The rate table
Every rate reported to this site, with its source. Filter to your situation; the URL updates with your filters, so any view you build is a link you can share. Rows marked submitted came through the anonymous form; rows with a source link were collected from public threads. All are self-reported.
The full published table is available below. Search, filters, and sorting require JavaScript and the rate data to load. On a phone, scroll the table sideways to read the remaining columns.
714 community reports. All rates are self-reported and unverified.
| Note / source | |||||||
|---|---|---|---|---|---|---|---|
| Direct contracts | BCBS | NE | PhD/PsyD | 90837 (60 min) | $284.19 | 2025-07 | Increased from 277 last July submitted |
| Direct contracts | BCBS | IN | PhD/PsyD | 90791 (intake) | $227 | 2025-05 | submitted |
| Direct contracts | Quartz | IL | LCSW | 90791 (intake) | $222.76 | 2025-01 | submitted |
| Direct contracts | Medicaid | NM | — | 90837 (60 min) | $220 | 2025-09 | LMSW, group practice source |
| Direct contracts | BCBS | WY | LCSW | 90837 (60 min) | $210 | 2026-05 | submitted |
| Direct contracts | Carelon | CA | LMFT | 90837 (60 min) | $210 | 2026-03 | Took significant negotiation and advocacy submitted |
| Direct contracts | Dean | IL | LCSW | 90791 (intake) | $201.52 | 2026-04 | submitted |
| Direct contracts | Medicaid | OR | LPC/LMHC | 90837 (60 min) | $201.28 | 2026-08 | Used to be 184 until billed rate raised to 220 submitted |
| Headway | Medicaid | OR | LCSW | 90837 (60 min) | $200 | 2026-08 | submitted |
| Headway | Aetna | GA | PhD/PsyD | 90837 (60 min) | $196.24 | 2024-08 | submitted |
| Direct contracts | Medicaid | CA | LCSW | 90837 (60 min) | $195 | 2025-05 | submitted |
| Direct contracts | Dean | IL | LCSW | 90837 (60 min) | $194.14 | 2026-04 | submitted |
| Direct contracts | BCBS | IL | PhD/PsyD | 90837 (60 min) | $191 | 2025-05 | submitted |
| Direct contracts | Optum/UHC | OR | LPC/LMHC | 90837 (60 min) | $190 | 2026-03 | submitted |
| Direct contracts | BCBS | MS | LPC/LMHC | 90837 (60 min) | $189 | 2018-05 | submitted |
| Direct contracts | BCBS | ID | LPC/LMHC | 90837 (60 min) | $187.40 | 2025-08 | submitted |
| Direct contracts | BCBS | IL | LCSW | 90791 (intake) | $187.08 | 2025-06 | submitted |
| Headway | Aetna | NY | PhD/PsyD | 90837 (60 min) | $185 | 2026-01 | NYC, virtual only source |
| Headway | Aetna | WA | PhD/PsyD | 90837 (60 min) | $185 | 2024-10 | submitted |
| Headway | Aetna | MA | PhD/PsyD | 90837 (60 min) | $185 | 2026-06 | submitted |
| Lyra | EAP | MA | PhD/PsyD | 90837 (60 min) | $185 | 2024-06 | submitted |
| Direct contracts | BCBS | NE | LMFT | 90837 (60 min) | $184.73 | 2025-07 | submitted |
| Direct contracts | Medicaid | OR | — | 90837 (60 min) | $184.66 | 2025-08 | OHP open-card base rate; CareOregon Tier 2 $203 source |
| Direct contracts | Medicaid | OR | LPC/LMHC | 90837 (60 min) | $184.66 | 2025-08 | submitted |
| Direct contracts | BCBS | IA | LPC/LMHC | 90837 (60 min) | $180.80 | 2026-07 | submitted |
| Direct contracts | BCBS | IA | LCSW | 90837 (60 min) | $180.80 | 2026-08 | submitted |
| Direct contracts | BCBS | MS | LCSW | 90837 (60 min) | $180 | 2024-06 | submitted |
| Direct contracts | — | VT | LCPC/LPCC/LCMHC | 90847 (family, with client) | $180 | 2026-08 | submitted |
| Direct contracts | Medicaid | CA | — | 90837 (60 min) | $175 | 2025-11 | Alameda County Medi-Cal, 53-minute session source |
| Direct contracts | Medicaid | OR | — | 90837 (60 min) | $173 | 2024-11 | Oregon Health Plan noncontracted rate, Portland metro. source |
| Direct contracts | BCBS | IA | — | 90837 (60 min) | $172.90 | 2025-08 | masters level; 90791 $187.10, 90834 $116.70 source |
| Direct contracts | Aetna | NJ | PhD/PsyD | 90791 (intake) | $172.58 | 2026-05 | submitted |
| Direct contracts | Medicaid | CA | — | 90837 (60 min) | $171 | 2025-10 | one CA county's Medi-Cal rate source |
| Direct contracts | PacificSource | OR | LMFT | 90837 (60 min) | $171 | 2018-01 | submitted |
| Direct contracts | BCBS | VA | LPC/LMHC | 90837 (60 min) | $171 | 2026-08 | $161 in 2025 submitted |
| Direct contracts | BCBS | VA | LCSW | 90837 (60 min) | $170.99 | 2025-10 | submitted |
| Direct contracts | Aetna | NJ | PhD/PsyD | 90837 (60 min) | $170.48 | 2026-08 | submitted |
| Lyra | EAP | CA | LCSW | 90834 (45 min) | $170 | 2026-08 | I was grandfathered into a higher rate- they deny rate increases, and repeatedly dont show me on the Lyra provider page submitted |
| Direct contracts | Kaiser | OR | — | 90837 (60 min) | $167.09 | 2025-08 | group contract; 90791 $171.98 source |
| Direct contracts | BCBS | AR | LPC/LMHC | 90837 (60 min) | $166.19 | 2024-04 | submitted |
| Direct contracts | Aetna | NY | LPC/LMHC | 90837 (60 min) | $165.76 | 2023-03 | submitted |
| Direct contracts | Kaiser | OR | LPC/LMHC | 90837 (60 min) | $165 | 2026-08 | submitted |
| Direct contracts | Aetna | CA | PhD/PsyD | 90791 (intake) | $165 | 2025-08 | submitted |
| Direct contracts | BCBS | NJ | PhD/PsyD | 90837 (60 min) | $164.71 | 2022-08 | submitted |
| Direct contracts | BCBS | NJ | PhD/PsyD | 90837 (60 min) | $164.28 | 2025-08 | submitted |
| Direct contracts | BCBS | MI | LPC/LMHC | 90837 (60 min) | $163.56 | 2026-07 | