct contracts | BCBS | MA | PhD/PsyD | 90834 (45 min) | $135.19 | 2025-09 | submitted |
| Direct contracts | Premera | WA | LPC/LMHC | 90837 (60 min) | $135 | 2023-07 | submitted |
| Direct contracts | Premera | WA | LPC/LMHC | 90837 (60 min) | $135 | 2026-09 | submitted |
| Direct contracts | Premera | WA | LPC/LMHC | 90837 (60 min) | $135 | 2025-12 | submitted |
| Lyra | — | WA | LPC/LMHC | 90837 (60 min) | $135 | 2026-10 | submitted |
| Direct contracts | Cigna | OR | PhD/PsyD | 90837 (60 min) | $135 | 2026-05 | submitted |
| Lyra | — | CA | LCSW | 90834 (45 min) | $135 | 2026-10 | submitted |
| Direct contracts | Kaiser | WA | LPC/LMHC | 90837 (60 min) | $134.40 | 2026-05 | submitted |
| Direct contracts | BCBS | NJ | LPC/LMHC | 90837 (60 min) | $134.31 | 2024-06 | submitted |
| Direct contracts | BCBS | RI | LCSW | 90837 (60 min) | $134 | 2024-08 | submitted |
| Direct contracts | Medicare | NJ | LCSW | 90837 (60 min) | $133.89 | 2026-10 | submitted |
| Direct contracts | CHAMPVA | CA | LCSW | 90837 (60 min) | $133.75 | 2026-09 | CHAMPVA pays 75% of Medicare rate. Does not require clinician to be credentialed. Exact rate varies based on specific zip code, 90837 is usually around $130-135 in CA submitted |
| Direct contracts | BCBS | IL | LCSW | 90837 (60 min) | $133.67 | 2026-01 | submitted |
| Direct contracts | BCBS | IL | LMFT | 90837 (60 min) | $133.67 | 2026-01 | submitted |
| Direct contracts | BCBS | IL | LCPC/LPCC/LCMHC | 90837 (60 min) | $133.67 | 2026-08 | submitted |
| Direct contracts | BCBS | IL | LCSW | 90837 (60 min) | $133.67 | 2026-06 | submitted |
| Direct contracts | BCBS | CA | LCSW | 90837 (60 min) | $133 | 2025-08 | submitted |
| Direct contracts | Carelon | CA | LCSW | 90837 (60 min) | $133 | 2025-01 | (Medi-cal) submitted |
| Direct contracts | Medicaid | CA | LCSW | 90837 (60 min) | $133 | 2025-01 | Add-on code for Telehealth t1014 ($0.24 per minute) submitted |
| Alma | Optum/UHC | MA | LCSW | 90837 (60 min) | $133 | 2025-08 | *cut sometime last year from $142 or so submitted |
| Direct contracts | BCBS | RI | LCSW | 90837 (60 min) | $132.86 | 2025-12 | For LICSW, not LCSW (RI has both distinctions) submitted |
| Direct contracts | BCBS | RI | LPC/LMHC | 90837 (60 min) | $132.86 | 2025-11 | submitted |
| Direct contracts | BCBS | RI | LPC/LMHC | 90837 (60 min) | $132.86 | 2026-10 | submitted |
| Direct contracts | BCBS | CT | LPC/LMHC | 90791 (intake) | $132.30 | 2026-08 | submitted |
| Direct contracts | BCBS | CT | LCSW | 90791 (intake) | $132.30 | 2026-11 | submitted |
| Headway | Aetna | NJ | LCSW | 90791 (intake) | $132.28 | 2023-08 | submitted |
| Direct contracts | Optum/UHC | CT | LPC/LMHC | 90837 (60 min) | $132.09 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | CT | LMFT | 90837 (60 min) | $132.09 | 2022-08 | submitted |
| Direct contracts | Optum/UHC | CT | LCSW | 90837 (60 min) | $132 | 2025-04 | submitted |
| Headway | Aetna | NJ | LPC/LMHC | 90791 (intake) | $132 | 2026-06 | submitted |
| Direct contracts | BCBS | WI | LPC/LMHC | 90837 (60 min) | $131.98 | 2021-05 | submitted |
| Direct contracts | Medicaid | CA | — | 90837 (60 min) | $131.97 | 2025-10 | Medi-Cal, most payors source |
| Direct contracts | Medicaid | CA | LMFT | 90837 (60 min) | $131.97 | 2026-08 | submitted |
| Direct contracts | BCBS | WI | LPC/LMHC | 90837 (60 min) | $131.96 | 2013-10 | submitted |
| Direct contracts | BCBS | WI | LPC/LMHC | 90837 (60 min) | $131.96 | 2026-10 | submitted |
| Direct contracts | BCBS | IL | LCSW | 90837 (60 min) | $131.48 | 2026-05 | submitted |
| Direct contracts | BCBS | PA | LCSW | 90837 (60 min) | $131.29 | 2026-07 | submitted |
| Direct contracts | BCBS | PA | LPC/LMHC | 90837 (60 min) | $131.29 | 2026-08 | submitted |
| Direct contracts | Highmark | PA | LCSW | 90837 (60 min) | $131.29 | 2026-07 | submitted |
| Direct contracts | BCBS | PA | LPC/LMHC | 90837 (60 min) | $131.29 | 2026-07 | submitted |
| Direct contracts | Highmark | PA | LCSW | 90837 (60 min) | $131.29 | 2026-10 | submitted |
| Direct contracts | Optum/UHC | LA | LPC/LMHC | 90791 (intake) | $131.15 | 2026-07 | submitted |
| Direct contracts | Optum/UHC | TX | LCSW | 90791 (intake) | $131.15 | 2026-05 | submitted |
| Headway | BCBS | MA | LCSW | 90837 (60 min) | $131 | 2026-01 | submitted |
| Direct contracts | Cigna | MD | LCSW | 90837 (60 min) | $131 | 2026-02 | Work evenings and weekends submitted |
| Direct contracts | BCBS | IL | — | 90837 (60 min) | $131 | 2024-11 | Reported as the BCBS PPO rate, not renegotiated in several years. source |
| Direct contracts | The Alliance | WI | LPC/LMHC | 90837 (60 min) | $131 | 2026-10 | submitted |
| Direct contracts | BCBS | PA | LPC/LMHC | 90837 (60 min) | $131 | 2026-10 | submitted |
| Headway | BCBS | MA | LPC/LMHC | 90837 (60 min) | $131 | 2024-02 | submitted |
| Direct contracts | Medicaid | CO | — | 90837 (60 min) | $131 | 2026-10 | Colorado Medicaid rate, per commenter. source |
| Headway | Kaiser | MD | LCSW | 90837 (60 min) | $130.96 | 2026-08 | submitted |
| Havard Pilgrim | — | NH | LCSW | 90837 (60 min) | $130.13 | 2026-04 | cut from $133.13 submitted |
| Direct contracts | Medicaid | CO | — | 90837 (60 min) | $130 | 2026-05 | source |
| Alma | Aetna | — | LCSW | 90837 (60 min) | $130 | 2026-05 | therapist payout ~$130 including $25 copay; EOB showed Aetna paid Alma $122.19 source |
| Headway | Aetna | WI | LPC/LMHC | 90837 (60 min) | $130 | 2024-06 | submitted |
| Octave | — | CA | LMFT | 90834 (45 min) | $130 | 2025-04 | submitted |
| Headway | Aetna | AZ | LCSW | 90837 (60 min) | $130 | 2026-01 | submitted |
| Headway | Aetna | MO | LPC/LMHC | 90837 (60 min) | $130 | 2026-08 | submitted |
| Headway | Aetna | CA | LCPC/LPCC/LCMHC | 90837 (60 min) | $130 | 2023-03 | submitted |
| Headway | Aetna | AZ | LPC/LMHC | 90837 (60 min) | $130 | 2026-06 | submitted |
| Headway | Aetna | CA | LMFT | 90837 (60 min) | $130 | 2024-08 | submitted |
| Headway | Aetna | CA | LCSW | 90837 (60 min) | $130 | 2026-06 | submitted |
| Headway | Aetna | CO | LCSW | 90837 (60 min) | $130 | 2026-06 | submitted |
| Headway | Aetna | CA | LMFT | 90837 (60 min) | $130 | 2024-07 | submitted |
| Headway | Aetna | CA | LCPC/LPCC/LCMHC | 90837 (60 min) | $130 | 2023-08 | submitted |
| Spring Health | EAP | PA | LPC/LMHC | 90837 (60 min) | $130 | 2025-06 | Negotiated regularly (every 6 months) Starting offer was $75, Negotiated to $95, then steadily re-negotiated at every opportunity to eventually bring it up to $130 submitted |
| Headway | Aetna | CT | LPC/LMHC | 90837 (60 min) | $130 | 2025-01 | submitted |
| Direct contracts | Reflect | WA | LPC/LMHC | 90837 (60 min) | $130 | 2022-07 | Individual: $130/Day, $150/5pm, Couples: $155/Day, $175/5pm Evening. $30 Month submitted |
| Headway | Aetna | CA | LMFT | 90837 (60 min) | $130 | 2024-10 | No cuts submitted |
| Spring Health | — | CA | LCSW | Other | $130 | 2026-10 | Flat rate submitted |
| Octave | BCBS | CA | LCSW | 90791 (intake) | $130 | 2026-10 | Allowed amount cross referenced from existing data submitted |
| Headway | Aetna | MO | LPC/LMHC | 90837 (60 min) | $130 | 2026-10 | submitted |
| Headway | Aetna | WI | LPC/LMHC | 90837 (60 min) | $130 | 2024-10 | submitted |
| Headway | Aetna | AZ | LPC/LMHC | 90837 (60 min) | $129.90 | 2026-10 | submitted |
| Direct contracts | Medicaid | FL | LCSW | 90837 (60 min) | $129.89 | 2026-10 | submitted |
| Headway | Aetna | TX | — | 90837 (60 min) | $129.74 | 2025-08 | masters level source |
| Alma | Aetna | NC | — | 90837 (60 min) | $129.74 | 2025-09 | masters level; 90834 $103, 90791 $132.28 source |
| Headway | Aetna | NJ | LCSW | 90837 (60 min) | $129.74 | 2023-08 | submitted |
| Headway | Aetna | TX | LPC/LMHC | 90837 (60 min) | $129.74 | 2025-10 | submitted |
| Headway | Aetna | TX | LPC/LMHC | 90837 (60 min) | $129.74 | 2023-10 | submitted |
| Headway | Aetna | TX | LCSW | 90837 (60 min) | $129.74 | 2026-10 | submitted |
| Headway | Aetna | MA | LPC/LMHC | 90837 (60 min) | $129.74 | 2026-10 | submitted |
| Direct contracts | BCBS | CT | LCSW | 90837 (60 min) | $129.57 | 2026-10 | Increase from 116.82 submitted |
| Headway | Aetna | NY | LCSW | 90837 (60 min) | $129.33 | 2026-10 | submitted |
| Headway | BCBS | IL | LPC/LMHC | 90837 (60 min) | $129 | 2025-01 | submitted |
| Headway | Aetna | CA | LCSW | 90837 (60 min) | $129 | 2023-08 | submitted |
| Headway | Aetna | TX | LCSW | 90837 (60 min) | $129 | 2026-08 | submitted |
| Alma | Aetna | CO | — | 90837 (60 min) | $129 | 2024-11 | source |
| Spring Health | — | OR | LPC/LMHC | 90837 (60 min) | $129 | 2026-10 | submitted |
| Headway | BCBS | IL | LCSW | 90837 (60 min) | $129 | 2026-10 | submitted |
| Headway | Aetna | NY | LPC/LMHC | 90837 (60 min) | $129 | 2026-10 | submitted |
| Direct contracts | Cigna | OR | LPC/LMHC | 90837 (60 min) | $129 | 2016-01 | No increase in rates since joining network. submitted |
| Direct contracts | BCBS | RI | LCSW | 90837 (60 min) | $128 | 2025-08 | LICSW source |
| Direct contracts | Cigna | DC | LCSW | 90837 (60 min) | $128 | 2025-08 | LICSW; group and individual contracts pay the same source |
| Direct contracts | Cigna | MD | LCPC/LPCC/LCMHC | 90837 (60 min) | $128 | 2025-07 | Bethesda area submitted |
| Direct contracts | Aetna | NJ | LPC/LMHC | 90837 (60 min) | $127.86 | 2025-04 | submitted |
| Direct contracts | Aetna | NJ | LPC/LMHC | 90837 (60 min) | $127.86 | 2023-11 | submitted |
| Direct contracts | BCBS | TX | PhD/PsyD | 90837 (60 min) | $127.81 | 2026-10 | submitted |
| Direct contracts | BCBS | CO | LPC/LMHC | 90837 (60 min) | $127 | 2025-01 | submitted |
| Headway | Harvard Pilgrim | ME | LCPC/LPCC/LCMHC | 90837 (60 min) | $127 | 2024-08 | submitted |
| Headway | BCBS | AL | LPC/LMHC | 90837 (60 min) | $127 | 2025-02 | submitted |
| Headway | BCBS | AL | LCSW | 90837 (60 min) | $127 | 2026-10 | submitted |
| Alma | BCBS | WI | PhD/PsyD | 90837 (60 min) | $127 | 2026-10 | submitted |
| Direct contracts | Aetna | RI | LCSW | 90837 (60 min) | $126.83 | 2026-11 | submitted |
| Alma | Optum/UHC | — | — | 90837 (60 min) | $126.80 | 2024-10 | pre-cut rate; reduced to $116.80 November 2024; 90791 $126.80 cut to $119.72 source |
| Direct contracts | Kaiser | WA | LCSW | 90837 (60 min) | $126.35 | 2024-08 | submitted |
| Direct contracts | Aetna | CA | PhD/PsyD | 90832 (30 min) | $126.14 | 2024-01 | submitted |
| Alma | Aetna | MA | LPC/LMHC | 90791 (intake) | $126 | 2026-08 | submitted |
| Alma | Aetna | MA | LPC/LMHC | 90837 (60 min) | $126 | 2026-08 | submitted |
| Alma | Aetna | MA | LCSW | 90837 (60 min) | $126 | 2026-08 | Cut from $146 last month submitted |
| Headway | BCBS | VA | LPC/LMHC | 90837 (60 min) | $126 | 2025-03 | They received an increase from anthem in July 2026 and refuse to pass it on. submitted |
| Direct contracts | First choice | WA | LPC/LMHC | 90837 (60 min) | $126 | 2024-07 | submitted |
| Headway | BCBS | VA | LPC/LMHC | 90837 (60 min) | $126 | 2026-10 | submitted |
| Direct contracts | Optum/UHC | NH | LCSW | 90837 (60 min) | $125.80 | 2024-04 | submitted |
| Direct contracts | Massachusetts Behavioral Health Partnership (MBHP) | MA | LCSW | 90837 (60 min) | $125.69 | 2026-05 | submitted |
| Direct contracts | BCBS | PA | LPC/LMHC | 90837 (60 min) | $125.07 | 2026-08 | submitted |
| Headway | Quest Behavioral Health | GA | LCSW | 90837 (60 min) | $125 | 2025-08 | source |
| Headway | Optum/UHC | AZ | PhD/PsyD | 90837 (60 min) | $125 | 2023-08 | submitted |
| Headway | BCBS | NY | LPC/LMHC | 90791 (intake) | $125 | 2026-08 | submitted |
| Direct contracts | Medicaid | CO | LPC/LMHC | 90837 (60 min) | $125 | 2020-08 | submitted |
| Direct contracts | Medicaid | CO | — | 90837 (60 min) | $125 | 2024-11 | Independently credentialed, in-network regions. source |
| Direct contracts | Optum/UHC | IL | PhD/PsyD | 90837 (60 min) | $125 | 2026-09 | submitted |
| Lyra | — | CA | LMFT | 90837 (60 min) | $125 | 2024-03 | submitted |
| Direct contracts | Medicare | NH | LCSW | 90837 (60 min) | $124.48 | 2024-04 | submitted |
| Direct contracts | Aetna | NY | LCSW | 90791 (intake) | $124.32 | 2023-01 | submitted |
| Alma | Carelon | GA | LPC/LMHC | 90791 (intake) | $124.30 | 2026-08 | submitted |
| Direct contracts | Curative | IL | LCSW | 90837 (60 min) | $124.06 | 2026-10 | submitted |
| Headway | Aetna | GA | LPC/LMHC | 90791 (intake) | $124 | 2026-01 | submitted |
| Direct contracts | Aetna | GA | PhD/PsyD | 90837 (60 min) | $124 | 2024-08 | submitted |
| Headway | Aetna | OK | LPC/LMHC | 90791 (intake) | $124 | 2026-08 | submitted |
| Headway | Kaiser | VA | LPC/LMHC | 90837 (60 min) | $123.96 | 2026-10 | submitted |
| Direct contracts | Aetna | CA | LMFT | 90837 (60 min) | $123.88 | 2026-06 | Increased from 121.00 submitted |
| Direct contracts | Aetna | CA | LCSW | 90791 (intake) | $123.75 | 2026-08 | submitted |
| Direct contracts | Tricare | TX | LPC/LMHC | 90837 (60 min) | $123.67 | 2026-09 | submitted |
| Direct contracts | BCBS | IA | LPC/LMHC | 90834 (45 min) | $123.30 | 2026-07 | Rates went up for 90834 slightly in July 2026 submitted |
| Direct contracts | Kaiser | CA | LCSW | 90837 (60 min) | $123.27 | 2026-10 | submitted |
| Headway | Optum/UHC | NJ | LCSW | 90791 (intake) | $123 | 2023-08 | submitted |
| Hmsa | Anthem Blue Cross | HI | LMFT | 90837 (60 min) | $123 | 2026-10 | submitted |
| Direct contracts | BCBS | HI | LMFT | 90837 (60 min) | $123 | 2026-10 | submitted |
| Direct contracts | University Health Alliance | HI | LPC/LMHC | 90837 (60 min) | $122.53 | 2026-10 | 122.53 + 12 copay submitted |
| Direct contracts | Medicaid | WA | LCSW | 90837 (60 min) | $122.51 | 2026-07 | submitted |
| Medicaid (Apple Health) | — | WA | LCSW | 90837 (60 min) | $122.51 | 2026-07 | Rate applies to all MCOs (United, Molina, United, WellPoint, Coordinated Care, Ambetter, CHPW) submitted |
| Direct contracts | Aetna | CT | LPC/LMHC | 90837 (60 min) | $122.36 | 2026-08 | submitted |
| Direct contracts | Aetna | CT | LPC/LMHC | 90837 (60 min) | $122.36 | 2026-11 | submitted |
| Headway | Aetna | KS | LCSW | 90837 (60 min) | $122 | 2026-08 | submitted |
| Direct contracts | Aetna | CT | LCSW | 90837 (60 min) | $122 | 2023-05 | submitted |
| Direct contracts | BCBS | AZ | PhD/PsyD | 90837 (60 min) | $122 | 2023-08 | submitted |
| Headway | Aetna | OK | LPC/LMHC | 90837 (60 min) | $122 | 2026-08 | submitted |
| Headway | Optum/UHC | CA | LCPC/LPCC/LCMHC | 90837 (60 min) | $122 | 2023-03 | submitted |
| Headway | Aetna | TN | LPC/LMHC | 90837 (60 min) | $122 | 2026-10 | submitted |
| Headway | Optum/UHC | CA | LMFT | 90837 (60 min) | $122 | 2024-10 | submitted |
| Headway | Aetna | DC | LMFT | 90837 (60 min) | $122 | 2026-10 | submitted |
| Headway | Aetna | SC | LPC/LMHC | 90837 (60 min) | $122 | 2026-10 | submitted |
| Headway | Aetna | WV | LPC/LMHC | 90837 (60 min) | $122 | 2026-03 | submitted |
| Headway | Optum/UHC | NY | LCSW | 90837 (60 min) | $121.80 | 2026-08 | submitted |
| Headway | Aetna | CO | — | 90837 (60 min) | $121.74 | 2026-05 | most other plans pay $95-98 for 90837 via Headway in CO per poster source |
| Headway | Aetna | MD | LCSW | 90837 (60 min) | $121.74 | 2026-08 | submitted |
| Headway | Aetna | CO | LCSW | 90837 (60 min) | $121.74 | 2026-10 | submitted |
| Headway | Aetna | VA | LPC/LMHC | 90837 (60 min) | $121.74 | 2026-10 | submitted |
| Headway | Aetna | FL | LCSW | 90837 (60 min) | $121.74 | 2026-10 | submitted |
| Direct contracts | BCBS | LA | LPC/LMHC | 90791 (intake) | $121.70 | 2026-07 | submitted |
| Direct contracts | Optum/UHC | CA | LMFT | 90837 (60 min) | $121.36 | 2020-08 | submitted |
| Direct contracts | Optum/UHC | — | LCSW | — | $121.33 | 2025-11 | United; solo practice licensed in DC/MD/VA source |
| Direct contracts | — | CA | LMFT | 90837 (60 min) | $121.33 | 2020-04 | I requested a raise this year and they shut me down and said they would evaluate again in Feb 2026 submitted |
| Direct contracts | — | CA | LMFT | 90837 (60 min) | $121.33 | 2020-08 | submitted |
| Direct contracts | Optum/UHC | CA | LMFT | 90837 (60 min) | $121.33 | 2026-09 | Not updated or adjusted in at least 3 years submitted |
| Direct contracts | Optum/UHC | MD | LCSW | 90837 (60 min) | $121.33 | 2026-10 | submitted |
| Alma | Optum/UHC | GA | LPC/LMHC | 90791 (intake) | $121.24 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | WI | LCSW | 90837 (60 min) | $121.10 | 2022-06 | submitted |
| Headway | Aetna | GA | LCSW | 90837 (60 min) | $121 | 2025-08 | source |
| Alma | Aetna | TN | LMFT | 90837 (60 min) | $121 | 2025-09 | source |
| Headway | Aetna | OH | LCSW | 90837 (60 min) | $121 | 2024-02 | submitted |
| Headway | Aetna | FL | LPC/LMHC | 90837 (60 min) | $121 | 2025-08 | submitted |
| Headway | Aetna | GA | LPC/LMHC | 90837 (60 min) | $121 | 2026-01 | submitted |
| Direct contracts | Aetna | CO | LPC/LMHC | 90837 (60 min) | $121 | 2020-06 | submitted |
| Direct contracts | Cigna | CO | LPC/LMHC | 90837 (60 min) | $121 | 2020-08 | submitted |
| Headway | Aetna | OH | LCSW | 90837 (60 min) | $121 | 2026-01 | submitted |
| Direct contracts | BCBS | WA | LPC/LMHC | 90837 (60 min) | $121 | 2024-07 | Some report an Increase from this amount? submitted |
| Headway | Aetna | NV | PhD/PsyD | 90834 (45 min) | $121 | 2026-10 | submitted |
| Headway | Aetna | NC | LCSW | 90837 (60 min) | $121 | 2026-10 | submitted |
| Headway | Aetna | NC | LCPC/LPCC/LCMHC | 90837 (60 min) | $121 | 2026-11 | submitted |
| Direct contracts | Optum/UHC | WI | LPC/LMHC | 90837 (60 min) | $120.98 | 2021-05 | submitted |
| Direct contracts | Optum/UHC | WI | LPC/LMHC | 90837 (60 min) | $120.96 | 2026-07 | submitted |
| Direct contracts | Optum/UHC | WI | LPC/LMHC | 90837 (60 min) | $120.96 | 2013-09 | submitted |
| Direct contracts | Optum/UHC | WI | LPC/LMHC | 90837 (60 min) | $120.96 | 2026-10 | submitted |
| Direct contracts | Aetna | NY | LCSW | 90837 (60 min) | $120.95 | 2024-08 | submitted |
| Direct contracts | Medicare | IN | LCSW | 90837 (60 min) | $120.84 | 2026-01 | submitted |
| Direct contracts | Aetna | DC | LCSW | 90791 (intake) | $120.82 | 2024-02 | submitted |
| Direct contracts | Aetna | NY | LCSW | 90837 (60 min) | $120.67 | 2026-06 | submitted |
| Direct contracts | Aetna | NY | LCSW | 90837 (60 min) | $120.66 | 2023-01 | submitted |
| Headway | Optum/UHC | WA | LPC/LMHC | 90837 (60 min) | $120.55 | 2025-08 | United source |
| Headway | Optum/UHC | NJ | LCSW | 90837 (60 min) | $120.55 | 2023-08 | submitted |
| Headway | Optum/UHC | VA | LPC/LMHC | 90837 (60 min) | $120.55 | 2026-10 | submitted |
| Direct contracts | BCBS | WA | LCSW | 90837 (60 min) | $120.25 | 2024-08 | submitted |
| Direct contracts | Regence | WA | LPC/LMHC | 90837 (60 min) | $120.24 | 2023-07 | submitted |
| Direct contracts | BCBS | WA | LPC/LMHC | 90837 (60 min) | $120.24 | 2026-01 | submitted |
| Direct contracts | Aetna | NJ | LPC/LMHC | 90837 (60 min) | $120.10 | 2026-10 | submitted |
| Alma | Optum/UHC | — | — | 90837 (60 min) | $120 | 2024-11 | Cut from $130 in the November 2024 Optum rate reduction ($7 across Optum/UHC/UMR/Surest). source |
| Lyra | EAP | — | — | 90791 (intake) | $120 | 2025-10 | intake rate source |
| Spring Health | Spring Health | CA | LCSW | 90837 (60 min) | $120 | 2023-01 | submitted |
| Spring Health | Spring Health | TX | LCSW | 90837 (60 min) | $120 | 2023-01 | submitted |
| Headway | BCBS | OR | LCSW | 90837 (60 min) | $120 | 2026-08 | submitted |
| Headway | Optum/UHC | CA | LCSW | 90837 (60 min) | $120 | 2023-08 | submitted |
| Alma | Optum/UHC | TX | LPC/LMHC | 90837 (60 min) | $120 | 2025-01 | submitted |
| Headway | Optum/UHC | CO | LPC/LMHC | 90837 (60 min) | $120 | 2024-08 | submitted |
| Direct contracts | Aetna | CA | PhD/PsyD | 90834 (45 min) | $120 | 2025-08 | submitted |
| Direct contracts | Aetna | NY | LPC/LMHC | 90837 (60 min) | $120 | 2026-01 | submitted |
| Headway | Aetna | IN | LCSW | 90837 (60 min) | $120 | 2026-08 | submitted |
| Collective Counseling Solutions | Optum/UHC | OH | LCSW | 90837 (60 min) | $120 | 2026-07 | submitted |
| Direct contracts | Community Care Alliance | MA | LCSW | 90837 (60 min) | $120 | 2026-06 | submitted |
| Direct contracts | Carelon | CA | LMFT | 90837 (60 min) | $120 | 2024-10 | submitted |
| Collective Counseling Solutions | Optum/UHC | CA | LCSW | 90837 (60 min) | $120 | 2026-09 | submitted |
| Alma | Optum/UHC | CO | LCSW | 90837 (60 min) | $120 | 2026-09 | submitted |
| Alma | Optum/UHC | VA | LCSW | 90837 (60 min) | $120 | 2026-09 | submitted |
| Lyra | EAP | CA | LMFT | 90834 (45 min) | $120 | 2022-01 | submitted |
| Lyra | — | CA | LMFT | 90834 (45 min) | $120 | 2022-01 | submitted |
| Spring Health | — | FL | LCSW | 90837 (60 min) | $120 | 2025-08 | I ask for increase every 6months and it keeps getting denied. Virtual - $110 In-person - $120 submitted |
| Lyra | EAP | OH | LCPC/LPCC/LCMHC | 90837 (60 min) | $120 | 2026-10 | They're not adding new clinicians anymore. They have their own they use now for EAP services submitted |
| Medicaid | — | WV | LPC/LMHC | 90837 (60 min) | $120 | 2026-10 | submitted |
| Direct contracts | Optum/UHC | WI | LPC/LMHC | 90837 (60 min) | $120 | 2024-04 | submitted |
| Direct contracts | Optum/UHC | NY | LPC/LMHC | 90837 (60 min) | $120 | 2026-10 | submitted |
| Collective Counseling Solutions | Optum/UHC | CO | LPC/LMHC | 90837 (60 min) | $120 | 2026-10 | submitted |
| Direct contracts | Optum/UHC | DC | LPC/LMHC | 90837 (60 min) | $120 | 2023-04 | submitted |
| Alma | Aetna | NY | LCPC/LPCC/LCMHC | 90837 (60 min) | $119.50 | 2026-10 | submitted |
| Headway | BCBS | MD | LCSW | 90837 (60 min) | $119.07 | 2026-08 | submitted |
| Headway | BCBS | MD | LCPC/LPCC/LCMHC | 90837 (60 min) | $119.07 | 2026-08 | submitted |
| Headway | BCBS | WI | LPC/LMHC | 90837 (60 min) | $119 | 2024-06 | submitted |
| Headway | BCBS | WI | LMFT | 90837 (60 min) | $119 | 2026-09 | submitted |
| Direct contracts | Aetna | NY | LPC/LMHC | 90837 (60 min) | $119 | 2026-10 | submitted |
| Headway | Optum/UHC | AZ | LPC/LMHC | 90837 (60 min) | $119 | 2026-10 | submitted |
| Headway | BCBS | WI | LPC/LMHC | 90837 (60 min) | $119 | 2024-10 | submitted |
| Direct contracts | Optum/UHC | IL | LCSW | 90837 (60 min) | $118.75 | 2024-08 | submitted |
| Direct contracts | Medicaid | HI | LPC/LMHC | 90837 (60 min) | $118.70 | 2026-10 | submitted |
| Direct contracts | Medicaid | NH | LCSW | 90837 (60 min) | $118.38 | 2023-01 | submitted |
| Direct contracts | Dean | IL | LCSW | 90834 (45 min) | $118.01 | 2026-04 | submitted |
| Headway | Optum/UHC | MD | LCSW | 90837 (60 min) | $117.73 | 2026-08 | submitted |
| Headway | Optum/UHC | CA | LMFT | 90837 (60 min) | $117.73 | 2024-08 | submitted |
| Direct contracts | Optum/UHC | TX | LPC/LMHC | 90837 (60 min) | $117.57 | 2026-06 | submitted |
| Direct contracts | Medicaid | SC | — | 90837 (60 min) | $117.43 | 2025-11 | SC Medicaid published rate per poster source |
| Grow Therapy | BCBS | VA | LPC/LMHC | 90837 (60 min) | $117.34 | 2024-08 | submitted |
| Headway | BCBS | KS | LCSW | 90837 (60 min) | $117 | 2026-08 | submitted |
| Direct contracts | Aetna | CO | LPC/LMHC | 90837 (60 min) | $117 | 2022-08 | submitted |
| Headway | Aetna | RI | LPC/LMHC | 90837 (60 min) | $117 | 2025-02 | submitted |
| Direct contracts | Cigna | NY | LPC/LMHC | 90837 (60 min) | $117 | 2026-10 | Actual license is LCAT submitted |
| Headway | Optum/UHC | FL | LCSW | 90837 (60 min) | $117 | 2026-10 | submitted |
| Direct contracts | BCBS | CT | LPC/LMHC | 90837 (60 min) | $116.82 | 2025-10 | submitted |
| Alma | Optum/UHC | NC | — | 90837 (60 min) | $116.80 | 2025-09 | masters level; 90834 $101.30, 90791 $119.72 source |
| Alma | Optum/UHC | MN | LCSW | 90837 (60 min) | $116.80 | 2025-12 | submitted |
| Alma | Optum/UHC | NC | LCSW | 90837 (60 min) | $116.80 | 2026-10 | submitted |
| Alma | Optum/UHC | MO | LPC/LMHC | 90837 (60 min) | $116.80 | 2024-01 | submitted |
| Direct contracts | BCBS | NY | LCSW | 90791 (intake) | $116.02 | 2026-03 | submitted |
| Direct contracts | Kaiser | WA | LPC/LMHC | 90837 (60 min) | $116 | 2024-01 | submitted |
| Direct contracts | Aetna | IL | — | 90837 (60 min) | $116 | 2024-11 | source |
| Direct contracts | Kaiser | WA | LPC/LMHC | 90837 (60 min) | $116 | 2024-09 | submitted |
| Direct contracts | Kaiser | WA | LPC/LMHC | 90837 (60 min) | $116 | 2024-06 | submitted |
| Direct contracts | BCBS | FL | LCSW | 90837 (60 min) | $115.91 | 2026-10 | submitted |
| Direct contracts | Optum/UHC | MD | PhD/PsyD | 90837 (60 min) | $115.82 | 2025-09 | United Behavioral Health/Optum, Baltimore area source |
| Direct contracts | Optum/UHC | CA | LCSW | 90837 (60 min) | $115.82 | 2023-08 | submitted |
| Direct contracts | Optum/UHC | CA | LMFT | 90837 (60 min) | $115.82 | 2022-06 | submitted |
| Direct contracts | Optum/UHC | CA | LCSW | 90837 (60 min) | $115.82 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | PA | LPC/LMHC | 90837 (60 min) | $115.82 | 2024-01 | submitted |
| Direct contracts | Optum/UHC | NJ | LPC/LMHC | 90837 (60 min) | $115.82 | 2023-07 | submitted |
| Direct contracts | Optum/UHC | RI | LPC/LMHC | 90837 (60 min) | $115.82 | 2026-10 | submitted |
| Direct contracts | Optum/UHC | DC | LCSW | 90837 (60 min) | $115.82 | 2024-08 | submitted |
| Direct contracts | Optum/UHC | CA | LCSW | 90837 (60 min) | $115.82 | 2026-10 | Newly licensed and new contract submitted |
| Headway | BCBS | NJ | LCSW | 90791 (intake) | $115.72 | 2023-08 | submitted |
| Headway | Horizon BCBS NJ | GA | LPC/LMHC | 90791 (intake) | $115.72 | 2026-01 | submitted |
| Direct contracts | Optum/UHC | MD | LCSW | 90837 (60 min) | $115.59 | 2024-08 | submitted |
| Direct contracts | MVP | NY | LCSW | 90837 (60 min) | $115.09 | 2026-02 | submitted |
| Direct contracts | BCBS | NJ | LPC/LMHC | 90847 (family, with client) | $115.02 | 2024-07 | submitted |
| Lyra | EAP | — | — | — | $115 | 2025-10 | family therapy sessions; minors same rate source |
| Headway | BCBS | NJ | — | 90837 (60 min) | $115 | 2025-09 | Horizon BCBS NJ, masters level source |
| Direct contracts | Medicaid | KS | LCSW | 90837 (60 min) | $115 | 2026-08 | submitted |
| Spring Health | EAP | NC | LPC/LMHC | 90837 (60 min) | $115 | 2025-05 | Up from $95 in 2024; applied for several raises. submitted |
| Headway | BCBS | NJ | LCSW | 90837 (60 min) | $115 | 2023-08 | submitted |
| Tava Health | BCBS | FL | LPC/LMHC | 90837 (60 min) | $115 | 2025-08 | submitted |
| Spring Health | — | CA | LMFT | 90837 (60 min) | $115 | 2024-12 | submitted |
| Direct contracts | Optum/UHC | RI | LCSW | 90837 (60 min) | $115 | 2026-05 | submitted |
| Lyra | Lyra | MA | LCSW | Other | $115 | 2026-08 | For 45+ minute session. Lyra will not give an increase once contracted (even if requested after 2 years as they state). submitted |
| Direct contracts | Cigna | NJ | LPC/LMHC | 90837 (60 min) | $115 | 2026-08 | $3 increase yearly - you need to reach out to them directly submitted |
| Headway | BCBS | NJ | LPC/LMHC | 90837 (60 min) | $115 | 2026-06 | submitted |
| Spring Health | — | DE | LCSW | 90837 (60 min) | $115 | 2026-03 | submitted |
| Direct contracts | Optum/UHC | IL | — | 90837 (60 min) | $115 | 2024-11 | Reported as UHC/UMR. source |
| Headway | Aetna | PA | LCSW | 90837 (60 min) | $115 | 2026-09 | Employer plans only, no individual/marketplace plans submitted |
| Headway | Carelon through Kaiser | CA | LMFT | 90837 (60 min) | $115 | 2025-12 | submitted |
| Direct contracts | Carelon Commercial | CA | LMFT | 90837 (60 min) | $115 | 2026-09 | submitted |
| Headway | Aetna | PA | LPC/LMHC | 90837 (60 min) | $115 | 2026-10 | submitted |
| Direct contracts | Aetna | PA | LPC/LMHC | 90837 (60 min) | $115 | 2026-01 | submitted |
| Headway | BCBS | DC | LCSW | 90837 (60 min) | $114.97 | 2025-08 | CareFirst; $5 above poster's direct contract source |
| Direct contracts | Ambetter | TX | LPC/LMHC | 90837 (60 min) | $114.93 | 2025-01 | submitted |
| Direct contracts | Medical Mutual | OH | LCPC/LPCC/LCMHC | 90837 (60 min) | $114.47 | 2026-10 | submitted |
| Direct contracts | Cigna | MD | LCSW | 90837 (60 min) | $114.33 | 2026-10 | submitted |
| Direct contracts | Tufts Health Public Plan | MA | LCSW | 90837 (60 min) | $114.26 | 2026-08 | submitted |
| Direct contracts | Aetna | TX | LMFT | 90837 (60 min) | $114.01 | 2025-10 | submitted |
| Direct contracts | Aetna | MO | LPC/LMHC | 90837 (60 min) | $114 | 2017-02 | Cannot figure out how to get a rate increase submitted |
| Direct contracts | Optum/UHC | NC | LPC/LMHC | 90837 (60 min) | $113.57 | 2023-04 | submitted |
| Availity | BCBS | MD | LMFT | 90837 (60 min) | $113.48 | 2026-12 | Increased from 109.97 submitted |
| Direct contracts | Carefirst | VA | LPC/LMHC | 90837 (60 min) | $113.47 | 2025-12 | submitted |
| Direct contracts | Medicaid | WI | LPC/LMHC | 90837 (60 min) | $113.43 | 2026-10 | submitted |
| Direct contracts | BCBS | VA | LCSW | 90837 (60 min) | $113.40 | 2025-10 | submitted |
| Direct contracts | BCBS | MD | LCPC/LPCC/LCMHC | 90837 (60 min) | $113.40 | 2025-12 | Increase from 110.9 prior to December 2025 submitted |
| Direct contracts | Cigna | CA | LMFT | 90837 (60 min) | $113 | 2024-08 | Increased from $76 in 2023 or 2024 submitted |
| Headway | BCBS | GA | LPC/LMHC | 90791 (intake) | $113 | 2026-01 | submitted |
| Direct contracts | Medicaid | CO | LPC/LMHC | 90837 (60 min) | $113 | 2025-08 | submitted |
| Headway | Optum/UHC | GA | LPC/LMHC | 90791 (intake) | $113 | 2026-01 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | 90791 (intake) | $113 | 2024-06 | submitted |
| Direct contracts | Medicaid | VA | LPC/LMHC | 90837 (60 min) | $113 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | CO | LPC/LMHC | 90837 (60 min) | $113 | 2025-08 | submitted |
| Direct contracts | Optum/UHC | NY | LCSW | 90837 (60 min) | $113 | 2026-10 | submitted |
| Direct contracts | BCBS | DC | LPC/LMHC | 90837 (60 min) | $113 | 2023-04 | submitted |
| Direct contracts | Cigna | CA | — | 90837 (60 min) | $113 | 2024-01 | Negotiated up from $75, per commenter; year approximate. source |
| Direct contracts | Aetna | CA | LMFT | 90837 (60 min) | $112.96 | 2025-08 | Southern CA, direct credentialing; Cigna offered $80, declined source |
| Direct contracts | Aetna | CA | LMFT | 90837 (60 min) | $112.96 | 2026-01 | submitted |
| Direct contracts | Aetna | CA | LCSW | 90837 (60 min) | $112.96 | 2026-08 | submitted |
| Direct contracts | Aetna | TX | LCSW | 90837 (60 min) | $112.50 | 2026-08 | submitted |
| Direct contracts | Aetna | PA | LCSW | 90837 (60 min) | $112.35 | 2025-08 | submitted |
| Direct contracts | Aetna | PA | LCSW | 90837 (60 min) | $112.35 | 2026-10 | submitted |
| Direct contracts | BCBS | MD | LCSW | 90837 (60 min) | $112.22 | 2026-10 | submitted |
| Headway | Optum/UHC | — | — | 90837 (60 min) | $112 | 2024-11 | Reported alongside the Alma figure; Optum reportedly pays Headway ~$130 for the session. source |
| Headway | Oscar | GA | LCSW | 90837 (60 min) | $112 | 2025-08 | source |
| Alma | Aetna | CA | LCSW | 90837 (60 min) | $112 | 2026-08 | Cut from $129 in July submitted |
| Direct contracts | Aetna | KS | LCSW | 90837 (60 min) | $112 | 2026-08 | submitted |
| Direct contracts | Aetna | TX | LPC/LMHC | 90837 (60 min) | $112 | 2026-03 | submitted |
| Headway | Optum/UHC | GA | LPC/LMHC | 90837 (60 min) | $112 | 2026-01 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | 90837 (60 min) | $112 | 2024-06 | was "strongly advised" to never use this code submitted |
| Direct contracts | Aetna | CA | LMFT | 90837 (60 min) | $112 | 2024-04 | They pay very quickly submitted |
| Alma | Aetna | TX | LPC/LMHC | 90837 (60 min) | $112 | 2026-08 | submitted |
| Direct contracts | Healthfirst | NY | LPC/LMHC | 90837 (60 min) | $112 | 2026-08 | Solo private practice submitted |
| Direct contracts | Cigna | NJ | LCSW | 90837 (60 min) | $112 | 2026-10 | submitted |
| Direct contracts | Aetna | TX | LCSW | 90837 (60 min) | $112 | 2026-10 | submitted |
| Direct contracts | Cigna | DC | LCSW | 90837 (60 min) | $112 | 2026-06 | up from $108 submitted |
| Direct contracts | BCBS | WA | LPC/LMHC | 90837 (60 min) | $112 | 2023-01 | submitted |
| Headway | BCBS | NC | LCPC/LPCC/LCMHC | 90791 (intake) | $112 | 2026-11 | submitted |
| Direct contracts | Cigna | — | LPC/LMHC | 90837 (60 min) | $112 | 2026-11 | Renegotiated; a $5 raise, per commenter. source |
| Headway | BCBS | OK | LPC/LMHC | 90791 (intake) | $111.99 | 2026-08 | submitted |
| Direct contracts | Aetna | OH | LCPC/LPCC/LCMHC | 90837 (60 min) | $111.92 | 2026-10 | submitted |
| Direct contracts | Medicaid | CT | LCSW | 90791 (intake) | $111.41 | 2026-11 | submitted |
| Headway | Cigna | GA | LPC/LMHC | 90791 (intake) | $111 | 2026-01 | submitted |
| Direct contracts | Cigna | CT | LCSW | 90837 (60 min) | $111 | 2022-05 | submitted |
| Direct contracts | Cigna | AZ | PhD/PsyD | 90837 (60 min) | $111 | 2021-07 | submitted |
| SonderMind | Aetna | MA | LCPC/LPCC/LCMHC | 90837 (60 min) | $111 | 2026-08 | submitted |
| Headway | Cigna | NC | LCPC/LPCC/LCMHC | 90791 (intake) | $111 | 2026-11 | submitted |
| Alma | EAP | VA | LPC/LMHC | 90834 (45 min) | $110.96 | 2026-10 | submitted |
| Direct contracts | Aetna | CA | LMFT | 90837 (60 min) | $110.57 | 2025-03 | submitted |
| Direct contracts | BCBS | NJ | LPC/LMHC | 90846 (family, no client) | $110.54 | 2024-07 | submitted |
| Direct contracts | Optum/UHC | — | — | 90837 (60 min) | $110.30 | 2024-10 | Solo-contract rate cited for comparison against platform rates. Same commenter reported Optum pays Alma ~$151 for the identical session. source |
| Direct contracts | Optum/UHC | TN | LPC/LMHC | 90837 (60 min) | $110.30 | 2024-07 | submitted |
| Direct contracts | Optum/UHC | AZ | LPC/LMHC | 90837 (60 min) | $110.30 | 2024-08 | submitted |
| Direct contracts | Optum/UHC | AZ | LPC/LMHC | 90837 (60 min) | $110.30 | 2022-12 | submitted |
| Direct contracts | Optum/UHC | AZ | LPC/LMHC | 90837 (60 min) | $110.30 | 2023-03 | submitted |
| Direct contracts | Optum/UHC | FL | LCSW | 90837 (60 min) | $110.30 | 2026-01 | submitted |
| Direct contracts | Optum/UHC | PA | LPC/LMHC | 90837 (60 min) | $110.30 | 2026-08 | submitted |
| Direct contracts | Aetna | MO | LCSW | 90837 (60 min) | $110.30 | 2024-06 | submitted |
| Direct contracts | Optum/UHC | NY | LPC/LMHC | 90837 (60 min) | $110.30 | 2025-01 | submitted |
| Direct contracts | Optum/UHC | TX | LMFT | 90837 (60 min) | $110.30 | 2026-10 | Master's level, sole practitioner submitted |
| Direct contracts | Optum/UHC | PA | LCSW | 90837 (60 min) | $110.30 | 2026-10 | submitted |
| Direct contracts | Optum/UHC | MO | LCSW | 90837 (60 min) | $110.30 | 2026-05 | submitted |
| Direct contracts | Optum/UHC | OH | LCPC/LPCC/LCMHC | 90837 (60 min) | $110.30 | 2026-10 | submitted |
| Direct contracts | Optum/UHC | PA | LPC/LMHC | 90837 (60 min) | $110.30 | 2026-01 | submitted |
| Direct contracts | Optum/UHC | MD | LCPC/LPCC/LCMHC | 90837 (60 min) | $110.30 | 2025-07 | submitted |
| Direct contracts | Optum/UHC | TX | LCSW | 90837 (60 min) | $110.30 | 2026-10 | submitted |
| Direct contracts | Optum/UHC | TX | LCSW | 90837 (60 min) | $110.30 | 2026-05 | submitted |
| Direct contracts | Optum/UHC | FL | LCSW | 90837 (60 min) | $110.30 | 2026-10 | submitted |
| Alma | Optum/UHC | WI | LCSW | 90837 (60 min) | $110.26 | 2024-12 | submitted |
| Direct contracts | Aetna | PA | LPC/LMHC | 90837 (60 min) | $110.21 | 2026-08 | submitted |
| Headway | Optum/UHC | WI | LPC/LMHC | 90837 (60 min) | $110.17 | 2024-10 | submitted |
| Headway | BCBS | — | — | 90837 (60 min) | $110 | 2024-12 | Clinician reported Headway billed BCBS $220 for the session and paid $110; the claim was later denied as too expensive. source |
| Collective Counseling Solutions | Cigna | — | — | 90837 (60 min) | $110 | 2026-05 | contracted via Collective Counseling Solutions source |
| Direct contracts | Optum/UHC | ID | LPC/LMHC | 90837 (60 min) | $110 | 2025-06 | No longer accept them/in network with them. submitted |
| Headway | Aetna | GA | LPC/LMHC | 90791 (intake) | $110 | 2026-08 | submitted |
| Alma | Aetna | GA | LPC/LMHC | 90837 (60 min) | $110 | 2026-08 | submitted |
| Headway | BCBS | NY | LPC/LMHC | 90837 (60 min) | $110 | 2026-08 | submitted |
| Alma | Aetna | MA | LCSW | 90834 (45 min) | $110 | 2026-08 | Cut from $118 or $126 last month submitted |
| Direct contracts | Optum/UHC | NY | LPC/LMHC | 90837 (60 min) | $110 | 2026-04 | submitted |
| Direct contracts | Cigna | GA | LCSW | 90837 (60 min) | $110 | 2024-06 | submitted |
| Direct contracts | Optum/UHC | IA | LCSW | 90837 (60 min) | $110 | 2025-02 | Had received $150 as a single provider agreement os OON, then became part of the UHC network and receive $110 for 90837. submitted |
| Lyra | — | LA | LPC/LMHC | Other | $110 | 2024-02 | submitted |
| Alma | Aetna | MD | LCSW | 90837 (60 min) | $110 | 2026-08 | submitted |
| Headway | BCBS | IN | LCSW | 90837 (60 min) | $110 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | OH | LCSW | 90837 (60 min) | $110 | 2022-06 | submitted |
| Headway | Optum/UHC | OH | LCSW | 90837 (60 min) | $110 | 2026-01 | submitted |
| Headway | Optum/UHC | CO | — | 90837 (60 min) | $110 | 2024-11 | source |
| Alma | Aetna | VA | LCSW | 90837 (60 min) | $110 | 2026-09 | submitted |
| Alma | Aetna | CO | LCSW | 90837 (60 min) | $110 | 2026-09 | submitted |
| Headway | Optum/UHC | CO | LCSW | 90837 (60 min) | $110 | 2026-10 | submitted |
| Spring Health | EAP | WA | LCSW | 90837 (60 min) | $110 | 2024-06 | 1/2 for no-show late cancellation submitted |
| Spring Health | EAP | CA | LCSW | 90837 (60 min) | $110 | 2026-10 | Same rate in all 4 of my states. submitted |
| Spring Health | EAP | NM | LCSW | 90837 (60 min) | $110 | 2026-10 | Same rate as in other 4 licensed states submitted |
| Direct contracts | Aetna | NH | LCSW | 90837 (60 min) | $110 | 2026-10 | submitted |
| HealthNet | HealthNet | CA | LMFT | 90837 (60 min) | $110 | 2026-10 | Sacramento County--have never responded to multiple requests for fee increase submitted |
| Lyra | — | NY | LPC/LMHC | 90837 (60 min) | $110 | 2026-10 | submitted |
| Direct contracts | Aetna | WI | LPC/LMHC | 90837 (60 min) | $110 | 2026-07 | Proposed group contract submitted |
| Direct contracts | Aetna | WA | LPC/LMHC | 90837 (60 min) | $110 | 2023-10 | submitted |
| Headway | BCBS | NC | LCSW | 90837 (60 min) | $110 | 2026-10 | submitted |
| Alma | Aetna | PA | LPC/LMHC | 90837 (60 min) | $110 | 2026-08 | cut from 130 submitted |
| Direct contracts | BCBS | DC | LCSW | 90837 (60 min) | $109.97 | 2025-08 | CareFirst; increased to $113.40 in December 2025 source |
| Direct contracts | BCBS | VT | LPC/LMHC | 90837 (60 min) | $109.88 | 2026-01 | goes up $2/year submitted |
| Alma | Optum/UHC | TX | LCSW | 90834 (45 min) | $109.80 | 2026-10 | submitted |
| Direct contracts | Aetna | CA | LMFT | 90837 (60 min) | $109.62 | 2025-01 | submitted |
| Direct contracts | Optum/UHC | VA | LPC/LMHC | 90837 (60 min) | $109.59 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | IA | LPC/LMHC | 90837 (60 min) | $109.25 | 2024-01 | submitted |
| Direct contracts | Cigna | NC | LPC/LMHC | 90837 (60 min) | $109.18 | 2026-08 | submitted |
| Headway | BCBS | MD | LCSW | 90837 (60 min) | $109 | 2026-01 | Down from 115 in 2025 submitted |
| Direct contracts | BCBS | KY | MD/DO | 90837 (60 min) | $109 | 2026-08 | submitted |
| Direct contracts | Medicaid | ME | LCPC/LPCC/LCMHC | 90837 (60 min) | $108.64 | 2026-01 | submitted |
| Grow Therapy | Kaiser | GA | LPC/LMHC | 90791 (intake) | $108.61 | 2026-08 | submitted |
| Alma | Optum/UHC | RI | PhD/PsyD | 90834 (45 min) | $108.35 | 2025-07 | submitted |
| Direct contracts | — | NV | LPC/LMHC | 90837 (60 min) | $108.15 | 2023-01 | submitted |
| Direct contracts | Medicaid | NV | LMFT | 90837 (60 min) | $108.10 | 2024-05 | submitted |
| Direct contracts | Cigna | — | LCSW | — | $108 | 2025-11 | solo practice, DC/MD/VA source |
| Direct contracts | Aetna | CA | LCSW | 90837 (60 min) | $108 | 2021-08 | submitted |
| Direct contracts | Cigna | WA | LPC/LMHC | 90837 (60 min) | $108 | 2026-01 | Applied for an increase and they gave me a $3 more (previous rate was $105) submitted |
| Direct contracts | Kaiser | CA | LCSW | 90837 (60 min) | $108 | 2026-09 | submitted |
| Direct contracts | Cigna | DC | LPC/LMHC | 90837 (60 min) | $108 | 2023-03 | submitted |
| Direct contracts | Curative | FL | LMFT | 90837 (60 min) | $108 | 2026-10 | They are slowly reducing rates as more providers sign up in FL submitted |
| Direct contracts | Cigna | FL | LCSW | 90837 (60 min) | $108 | 2026-10 | submitted |
| Direct contracts | BCBS | IL | LCSW | 90834 (45 min) | $107.81 | 2025-06 | submitted |
| Alma | Optum/UHC | NE | — | 90837 (60 min) | $107.80 | 2025-09 | LIMHP; 90834 $92.30 source |
| Direct contracts | Medicaid | MT | LCSW | 90837 (60 min) | $107.40 | 2026-07 | submitted |
| Direct contracts | BCBS | MI | LPC/LMHC | 90847 (family, with client) | $107.30 | 2026-07 | submitted |
| Direct contracts | Medicaid | VT | LCSW | 90837 (60 min) | $107.22 | 2026-01 | submitted |
| Direct contracts | Aetna | WA | LPC/LMHC | 90837 (60 min) | $107.01 | 2026-10 | submitted |
| Direct contracts | Aetna | WA | LPC/LMHC | 90837 (60 min) | $107.01 | 2023-12 | I left panel it was so low, rejoined and given same rate. They are my lowest payer submitted |
| Headway | BCBS | CA | LCSW | 90837 (60 min) | $107 | 2023-08 | submitted |
| Alma | Optum/UHC | MA | LCSW | 90834 (45 min) | $107 | 2025-08 | Cut from $118 or so in the last year submitted |
| Alma | Carelon | TX | LPC/LMHC | 90837 (60 min) | $107 | 2026-08 | submitted |
| Direct contracts | Aetna | WA | LCSW | 90837 (60 min) | $107 | 2025-10 | submitted |
| Direct contracts | Health Partners | MN | LMFT | 90847 (family, with client) | $107 | 2024-06 | submitted |
| Alma | BCBS | CO | LCSW | 90837 (60 min) | $107 | 2026-09 | submitted |
| Alma | BCBS | MO | LPC/LMHC | 90837 (60 min) | $107 | 2026-10 | submitted |
| Alma | Carelon | FL | LCSW | 90837 (60 min) | $107 | 2026-10 | submitted |
| Direct contracts | Cigna | — | — | 90837 (60 min) | $107 | 2026-11 | After years of small increases, per commenter. source |
| Direct contracts | BCBS | MD | LCSW | 90837 (60 min) | $106.60 | 2025-12 | submitted |
| Headway | BCBS | CA | LMFT | 90834 (45 min) | $106.40 | 2026-10 | submitted |
| Direct contracts | Aetna | LA | LCSW | 90837 (60 min) | $106.13 | 2025-01 | submitted |
| Direct contracts | Cigna | AZ | LPC/LMHC | 90837 (60 min) | $106 | 2024-08 | Group contract rates. Was $59 for individual contract submitted |
| Alma | Cigna | CO | LPC/LMHC | 90837 (60 min) | $106 | 2025-08 | submitted |
| Direct contracts | Cigna | WA | LCSW | 90837 (60 min) | $106 | 2026-02 | submitted |
| Headway | BCBS | CA | LMFT | 90837 (60 min) | $106 | 2025-12 | submitted |
| Headway | Anthem Blue Cross | CA | LMFT | 90837 (60 min) | $106 | 2024-10 | submitted |
| Headway | Aetna | LA | LCSW | 90837 (60 min) | $106 | 2026-10 | submitted |
| Headway | Anthem | CA | LMFT | 90837 (60 min) | $106 | 2026-10 | submitted |
| Direct contracts | Medicare | NJ | LCSW | 90837 (60 min) | $106 | 2026-10 | submitted |
| Direct contracts | Cigna | PA | LCSW | 90837 (60 min) | $105.84 | 2026-10 | submitted |
| Direct contracts | UPMC | PA | LCSW | 90837 (60 min) | $105.84 | 2026-09 | submitted |
| Direct contracts | Medicaid | CT | LPC/LMHC | 90837 (60 min) | $105.68 | 2026-08 | submitted |
| Direct contracts | BCBS | OK | LCSW | 90837 (60 min) | $105.33 | 2023-11 | submitted |
| Group practice | Medicaid | CO | LPC/LMHC | 90837 (60 min) | $105 | 2024-08 | submitted |
| Direct contracts | Medicaid | CT | LCSW | 90837 (60 min) | $105 | 2026-01 | submitted |
| Tava Health | Optum/UHC | CA | LMFT | 90791 (intake) | $105 | 2026-01 | submitted |
| Headway | Cigna | CA | LCPC/LPCC/LCMHC | 90791 (intake) | $105 | 2026-11 | submitted |
| Rula | All payers (flat) | — | — | 90837 (60 min) | $105 | 2026-10 | Flat rate quoted in recruitment, per commenter; an offer, not a paid claim. source |
| Direct contracts | Optum/UHC | MS | LCSW | 90837 (60 min) | $104.79 | 2024-06 | submitted |
| Direct contracts | Optum/UHC | NC | LPC/LMHC | 90837 (60 min) | $104.79 | 2025-08 | submitted |
| Direct contracts | Optum/UHC | IA | LCSW | 90837 (60 min) | $104.79 | 2026-02 | submitted |
| Direct contracts | BCBS | TX | LPC/LMHC | 90837 (60 min) | $104.75 | 2026-01 | Increased from 94.75 submitted |
| Direct contracts | BCBS | TX | LPC/LMHC | 90837 (60 min) | $104.75 | 2026-06 | submitted |
| Direct contracts | BCBS | TX | LMFT | 90837 (60 min) | $104.75 | 2026-01 | submitted |
| Direct contracts | BCBS | TX | LMFT | 90837 (60 min) | $104.75 | 2026-08 | submitted |
| Direct contracts | BCBS | TX | LPC/LMHC | 90837 (60 min) | $104.75 | 2026-08 | submitted |
| Direct contracts | BCBS | TX | LCSW | 90837 (60 min) | $104.75 | 2026-10 | submitted |
| Group practice | BCBS | TX | LPC/LMHC | 90837 (60 min) | $104.75 | 2026-10 | submitted |
| Direct contracts | BCBS | LA | LPC/LMHC | 90837 (60 min) | $104.69 | 2026-07 | submitted |
| Direct contracts | BCBS | LA | LCSW | 90837 (60 min) | $104.69 | 2026-01 | submitted |
| Direct contracts | BCBS | AZ | LPC/LMHC | 90837 (60 min) | $104.59 | 2024-08 | Started at 95.88 and received three raises submitted |
| Direct contracts | BCBS | MD | LCSW | 90837 (60 min) | $104.33 | 2025-12 | submitted |
| Direct contracts | BCBS | MD | LCPC/LPCC/LCMHC | 90837 (60 min) | $104.33 | 2025-12 | $104.33 for PPO; $106.60 for HMO submitted |
| Direct contracts | Optum/UHC | AR | LPC/LMHC | 90846 (family, no client) | $104.11 | 2026-09 | submitted |
| Headway | BCBS | — | — | 90837 (60 min) | $104 | 2025-09 | Comparison figure from a clinician credentialed on both Grow and Headway. source |
| Direct contracts | Cigna | MD | LCPC/LPCC/LCMHC | 90837 (60 min) | $104 | 2026-06 | submitted |
| Direct contracts | Aetna | AZ | LPC/LMHC | 90837 (60 min) | $103.31 | 2025-08 | submitted |
| Direct contracts | Aetna | AZ | LPC/LMHC | 90837 (60 min) | $103.31 | 2025-11 | submitted |
| Grow Therapy | Ambetter | FL | LPC/LMHC | 90791 (intake) | $103.26 | 2026-08 | submitted |
| Direct contracts | Cigna | NC | — | 90837 (60 min) | $103 | 2025-09 | Evernorth first offer; poster reports negotiable to $115, then $130 before signing source |
| Direct contracts | Ambetter | NC | LPC/LMHC | 90837 (60 min) | $103 | 2025-10 | submitted |
| Headway | Aetna | NJ | LCSW | 90834 (45 min) | $103 | 2023-08 | submitted |
| Alma | Optum/UHC | FL | LPC/LMHC | 90837 (60 min) | $103 | 2025-08 | submitted |
| Headway | Aetna | TX | LPC/LMHC | 90834 (45 min) | $103 | 2025-10 | submitted |
| Alma | Optum/UHC | GA | LPC/LMHC | 90837 (60 min) | $103 | 2025-06 | submitted |
| Direct contracts | BCBS | MD | LPC/LMHC | 90837 (60 min) | $103 | 2019-08 | submitted |
| Alma | Optum/UHC | TX | LPC/LMHC | 90837 (60 min) | $103 | 2026-08 | submitted |
| Alma | Optum/UHC | MD | LCSW | 90837 (60 min) | $103 | 2026-08 | submitted |
| Direct contracts | Cigna | IL | — | 90837 (60 min) | $103 | 2024-11 | source |
| Headway | Aetna | NJ | LCSW | 90834 (45 min) | $103 | 2026-10 | submitted |
| Direct contracts | Aetna | WA | LPC/LMHC | 90837 (60 min) | $103 | 2026-10 | submitted |
| Direct contracts | Aetna | AZ | LMFT | 90837 (60 min) | $103 | 2026-10 | submitted |
| Headway | Aetna | TX | LCSW | 90834 (45 min) | $103 | 2026-10 | submitted |
| Alma | Optum/UHC | PA | LPC/LMHC | 90837 (60 min) | $103 | 2026-10 | submitted |
| Direct contracts | Aetna | FL | LCSW | 90837 (60 min) | $102.94 | 2025-12 | submitted |
| Direct contracts | Aetna | FL | LCSW | 90837 (60 min) | $102.94 | 2026-10 | submitted |
| Direct contracts | BCBS | NY | LCSW | 90837 (60 min) | $102.50 | 2026-03 | submitted |
| Alma | Cigna | FL | LPC/LMHC | 90837 (60 min) | $102 | 2025-08 | submitted |
| Headway | Cigna | GA | LPC/LMHC | 90837 (60 min) | $102 | 2026-01 | submitted |
| Alma | Cigna | GA | LPC/LMHC | 90837 (60 min) | $102 | 2025-06 | submitted |
| Alma | Cigna | TX | LPC/LMHC | 90837 (60 min) | $102 | 2026-08 | submitted |
| Direct contracts | Cigna | VA | LPC/LMHC | 90837 (60 min) | $102 | 2026-08 | submitted |
| Alma | Cigna | MD | LCSW | 90837 (60 min) | $102 | 2026-08 | submitted |
| Alma | Cigna | CO | LCSW | 90837 (60 min) | $102 | 2026-09 | submitted |
| Headway | Optum/UHC | TN | LPC/LMHC | 90837 (60 min) | $102 | 2026-10 | submitted |
| Alma | Cigna | TX | LCSW | 90837 (60 min) | $102 | 2026-10 | submitted |
| Alma | Cigna | FL | LCSW | 90837 (60 min) | $102 | 2026-10 | submitted |
| Alma | Cigna | PA | LPC/LMHC | 90837 (60 min) | $102 | 2026-10 | submitted |
| Direct contracts | BCBS | MA | LCSW | 90834 (45 min) | $101.98 | 2025-09 | submitted |
| Direct contracts | BCBS | — | LCSW | — | $101.91 | 2025-11 | solo practice, DC/MD/VA source |
| Headway | Aetna | GA | LPC/LMHC | 90847 (family, with client) | $101.77 | 2026-01 | submitted |
| Direct contracts | Aetna | — | LCSW | — | $101.35 | 2025-11 | solo practice, DC/MD/VA source |
| Direct contracts | Aetna | VA | LCSW | 90837 (60 min) | $101.35 | 2025-10 | submitted |
| Direct contracts | Aetna | MD | LCSW | 90837 (60 min) | $101.35 | 2024-02 | submitted |
| Direct contracts | Aetna | DC | LCSW | 90837 (60 min) | $101.35 | 2024-02 | submitted |
| Grow Therapy | Kaiser | CA | — | 90837 (60 min) | $101.20 | 2025-09 | Kaiser NorCal paid Grow $213.07 for the same session; the clinician received $101.20. source |
| Grow Therapy | Kaiser | CA | LCSW | 90837 (60 min) | $101.20 | 2025-07 | submitted |
| Grow Therapy | Optum/UHC | MD | LCPC/LPCC/LCMHC | 90791 (intake) | $101.06 | 2026-08 | submitted |
| Alma | Aetna | MN | LCSW | 90834 (45 min) | $101 | 2026-08 | Cut from 116.80 submitted |
| Alma | Aetna | GA | LPC/LMHC | 90834 (45 min) | $101 | 2026-08 | submitted |
| Grow Therapy | — | IL | LCPC/LPCC/LCMHC | 90837 (60 min) | $101 | 2025-01 | submitted |
| Tava Health | Cigna | CA | LMFT | 90791 (intake) | $101 | 2026-01 | submitted |
| Direct contracts | — | MD | LCSW | 90837 (60 min) | $101 | 2026-02 | submitted |
| Direct contracts | Cigna | CT | LMFT | 90837 (60 min) | $101 | 2024-08 | submitted |
| Alma | Aetna | TX | LCSW | 90834 (45 min) | $101 | 2026-10 | submitted |
| Medicaid | — | ID | LPC/LMHC | 90837 (60 min) | $101 | 2026-10 | submitted |
| Alma | Aetna | PA | LPC/LMHC | 90834 (45 min) | $101 | 2026-10 | submitted |
| Alma | Aetna | CA | LCSW | 90834 (45 min) | $101 | 2026-10 | submitted |
| Headway | Blue Shield of California | CA | LCPC/LPCC/LCMHC | 90791 (intake) | $101 | 2026-11 | submitted |
| Direct contracts | Regence | WA | LPC/LMHC | 90837 (60 min) | $100.91 | 2024-07 | Heard they may have lowered it in 2026? submitted |
| Spring Health | EAP | SC | LPC/LMHC | 90837 (60 min) | $100 | 2026-03 | $130 in-person, $100 virtual, with paid no-shows; rates appear state- and license-dependent. source |
| Lyra | EAP | — | — | — | $100 | 2025-10 | per session; same rate telehealth and in-person source |
| Lyra | Lyra | IA | LCSW | Other | $100 | 2026-04 | 100/session flat fee for virtual. 140 for in-person. submitted |
| Lyra | EAP | IN | LCSW | 90837 (60 min) | $100 | 2026-06 | Virtual rate submitted |
| Direct contracts | Cigna | IL | LCSW | 90837 (60 min) | $100 | 2026-05 | submitted |
| Direct contracts | BCBS | CA | LCSW | 90837 (60 min) | $100 | 2024-08 | submitted |
| Direct contracts | EAP | CA | LMFT | 90837 (60 min) | $100 | 2026-08 | The pay is the same whether 90834 or 90837. I just received a raise from $90 to $100 by asking for it. They also pay for client no-shows. Very easy, hands-off EAP, with no paperwork really. submitted |
| Direct contracts | Cigna | MD | LCSW | 90837 (60 min) | $100 | 2022-05 | submitted |
| Headway | Anthem Blue Cross | CA | LCSW | 90834 (45 min) | $100 | 2024-01 | submitted |
| Direct contracts | Cigna | OR | — | 90837 (60 min) | $100 | 2024-11 | source |
| Headway | BCBS | PA | LCSW | 90837 (60 min) | $100 | 2026-09 | Highmark BCBS submitted |
| Headway | BCBS | PA | LPC/LMHC | 90837 (60 min) | $100 | 2026-10 | submitted |
| Alma | — | LA | LPC/LMHC | 90837 (60 min) | $100 | 2026-10 | submitted |
| Lyra | — | MN | LCSW | 90837 (60 min) | $100 | 2026-10 | submitted |
| Headway | BCBS | SC | LPC/LMHC | 90837 (60 min) | $100 | 2026-10 | submitted |
| Direct contracts | MVP | VT | LCSW | 90837 (60 min) | $100 | 2023-01 | submitted |
| Compsych | EAP | CA | LCSW | 90834 (45 min) | $100 | 2026-10 | submitted |
| Tava Health | Aetna | FL | LCSW | 90791 (intake) | $100 | 2026-11 | submitted |
| Direct contracts | Medicaid | CA | — | 90837 (60 min) | $99.98 | 2025-10 | Medi-Cal via Health Net source |
| Direct contracts | Aetna | NY | LCSW | 90846 (family, no client) | $99.19 | 2023-01 | submitted |
| Direct contracts | Aetna | NY | LCSW | 90847 (family, with client) | $99.19 | 2026-06 | submitted |
| Direct contracts | Aetna | TN | LPC/LMHC | 90837 (60 min) | $99 | 2024-07 | submitted |
| Headway | Aetna | CA | LCSW | 90834 (45 min) | $99 | 2023-01 | submitted |
| Direct contracts | Cigna | WA | LCSW | 90837 (60 min) | $99 | 2026-10 | submitted |
| Grow Therapy | Carefirst | MD | LPC/LMHC | 90791 (intake) | $98.92 | 2026-08 | submitted |
| Headway | Curative | TX | LCSW | 90837 (60 min) | $98.86 | 2026-10 | submitted |
| Direct contracts | Cigna | OR | LPC/LMHC | 90837 (60 min) | $98 | 2026-08 | submitted |
| Headway | BCBS | CO | LPC/LMHC | 90837 (60 min) | $98 | 2024-08 | submitted |
| Headway | BCBS | GA | LCSW | 90837 (60 min) | $98 | 2024-08 | submitted |
| Headway | BCBS | NY | LPC/LMHC | 90847 (family, with client) | $98 | 2026-08 | submitted |
| Headway | BCBS | CO | LCSW | 90837 (60 min) | $98 | 2026-09 | submitted |
| Headway | BCBS | CO | LCSW | 90837 (60 min) | $98 | 2026-10 | submitted |
| Direct contracts | BCBS | NY | LPC/LMHC | 90837 (60 min) | $97.94 | 2025-12 | submitted |
| Headway | BCBS | CT | LCSW | 90837 (60 min) | $97.90 | 2025-01 | submitted |
| Alma | Cigna | TX | LPC/LMHC | 90837 (60 min) | $97 | 2025-01 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | 90837 (60 min) | $97 | 2023-06 | I accidentally entered the wrong number in my previous submission - I've been "strongly advised" to not use 90837 submitted |
| Headway | BCBS | AZ | LCSW | 90837 (60 min) | $97 | 2026-10 | submitted |
| Headway | Cigna | WI | LPC/LMHC | 90837 (60 min) | $97 | 2024-10 | submitted |
| Direct contracts | Aetna | MD | LCSW | 90837 (60 min) | $96.65 | 2023-05 | submitted |
| Grow Therapy | Aetna | GA | LPC/LMHC | 90791 (intake) | $96.61 | 2026-08 | submitted |
| Grow Therapy | Aetna | FL | LPC/LMHC | 90791 (intake) | $96.61 | 2026-08 | Unsure of how long this has been in effect submitted |
| Direct contracts | BCBS | KS | LMFT | 90837 (60 min) | $96.50 | 2026-06 | submitted |
| Grow Therapy | Optum/UHC | MD | LPC/LMHC | 90837 (60 min) | $96.44 | 2026-08 | submitted |
| Headway | BCBS | OK | LPC/LMHC | 90791 (intake) | $96.25 | 2026-08 | submitted |
| Grow Therapy | Kaiser | GA | LPC/LMHC | 90837 (60 min) | $96.02 | 2026-08 | submitted |
| Grow Therapy | Kaiser | GA | LPC/LMHC | 90837 (60 min) | $96.02 | 2024-08 | submitted |
| Headway | BCBS | TN | LPC/LMHC | 90837 (60 min) | $96 | 2026-10 | submitted |
| Grow Therapy | Aetna | GA | LPC/LMHC | 90837 (60 min) | $95.41 | 2026-08 | submitted |
| Grow Therapy | Aetna | FL | LCSW | 90837 (60 min) | $95.41 | 2026-01 | submitted |
| Grow Therapy | Aetna | FL | LPC/LMHC | 90837 (60 min) | $95.41 | 2026-08 | submitted |
| Grow Therapy | Aetna | MD | LPC/LMHC | 90837 (60 min) | $95.41 | 2026-08 | submitted |
| Grow Therapy | Aetna | CO | LCSW | 90837 (60 min) | $95.41 | 2026-09 | submitted |
| Grow Therapy | Aetna | VA | LCSW | 90837 (60 min) | $95.41 | 2026-09 | submitted |
| Direct contracts | Aetna | NY | LCSW | 90834 (45 min) | $95.06 | 2023-01 | submitted |
| Direct contracts | Aetna | NY | LCSW | 90834 (45 min) | $95.06 | 2026-06 | submitted |
| Alma | Cigna | NC | — | 90837 (60 min) | $95 | 2025-09 | masters level; 90834 $79, 90791 $110 source |
| Headway | Aetna | CO | — | 90834 (45 min) | $95 | 2026-05 | source |
| Headway | Independence Blue Cross | PA | LCSW | 90837 (60 min) | $95 | 2025-06 | submitted |
| Headway | Cigna | NJ | LCSW | 90837 (60 min) | $95 | 2023-08 | submitted |
| Direct contracts | Cigna | MS | LCSW | 90837 (60 min) | $95 | 2024-06 | submitted |
| Headway | Independence Blue Cross | GA | LPC/LMHC | 90837 (60 min) | $95 | 2026-01 | submitted |
| Marvin | — | NJ | PhD/PsyD | 90837 (60 min) | $95 | 2026-08 | submitted |
| Headway | Cigna | ME | LCPC/LPCC/LCMHC | 90837 (60 min) | $95 | 2024-08 | submitted |
| Direct contracts | Carelon | CA | LMFT | 90837 (60 min) | $95 | 2016-06 | submitted |
| Headway | BCBS | NY | LPC/LMHC | 90846 (family, no client) | $95 | 2026-08 | submitted |
| Headway | Cigna | MO | LPC/LMHC | 90837 (60 min) | $95 | 2026-08 | submitted |
| Headway | Aetna | OK | LPC/LMHC | 90834 (45 min) | $95 | 2026-08 | submitted |
| Headway | Cigna | CA | LMFT | 90837 (60 min) | $95 | 2024-08 | submitted |
| Headway | Cigna | TX | LCSW | 90837 (60 min) | $95 | 2026-08 | submitted |
| Lyra | Lyra EAP | TX | LPC/LMHC | Other | $95 | 2025-03 | Was receiving $115 per EAP session as a contractor with a group practice. Got credentialed on my own and rate was less, $95 submitted |
| Headway | BCBS | PA | LCSW | 90837 (60 min) | $95 | 2026-09 | Independence Blue Cross - Virtual Network submitted |
| Direct contracts | Carelon | CA | LMFT | 90834 (45 min) | $95 | 2024-10 | submitted |
| Headway | Cigna | CA | LMFT | 90837 (60 min) | $95 | 2025-12 | submitted |
| Headway | Cigna | PA | LPC/LMHC | 90837 (60 min) | $95 | 2026-10 | submitted |
| Spring Health | — | WA | LPC/LMHC | 90837 (60 min) | $95 | 2026-10 | submitted |
| Spring Health | EAP | CA | LCPC/LPCC/LCMHC | 90837 (60 min) | $95 | 2026-10 | They initially offered 95 and we went back and forth and settled at $105. Down from the $120 clinicians were getting previously. submitted |
| Headway | BCBS | FL | LPC/LMHC | 90837 (60 min) | $95 | 2026-10 | Does pay 12 dollars extra for 'interactive complexity' code on top of the base rate. submitted |
| Spring Health | — | PA | LCSW | 90837 (60 min) | $95 | 2026-01 | submitted |
| Headway | Cigna | TX | LCSW | 90837 (60 min) | $95 | 2025-08 | submitted |
| Headway | BCBS | FL | LCSW | 90837 (60 min) | $95 | 2026-10 | submitted |
| Grow Therapy | Aetna | AL | LPC/LMHC | 90837 (60 min) | $95 | 2026-10 | submitted |
| Headway | Cigna | FL | LCSW | 90837 (60 min) | $95 | 2026-10 | submitted |
| Headway | Cigna | NJ | LPC/LMHC | 90837 (60 min) | $94.99 | 2026-06 | submitted |
| Direct contracts | BCBS | CA | LMFT | 90837 (60 min) | $94.50 | 2014-07 | submitted |
| Direct contracts | BCBS | CA | LMFT | 90837 (60 min) | $94.50 | 2026-10 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | 90847 (family, with client) | $94 | 2024-06 | submitted |
| Direct contracts | EAP | CA | LMFT | Other | $94 | 2023-08 | submitted |
| Direct contracts | BCBS | TX | — | 90837 (60 min) | $93.88 | 2025-08 | BCBS PPO and HMO, masters level; Medicare Advantage $124.99 source |
| Grow Therapy | Optum/UHC | FL | LCSW | 90837 (60 min) | $93.15 | 2026-01 | submitted |
| Headway | Carelon | GA | LCSW | 90837 (60 min) | $93 | 2025-08 | source |
| Headway | BCBS | GA | LPC/LMHC | 90837 (60 min) | $93 | 2026-01 | submitted |
| Grow Therapy | Optum/UHC | AL | LPC/LMHC | 90837 (60 min) | $93 | 2026-10 | submitted |
| Direct contracts | BCBS | OH | LCPC/LPCC/LCMHC | 90837 (60 min) | $92.74 | 2026-10 | Sometimes is reimburses at $92.75 submitted |
| Direct contracts | Optum/UHC | NJ | LPC/LMHC | 90846 (family, no client) | $92.62 | 2023-07 | submitted |
| Headway | BCBS | TX | — | 90837 (60 min) | $92.04 | 2025-08 | BCBS PPO, masters level source |
| Headway | BCBS | TX | LPC/LMHC | 90837 (60 min) | $92.04 | 2025-10 | submitted |
| Headway | BCBS | TX | LPC/LMHC | 90837 (60 min) | $92.04 | 2024-08 | submitted |
| Headway | BCBS | TX | LCSW | 90837 (60 min) | $92.04 | 2025-09 | submitted |
| Headway | Aetna | TX | LCSW | 90837 (60 min) | $92.04 | 2026-11 | submitted |
| Grow Therapy | Optum/UHC | PA | LMFT | 90837 (60 min) | $92 | 2024-11 | source |
| Direct contracts | Aetna | WA | LPC/LMHC | 90837 (60 min) | $92 | 2026-10 | submitted |
| Direct contracts | BCBS | CA | LMFT | 90847 (family, with client) | $91.80 | 2026-10 | submitted |
| Direct contracts | Optum/UHC | AZ | LPC/LMHC | 90847 (family, with client) | $91.77 | 2023-03 | submitted |
| Headway | Providence Health Plan | CA | LCSW | 90834 (45 min) | $91.69 | 2026-05 | submitted |
| Direct contracts | BCBS | NJ | LPC/LMHC | 90834 (45 min) | $91.54 | 2024-07 | submitted |
| Grow Therapy | Ambetter | FL | LPC/LMHC | 90837 (60 min) | $91.27 | 2026-08 | submitted |
| Direct contracts | BCBS | KY | LCPC/LPCC/LCMHC | 90837 (60 min) | $91.23 | 2026-01 | since 2023 submitted |
| Direct contracts | BCBS | KY | LCSW | 90837 (60 min) | $91.23 | 2026-10 | submitted |
| Direct contracts | BCBS | CA | LCSW | 90834 (45 min) | $91.12 | 2026-01 | 80% of National CMS rate, even though the rate for California is much higher submitted |
| Alma | Cigna | GA | LPC/LMHC | 90847 (family, with client) | $91 | 2026-08 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | 90846 (family, no client) | $91 | 2024-06 | submitted |
| Alma | BCBS | MA | LCSW | 90834 (45 min) | $91 | 2024-08 | *licensure in MA is LICSW submitted |
| Headway | BCBS | OH | LCSW | 90837 (60 min) | $91 | 2026-01 | submitted |
| Direct contracts | Aetna | VA | LPC/LMHC | 90791 (intake) | $90.75 | 2026-10 | submitted |
| Rula | All payers (flat) | CA | PhD/PsyD | 90837 (60 min) | $90 | 2025-12 | Rula pays a flat per-session rate regardless of payer. source |
| Direct contracts | Medicaid | CA | — | 90834 (45 min) | $90 | 2025-10 | Medi-Cal source |
| Rula | All payers (flat) | CA | LCSW | 90837 (60 min) | $90 | 2025-01 | submitted |
| Rula | All payers (flat) | CA | LMFT | 90837 (60 min) | $90 | 2020-05 | submitted |
| Rula | All payers (flat) | MA | PhD/PsyD | 90837 (60 min) | $90 | 2025-01 | submitted |
| Rula | All payers (flat) | CA | LCSW | 90837 (60 min) | $90 | 2024-12 | submitted |
| SonderMind | — | MD | LPC/LMHC | 90837 (60 min) | $90 | 2025-08 | submitted |
| SonderMind | All payers (flat) | MD | LCSW | 90791 (intake) | $90 | 2024-10 | submitted |
| Headway | Cigna | UT | LPC/LMHC | 90837 (60 min) | $90 | 2024-08 | submitted |
| Direct contracts | Kaiser | CA | LCSW | 90837 (60 min) | $90 | 2023-08 | submitted |
| Lyra | — | MD | LCSW | 90837 (60 min) | $90 | 2025-05 | In person and virtual rates differ submitted |
| Headway | Cigna | IN | LCSW | 90837 (60 min) | $90 | 2026-08 | submitted |
| Rula | All payers (flat) | CA | LMFT | 90837 (60 min) | $90 | 2025-01 | submitted |
| Cyti Psychological | — | CA | LMFT | 90837 (60 min) | $90 | 2026-04 | W-2 employee, also get $20/hour for no-shows, admin time, and education, plus $20/month toward wifi cost submitted |
| Rula | All payers (flat) | CA | PhD/PsyD | 90837 (60 min) | $90 | 2026-10 | submitted |
| Cyti Psychological | — | CA | LPC/LMHC | 90837 (60 min) | $90 | 2025-08 | submitted |
| Spring Health | EAP | GA | LCSW | 90837 (60 min) | $90 | 2024-08 | submitted |
| Headway | Cigna | LA | LCSW | 90837 (60 min) | $90 | 2026-10 | submitted |
| Rula | All payers (flat) | MD | LCSW | 90837 (60 min) | $90 | 2026-10 | submitted |
| Direct contracts | Medicaid | CA | LMFT | 90834 (45 min) | $89.64 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | IA | — | 90837 (60 min) | $89.25 | 2025-08 | UHC, masters level source |
| Headway | Cigna | MD | LCSW | 90837 (60 min) | $89 | 2026-08 | submitted |
| Headway | Cigna | GA | LCSW | 90837 (60 min) | $89 | 2026-08 | submitted |
| Headway | Cigna | MD | LCPC/LPCC/LCMHC | 90837 (60 min) | $89 | 2026-08 | submitted |
| Headway | Cigna | OH | LCSW | 90837 (60 min) | $89 | 2026-08 | submitted |
| Headway | Cigna | GA | LCSW | 90837 (60 min) | $89 | 2026-09 | submitted |
| Headway | BCBS | MO | LPC/LMHC | 90791 (intake) | $89 | 2026-10 | submitted |
| Headway | Cigna | MA | LPC/LMHC | 90837 (60 min) | $89 | 2026-10 | submitted |
| Headway | Cigna | DC | LMFT | 90837 (60 min) | $88.48 | 2024-01 | submitted |
| Grow Therapy | Kaiser | MD | LPC/LMHC | 90791 (intake) | $88.39 | 2026-08 | submitted |
| Headway | BCBS | TX | LCSW | 90791 (intake) | $88.31 | 2025-09 | PPO Plan submitted |
| Grow Therapy | Optum/UHC | WI | LPC/LMHC | 90837 (60 min) | $88.22 | 2025-06 | submitted |
| Direct contracts | Medicaid | LA | LPC/LMHC | 90837 (60 min) | $88.10 | 2025-07 | submitted |
| Alma | Cigna | GA | LPC/LMHC | 90846 (family, no client) | $88 | 2026-08 | submitted |
| Direct contracts | Cigna | CA | LCSW | 90837 (60 min) | $88 | 2026-08 | submitted |
| Tava Health | Optum/UHC | CA | LMFT | 90837 (60 min) | $88 | 2026-01 | submitted |
| Grow Therapy | Carefirst | MD | LPC/LMHC | 90837 (60 min) | $87.98 | 2026-08 | submitted |
| Grow Therapy | BCBS | DC | LMFT | 90837 (60 min) | $87.98 | 2024-12 | submitted |
| Grow Therapy | Cigna | GA | LPC/LMHC | 90791 (intake) | $87.50 | 2026-08 | submitted |
| Grow Therapy | GTEB | MD | LPC/LMHC | 90791 (intake) | $87.50 | 2026-08 | submitted |
| Grow Therapy | Cigna | MD | LPC/LMHC | 90791 (intake) | $87.50 | 2026-08 | submitted |
| Alma | Optum/UHC | GA | LPC/LMHC | 90834 (45 min) | $87 | 2026-08 | submitted |
| Alma | EAP | GA | LPC/LMHC | 90834 (45 min) | $87 | 2026-08 | submitted |
| Alma | EAP | TX | LPC/LMHC | 90834 (45 min) | $87 | 2026-08 | No 90837 available. submitted |
| Grow Therapy | BCBS | FL | LCSW | 90837 (60 min) | $87 | 2026-08 | submitted |
| Direct contracts | Aetna | NJ | LPC/LMHC | 90834 (45 min) | $86.92 | 2023-11 | submitted |
| Grow Therapy | VA Community Care Network | MD | LPC/LMHC | 90791 (intake) | $86.66 | 2026-08 | submitted |
| Headway | Independence Blue Cross | GA | LPC/LMHC | 90847 (family, with client) | $86.23 | 2026-01 | submitted |
| Tava Health | Cigna | CA | LMFT | 90837 (60 min) | $86 | 2026-01 | submitted |
| Headway | BCBS | CA | LMFT | 90837 (60 min) | $86 | 2024-08 | submitted |
| Headway | BCBS | CA | — | 90837 (60 min) | $86 | 2024-11 | San Francisco. The commenter reports the directly credentialed rate is about the same and that BCBS refused to negotiate. source |
| Alma | Cigna | TX | LCSW | 90834 (45 min) | $86 | 2026-10 | submitted |
| Alma | Cigna | WI | PhD/PsyD | 90834 (45 min) | $86 | 2026-10 | submitted |
| Headway | BCBS | TX | LCSW | 90791 (intake) | $86 | 2025-09 | HMO Plan submitted |
| Headway | Blue Shield of California | CA | LCPC/LPCC/LCMHC | 90837 (60 min) | $86 | 2026-11 | submitted |
| Aetna | — | NJ | LMFT | 90847 (family, with client) | $85.62 | 2026-10 | submitted |
| Direct contracts | Aetna | NJ | LPC/LMHC | 90847 (family, with client) | $85.62 | 2023-11 | submitted |
| Headway | Horizon BCBS NJ | GA | LPC/LMHC | 90847 (family, with client) | $85.57 | 2026-01 | submitted |
| Direct contracts | Carelon | NY | LCSW | 90837 (60 min) | $85.26 | 2020-08 | submitted |
| Spring Health | EAP | — | — | 90837 (60 min) | $85 | 2026-03 | Multiple clinicians report $75-85 unchanged since 2021. source |
| Lyra | EAP | — | — | 90837 (60 min) | $85 | 2024-08 | Contractor rate, reported as non-negotiable; a 5-year contractor reported annual rate-increase requests denied every year. source |
| Spring Health | — | PA | LPC/LMHC | 90837 (60 min) | $85 | 2025-10 | $85 per Telehealth session 90837, $110 per in person submitted |
| Spring Health | — | WI | LPC/LMHC | 90837 (60 min) | $85 | 2026-01 | submitted |
| Headway | EAP | GA | LPC/LMHC | 99404 (preventive counseling) | $85 | 2026-01 | submitted |
| Direct contracts | EAP | GA | LPC/LMHC | Other | $85 | 2026-08 | $85 per 50-min session submitted |
| Direct contracts | Anthem | CA | LMFT | 90837 (60 min) | $85 | 2026-06 | They cut their rated this year submitted |
| Grow Therapy | Kaiser | MD | LPC/LMHC | 90837 (60 min) | $85 | 2026-08 | submitted |
| Spring Health | — | SC | LCSW | 90837 (60 min) | $85 | 2026-04 | In person: $100 Virtual: $85 No-shows, late cancellations: half the rate submitted |
| Spring Health | — | WA | LCSW | 90837 (60 min) | $85 | 2026-09 | Rate for telehealth only. Down from $110 in 2025. In-person pays more submitted |
| SonderMind | All payers (flat) | NH | — | 90791 (intake) | $84 | 2025-05 | source |
| SonderMind | All payers (flat) | GA | LPC/LMHC | 90837 (60 min) | $84 | 2025-10 | submitted |
| Headway | BCBS | TX | LCSW | 90837 (60 min) | $84 | 2025-09 | HMO Plan submitted |
| Direct contracts | Aetna | FL | LPC/LMHC | 90837 (60 min) | $84 | 2026-10 | submitted |
| Direct contracts | Aetna | VA | LPC/LMHC | 90837 (60 min) | $83.49 | 2026-10 | submitted |
| Direct contracts | Aetna | CT | LPC/LMHC | 90834 (45 min) | $83.18 | 2026-08 | submitted |
| Brightside Health | — | AR | LCSW | 90837 (60 min) | $83 | 2025-01 | submitted |
| Headway | BCBS | NY | LPC/LMHC | 90834 (45 min) | $83 | 2026-08 | submitted |
| Headway | Aetna | GA | LPC/LMHC | 90846 (family, no client) | $82.99 | 2026-01 | submitted |
| Direct contracts | Aetna | CA | LCSW | 90834 (45 min) | $82.50 | 2026-08 | submitted |
| Direct contracts | BCBS | AZ | LPC/LMHC | 90837 (60 min) | $82.50 | 2023-03 | submitted |
| Alma | Aetna | GA | LPC/LMHC | 90847 (family, with client) | $82.47 | 2026-08 | submitted |
| Headway | Independence Blue Cross | GA | LPC/LMHC | 90846 (family, no client) | $82.30 | 2026-01 | submitted |
| Direct contracts | Aetna | NJ | LPC/LMHC | 90846 (family, no client) | $82.11 | 2023-11 | submitted |
| Alma | BCBS | TX | LCSW | 90837 (60 min) | $82 | 2026-10 | submitted |
| Direct contracts | Cigna | VT | LCSW | 90837 (60 min) | $82 | 2025-03 | Yearly raise request - will increase by 1$ submitted |
| Direct contracts | Tricare | — | LCSW | — | $81.90 | 2025-11 | solo practice, DC/MD/VA source |
| Grow Therapy | BCBS | GA | LPC/LMHC | 90791 (intake) | $81.35 | 2026-08 | submitted |
| Direct contracts | Medicaid | MI | — | 90837 (60 min) | $81.28 | 2026-01 | Meridian Medicaid, group; below state Medicaid minimum per poster source |
| Headway | BCBS | OK | LPC/LMHC | 90837 (60 min) | $81.26 | 2026-08 | submitted |
| Alma | EAP | GA | LPC/LMHC | 99404 (preventive counseling) | $81 | 2026-08 | submitted |
| Headway | Blue Shield of California | CA | LCSW | 90834 (45 min) | $81 | 2023-07 | submitted |
| Alma | EAP | GA | LPC/LMHC | 90847 (family, with client) | $80.47 | 2026-08 | submitted |
| Direct contracts | Cigna | CA | PhD/PsyD | 90832 (30 min) | $80.34 | 2024-01 | submitted |
| Grow Therapy | VA Community Care Network | MD | LPC/LMHC | 90837 (60 min) | $80.12 | 2026-08 | submitted |
| Rula | All payers (flat) | — | — | — | $80 | 2024-11 | flat per session regardless of payer at the time; raised to $90 later in 2024 source |
| Rula | All payers (flat) | GA | LPC/LMHC | 90837 (60 min) | $80 | 2026-08 | submitted |
| Rula | All payers (flat) | GA | LPC/LMHC | 90837 (60 min) | $80 | 2026-03 | submitted |
| Headway | Optum/UHC | NJ | LCSW | 90834 (45 min) | $80 | 2023-08 | submitted |
| Grow Therapy | EAP | GA | LPC/LMHC | 90791 (intake) | $80 | 2026-08 | submitted |
| Grow Therapy | EAP | GA | LPC/LMHC | 90837 (60 min) | $80 | 2026-08 | submitted |
| Direct contracts | Cigna | CA | LCSW | 90834 (45 min) | $80 | 2026-08 | submitted |
| Rula | All payers (flat) | WA | LPC/LMHC | 90837 (60 min) | $80 | 2026-08 | submitted |
| Rula | All payers (flat) | GA | LPC/LMHC | 90837 (60 min) | $80 | 2025-10 | submitted |
| Spring Health | — | IN | LCSW | 90837 (60 min) | $80 | 2026-08 | Telehealth $80 In person $95 submitted |
| Rula | All payers (flat) | WA | LPC/LMHC | 90837 (60 min) | $80 | 2026-10 | submitted |
| Rula | All payers (flat) | CA | PhD/PsyD | 90834 (45 min) | $80 | 2024-07 | submitted |
| Rula | All payers (flat) | IN | LCSW | 90837 (60 min) | $80 | 2026-10 | submitted |
| Rula | All payers (flat) | TN | LCSW | 90837 (60 min) | $80 | 2026-10 | submitted |
| Rula | All payers (flat) | NC | PhD/PsyD | 90837 (60 min) | $80 | 2026-11 | submitted |
| Direct contracts | Aetna | FL | LPC/LMHC | 90837 (60 min) | $79 | 2026-09 | submitted |
| Direct contracts | Cigna | AL | LPC/LMHC | 90837 (60 min) | $79 | 2026-09 | submitted |
| Direct contracts | Cigna | — | PhD/PsyD | 90837 (60 min) | $79 | 2026-11 | Psychologist; same rate reported for EAP, commercial and Medicare Advantage. source |
| Direct contracts | Optum/UHC | CA | LCSW | 90834 (45 min) | $78.73 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | NJ | LPC/LMHC | 90834 (45 min) | $78.73 | 2023-07 | submitted |
| Direct contracts | Aetna | AR | LPC/LMHC | 90837 (60 min) | $78.49 | 2026-09 | submitted |
| Grow Therapy | BCBS | FL | LCSW | 90837 (60 min) | $78.46 | 2025-01 | submitted |
| Direct contracts | Medicare | OR | LPC/LMHC | 90837 (60 min) | $77 | 2026-08 | submitted |
| Headway | Cigna | NJ | LCSW | 90834 (45 min) | $77 | 2023-08 | submitted |
| Headway | Cigna | GA | LPC/LMHC | 90834 (45 min) | $77 | 2026-01 | submitted |
| Alma | EAP | GA | LPC/LMHC | 90846 (family, no client) | $76.81 | 2026-08 | submitted |
| Grow Therapy | Amerihealth | GA | LPC/LMHC | 90791 (intake) | $76.44 | 2026-08 | submitted |
| Grow Therapy | Amerihealth Administrators | FL | LPC/LMHC | 90791 (intake) | $76.44 | 2026-08 | submitted |
| Headway | Cigna | CA | LCSW | 90834 (45 min) | $76 | 2023-01 | submitted |
| Headway | Cigna | CA | LMFT | 90834 (45 min) | $76 | 2026-10 | submitted |
| Direct contracts | Cigna | NJ | LCSW | 90837 (60 min) | $76 | 2026-10 | submitted |
| Headway | Optum/UHC | GA | LPC/LMHC | 90846 (family, no client) | $75.99 | 2026-01 | submitted |
| Headway | Optum/UHC | GA | LPC/LMHC | 90834 (45 min) | $75 | 2026-01 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | 90834 (45 min) | $75 | 2024-06 | submitted |
| Alma | EAP | TX | LPC/LMHC | 90837 (60 min) | $75 | 2026-08 | 75.00 flat rate for every code. submitted |
| Talkspace | — | MA | LCSW | 90837 (60 min) | $75 | 2026-08 | submitted |
| BetterHelp | — | VA | LCSW | 90791 (intake) | $75 | 2026-10 | submitted |
| Spring Health | — | IA | LCSW | 90837 (60 min) | $75 | 2026-08 | 65 if virtual submitted |
| Direct contracts | Cigna | AL | LPC/LMHC | 90791 (intake) | $75 | 2026-08 | submitted |
| Direct contracts | BCBS | FL | Pre-licensed | 90837 (60 min) | $75 | 2024-09 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | 90834 (45 min) | $75 | 2025-04 | submitted |
| Direct contracts | Optum/UHC | MO | LCSW | 90834 (45 min) | $74.98 | 2026-05 | submitted |
| Direct contracts | Optum/UHC | TX | LCSW | 90834 (45 min) | $74.98 | 2026-05 | submitted |
| Direct contracts | Tricare | VA | — | 90837 (60 min) | $74 | 2025-12 | independent contract, masters level, rounded source |
| Headway | BCBS | NJ | LCSW | 90834 (45 min) | $74 | 2023-08 | submitted |
| Headway | Horizon BCBS NJ | GA | LPC/LMHC | 90834 (45 min) | $74 | 2026-01 | submitted |
| Direct contracts | Cigna | CA | LMFT | 90837 (60 min) | $74 | 2026-07 | submitted |
| Direct contracts | Cigna | NY | LPC/LMHC | 90834 (45 min) | $74 | 2020-06 | submitted |
| Direct contracts | Cigna | CT | LPC/LMHC | 90837 (60 min) | $74 | 2026-11 | submitted |
| Grow Therapy | Cigna | GA | LPC/LMHC | 90837 (60 min) | $73.50 | 2026-08 | submitted |
| Grow Therapy | GTEB | MD | LPC/LMHC | 90837 (60 min) | $73.50 | 2026-08 | submitted |
| Grow Therapy | Cigna | MD | LPC/LMHC | 90837 (60 min) | $73.50 | 2026-08 | submitted |
| Headway | Independence Blue Cross | GA | LPC/LMHC | 90834 (45 min) | $73.20 | 2026-01 | submitted |
| Headway | Optum/UHC | CA | LCSW | 90834 (45 min) | $73 | 2023-01 | submitted |
| Grow Therapy | Cigna | PA | LMFT | 90837 (60 min) | $73 | 2024-11 | source |
| Direct contracts | Aetna | VA | LPC/LMHC | 90834 (45 min) | $72.60 | 2026-10 | submitted |
| SonderMind | All payers (flat) | NH | — | 90837 (60 min) | $72 | 2025-05 | source |
| Direct contracts | Cigna | — | PhD/PsyD | 90834 (45 min) | $72 | 2026-11 | Psychologist; same rate reported for EAP, commercial and Medicare Advantage. source |
| Grow Therapy | BCBS | GA | LPC/LMHC | 90837 (60 min) | $71.91 | 2026-08 | submitted |
| Direct contracts | Cigna | VT | LPC/LMHC | 90837 (60 min) | $71 | 2023-05 | Raised from 69 to 71 in August 2024 submitted |
| Headway | Magellan | CA | LCSW | 90834 (45 min) | $70.50 | 2024-07 | submitted |
| Direct contracts | Medicaid | CT | LPC/LMHC | 90834 (45 min) | $70.48 | 2026-08 | submitted |
| Rula | All payers (flat) | GA | — | 90837 (60 min) | $70 | 2025-12 | Rula pays a flat per-session rate regardless of payer. source |
| Talkspace | — | IN | LPC/LMHC | 90837 (60 min) | $70 | 2026-01 | submitted |
| Grow Therapy | Amerihealth | GA | LPC/LMHC | 90837 (60 min) | $70 | 2026-08 | submitted |
| Grow Therapy | Cigna | FL | LCSW | 90837 (60 min) | $70 | 2026-01 | submitted |
| Spring Health | EAP | TX | LPC/LMHC | 90837 (60 min) | $70 | 2022-08 | submitted |
| Rula | All payers (flat) | IL | LCPC/LPCC/LCMHC | 90837 (60 min) | $70 | 2024-10 | submitted |
| Direct contracts | Cigna | OH | LCPC/LPCC/LCMHC | 90837 (60 min) | $70 | 2026-10 | Supposedly the renegotiate annually, but their renegotiations suck submitted |
| Talkspace | — | AZ | PhD/PsyD | 90837 (60 min) | $70 | 2025-06 | submitted |
| Grow Therapy | VCCN | AL | LPC/LMHC | 90837 (60 min) | $70 | 2026-10 | submitted |
| Grow Therapy | Kaiser | CO | LPC/LMHC | 90837 (60 min) | $70 | 2026-10 | submitted |
| Rula | All payers (flat) | CO | — | 90837 (60 min) | $70 | 2026-10 | Rate quoted by a Rula representative in an exploratory call, per the poster; an offer, not a paid claim. source |
| Direct contracts | Cigna | MA | LPC/LMHC | 90837 (60 min) | $69 | 2026-08 | submitted |
| Grow Therapy | BCBS | — | — | 90837 (60 min) | $68.51 | 2025-09 | Same clinician reported $104 for the same BCBS session through Headway. source |
| Grow Therapy | Cigna | — | — | 90837 (60 min) | $68 | 2025-09 | source |
| Direct contracts | Cigna | FL | LPC/LMHC | 90837 (60 min) | $68 | 2026-02 | No request for increase until 1 year of current rate. submitted |
| Direct contracts | Cigna | MT | LCSW | 90837 (60 min) | $68 | 2025-07 | submitted |
| Direct contracts | Cigna | MO | LCSW | 90837 (60 min) | $68 | 2025-08 | submitted |
| Direct contracts | Cigna | TN | Pre-licensed | 90834 (45 min) | $68 | 2026-08 | submitted |
| Direct contracts | Cigna | — | — | 90837 (60 min) | $68 | 2026-11 | Rate in a Cigna/Evernorth contract offer, per the poster; state and license not given. source |
| Grow Therapy | Aetna | GA | LPC/LMHC | 90847 (family, with client) | $67.61 | 2026-08 | submitted |
| Direct contracts | Carelon | NY | LPC/LMHC | 90837 (60 min) | $67 | — | Unknown start date submitted |
| Direct contracts | Carelon | NY | LPC/LMHC | 90834 (45 min) | $67 | 2026-04 | submitted |
| Direct contracts | Carelon | NY | LPC/LMHC | 90837 (60 min) | $67 | 2026-08 | Did not accept contracted rate. Too low to make private practice sustainable. Sent email detailing the problematic nature of such low rates. submitted |
| Direct contracts | Aetna | NY | LCSW | 90832 (30 min) | $66.67 | 2026-06 | submitted |
| Direct contracts | Cigna | PA | LCSW | 90837 (60 min) | $66 | 2026-10 | submitted |
| Grow Therapy | Kaiser | GA | LPC/LMHC | 90834 (45 min) | $65.13 | 2026-08 | submitted |
| Grow Therapy | Aetna | GA | LPC/LMHC | 90846 (family, no client) | $65.05 | 2026-08 | submitted |
| Direct contracts | Carelon | IL | LCSW | 90834 (45 min) | $65.01 | 2026-10 | submitted |
| Direct contracts | Medicaid | CA | — | — | $65 | 2025-11 | Santa Cruz County Medi-Cal, secondhand report source |
| Maven Clinic | EAP | — | — | — | $65 | 2025-10 | offer to licensed providers, per session source |
| Direct contracts | Cigna | CO | LPC/LMHC | 90837 (60 min) | $65 | 2025-08 | submitted |
| Rula | All payers (flat) | CA | LCSW | 90834 (45 min) | $65 | 2024-12 | submitted |
| EAP MyGroup | — | NC | LPC/LMHC | 90837 (60 min) | $65 | 2026-10 | submitted |
| Direct contracts | Cigna | PA | LPC/LMHC | 90837 (60 min) | $65 | 2026-10 | submitted |
| Rula | All payers (flat) | OK | LCSW | 90837 (60 min) | $65 | 2026-10 | submitted |
| Direct contracts | Cigna | MA | LPC/LMHC | 90837 (60 min) | $65 | 2026-10 | submitted |
| Direct contracts | BCBS | OH | LCSW | 90837 (60 min) | $65 | 2025-10 | submitted |
| Direct contracts | Carelon | IL | LCSW | 90837 (60 min) | $65 | 2026-10 | I rejected their offer submitted |
| Direct contracts | Aetna | MO | LPC/LMHC | 90837 (60 min) | $65 | 2026-11 | New contract effective 11/29/26. This is for an emdr-c/ nbcc lpc, and a cadc! Shame submitted |
| Grow Therapy | Optum/UHC | MD | LPC/LMHC | 90834 (45 min) | $64.30 | 2026-08 | submitted |
| Headway | BCBS | OK | LPC/LMHC | 90834 (45 min) | $64.15 | 2026-08 | submitted |
| Grow Therapy | Amerihealth | GA | LPC/LMHC | 90837 (60 min) | $64 | 2026-08 | submitted |
| Grow Therapy | Amerihealth | GA | LPC/LMHC | 90847 (family, with client) | $64 | 2026-08 | submitted |
| Direct contracts | Cigna | WI | LPC/LMHC | 90837 (60 min) | $64 | 2024-08 | This is after 1st rate increase request after 10+ year contract submitted |
| Grow Therapy | Cigna | GA | LPC/LMHC | 90847 (family, with client) | $63.70 | 2026-08 | submitted |
| Grow Therapy | EAP | GA | LPC/LMHC | 90847 (family, with client) | $63.20 | 2026-08 | submitted |
| Headway | Carelon | GA | LPC/LMHC | 90847 (family, with client) | $63.09 | 2026-01 | submitted |
| Grow Therapy | Cigna | GA | LPC/LMHC | 90834 (45 min) | $62.30 | 2026-08 | submitted |
| Grow Therapy | GTEB | MD | LPC/LMHC | 90834 (45 min) | $62.30 | 2026-08 | submitted |
| Grow Therapy | Cigna | MD | LPC/LMHC | 90834 (45 min) | $62.30 | 2026-08 | submitted |
| Direct contracts | Cigna | NC | LPC/LMHC | 90837 (60 min) | $62 | 2026-01 | submitted |
| Direct contracts | Cigna | WI | LPC/LMHC | 90837 (60 min) | $62 | 2026-09 | submitted |
| Direct contracts | Cigna | PA | LPC/LMHC | 90837 (60 min) | $62 | 2026-01 | submitted |
| Direct contracts | Cigna | PA | LPC/LMHC | 90837 (60 min) | $62 | 2026-10 | submitted |
| Direct contracts | Cigna | — | — | 90837 (60 min) | $62 | 2026-11 | Contract offer received, per commenter; not accepted at time of comment. source |
| Grow Therapy | Carefirst | MD | LPC/LMHC | 90834 (45 min) | $61.92 | 2026-08 | submitted |
| Grow Therapy | Kaiser | GA | LPC/LMHC | 90847 (family, with client) | $61.61 | 2026-08 | submitted |
| Grow Therapy | Cigna | GA | LPC/LMHC | 90846 (family, no client) | $61.60 | 2026-08 | submitted |
| Grow Therapy | Aetna | GA | LPC/LMHC | 90834 (45 min) | $61.43 | 2026-08 | submitted |
| Grow Therapy | Aetna | FL | LPC/LMHC | 90834 (45 min) | $61.43 | 2026-08 | submitted |
| Headway | BCBS | TX | LCSW | 90834 (45 min) | $61.28 | 2026-10 | submitted |
| Headway | BCBS | TX | LCSW | 90834 (45 min) | $61.28 | 2025-09 | PPO Plan submitted |
| Headway | BCBS | GA | LPC/LMHC | 90834 (45 min) | $61 | 2026-01 | submitted |
| Headway | Carelon | GA | LPC/LMHC | 90846 (family, no client) | $60.22 | 2026-01 | submitted |
| Grow Therapy | EAP | GA | LPC/LMHC | 99404 (preventive counseling) | $60 | 2026-08 | submitted |
| Tava Health | Optum/UHC | CA | LMFT | 90834 (45 min) | $60 | 2026-01 | submitted |
| Direct contracts | Medicaid | TN | Pre-licensed | 90837 (60 min) | $60 | 2026-09 | submitted |
| Direct contracts | Cigna | WI | LPC/LMHC | 90834 (45 min) | $60 | 2026-09 | submitted |
| Direct contracts | Cigna | VT | LCSW | 90837 (60 min) | $60 | 2026-10 | Opening offer for individual credential. Unwilling to negotiate. submitted |
| Spring Health | — | GA | LPC/LMHC | 90837 (60 min) | $60 | 2026-08 | submitted |
| Direct contracts | Cigna | NC | LCPC/LPCC/LCMHC | 90791 (intake) | $60 | 2026-11 | submitted |
| Direct contracts | Cigna | — | — | 90791 (intake) | $60 | 2026-11 | Contract offer received, per commenter; not accepted at time of comment. source |
| Rula | All payers (flat) | — | — | 90837 (60 min) | $60 | 2026-10 | Per commenter, who reports hearing that Rula pays for no-shows and late cancels. source |
| Headway | BCBS | GA | LPC/LMHC | 90846 (family, no client) | $59 | 2026-01 | submitted |
| Tava Health | Cigna | CA | LMFT | 90834 (45 min) | $58 | 2026-01 | submitted |
| Grow Therapy | Kaiser | MD | LPC/LMHC | 90834 (45 min) | $58 | 2026-08 | submitted |
| Grow Therapy | EAP | GA | LPC/LMHC | 90834 (45 min) | $57.60 | 2026-08 | submitted |
| Direct contracts | Cigna | — | — | 90834 (45 min) | $57 | 2026-11 | Contract offer received, per commenter; not accepted at time of comment. source |
| Direct contracts | Healthfirst | NY | LCSW | 90832 (30 min) | $56 | 2024-06 | 90832 CPT code; particularly relevant with the population of clients who have this insurance submitted |
| Headway | BCBS | TX | LCSW | 90834 (45 min) | $56 | 2025-09 | HMO Plan submitted |
| Headway | BCBS | OK | LPC/LMHC | 90834 (45 min) | $55.13 | 2026-08 | submitted |
| Amwell | All payers (flat) | AZ | — | 90834 (45 min) | $55 | 2025-11 | flat per session, 1099 source |
| Headway | EAP | GA | LPC/LMHC | 99404 (preventive counseling) | $55 | 2026-01 | submitted |
| Grow Therapy | Amerihealth | GA | LPC/LMHC | 90834 (45 min) | $54.98 | 2026-08 | submitted |
| Grow Therapy | VA Community Care Network | MD | LPC/LMHC | 90834 (45 min) | $54.09 | 2026-08 | submitted |
| Grow Therapy | BCBS | GA | LPC/LMHC | 90847 (family, with client) | $53.60 | 2026-08 | submitted |
| Talkspace | — | AZ | PhD/PsyD | 90834 (45 min) | $52.50 | 2025-06 | submitted |
| Amwell | — | KY | LPC/LMHC | 90834 (45 min) | $50 | 2026-08 | submitted |
| SonderMind | All payers (flat) | NH | — | 90834 (45 min) | $49 | 2025-05 | source |
| Group Practice | — | MD | Pre-licensed | 90837 (60 min) | $49 | 2026-10 | submitted |
| Direct contracts | Medicaid | TN | LPC/LMHC | 90837 (60 min) | $46.90 | 2008-01 | United declines rate increase when ask. Never increased since contracted in 2006 submitted |
| Grow Therapy | BCBS | GA | LPC/LMHC | 90834 (45 min) | $45.60 | 2026-08 | submitted |
| Headway | Aetna | TX | LCSW | 90832 (30 min) | $45.41 | 2026-10 | submitted |
| Grow Therapy | BCBS | GA | LPC/LMHC | 90846 (family, no client) | $44 | 2026-08 | submitted |
| Headway | BCBS | TX | LCSW | 90832 (30 min) | $42 | 2025-09 | PPO and HMO Plans submitted |
| Direct contracts | Cigna | AZ | — | 90837 (60 min) | $39 | 2026-05 | lowest Cigna rate reported in the thread source |
| Talkspace | — | AZ | PhD/PsyD | 90832 (30 min) | $35 | 2025-06 | submitted |
| Direct contracts | Carelon | IL | LCSW | 90832 (30 min) | $35 | 2026-10 | I rejected this offer submitted |
| BetterHelp | Self-pay (platform) | — | — | 90834 (45 min) | $30 | 2026-05 | Effective per-session pay. Stepped hourly ladder starts near $30/hr and caps at $70/hr; sessions pay for 45 minutes; no-shows pay $10. source |
| Direct contracts | Healthfirst | NY | LCSW | 90853 (group) | $22 | 2024-06 | submitted |
| Alma | Aetna | — | PhD/PsyD | 90837 (60 min) | cut | 2026-08 | REPORTED RATE CHANGE, amount varies by contract: an initial notice proposed July 15, 2026 equalization of 90834/90837 and degree rates. A July 9 community reproduction of a revised Alma notice says code and degree differentials remain, with reductions effective August 15, 2026. The revised notice has not been verified against a public company source; consult your own schedule. No dollar amount is recorded for this notice. source |
Browse by payer, state, license, or code
By payer
- BCBS 240
- Aetna 223
- Optum / UHC 146
- Cigna 142
- Medicaid 43
- EAP 40
- Kaiser 27
- Carelon 18
- Medicare 8
- AmeriHealth 5
- Ambetter 5
- Independence Blue Cross 5
By state
- California 145
- Georgia 89
- Texas 60
- Maryland 54
- Washington 53
- New York 51
- New Jersey 46
- Oregon 44
- Massachusetts 40
- Pennsylvania 39
- Florida 36
- Colorado 34
- Illinois 30
- Virginia 30
- Wisconsin 30
- Arizona 28
- North Carolina 26
- Connecticut 23
- District of Columbia 14
- Ohio 14
- Tennessee 14
- Missouri 12
- Iowa 11
- Rhode Island 11
- Louisiana 10
- Oklahoma 10
- Alabama 9
- Indiana 9
- Minnesota 8
- New Hampshire 8
- Vermont 8
- Arkansas 7
- Kansas 5
- Kentucky 5
- South Carolina 5
- Fewer than five reports: Hawaii (4), Michigan (4), Mississippi (4), Montana (4), Nevada (4), Idaho (3), Maine (3), Nebraska (3), New Mexico (3), West Virginia (2), Delaware (1), Utah (1), Wyoming (1), Alaska (0), North Dakota (0), South Dakota (0)
By CPT code
By license
- LPC / LMHC 432
- LCSW 363
- LMFT 90
- PhD / PsyD 82
- LCPC / LPCC / LCMHC 39
- Pre-licensed 5
- MD / DO 2
- PMHNP / NP 0
By payer and code
Also platform against direct contract · what the payer allowed against what the therapist was paid · how long each payer took to pay · methodology
One payer in one state
Where a payer has at least three reports in a state, that pair has its own page. Counts are reports behind each one.
BCBS Texas 21 · New Jersey 14 · Massachusetts 14 · Illinois 13 · California 13 · Oregon 11 · Virginia 10 · Maryland 10 · Georgia 10 · Pennsylvania 8 · Washington 8 · New York 8 · Wisconsin 7 · Florida 7 · Oklahoma 6 · Rhode Island 5 · Iowa 5 · Arizona 5 · North Carolina 5 · Colorado 5 · Connecticut 5
Aetna California 30 · New York 19 · Georgia 16 · Texas 15 · New Jersey 15 · Florida 11 · Colorado 9 · Pennsylvania 9 · Arizona 8 · Massachusetts 8 · Washington 8 · North Carolina 7 · Virginia 7 · Oregon 6 · Connecticut 6 · Wisconsin 5 · Maryland 5 · Missouri 5
Optum / UHC California 17 · Wisconsin 10 · Maryland 9 · Texas 9 · Arizona 7 · New Jersey 7 · Georgia 7 · Colorado 6 · Pennsylvania 6 · Washington 5 · Florida 5 · New York 5
Cigna California 21 · Georgia 14 · Maryland 11 · Pennsylvania 9 · North Carolina 6 · New Jersey 6 · Florida 6 · Texas 6 · Wisconsin 5
Medicaid California 11 · Colorado 6 · Oregon 5
EAP Georgia 13 · California 7
Kaiser Washington 7 · California 5 · Georgia 5
AmeriHealth Georgia 5
Carelon California 5
Reading this table. A platform's rate depends on the payer contract behind it, the state, and sometimes the license level, so compare like with like. Where a platform pays a flat rate regardless of payer (Rula, SonderMind), the payer column says so. Rates marked cut record a reduction where the new dollar figure varies by contract.
Scope. This table shows what platforms and payers pay clinicians. It takes no position on what independent practices charge clients.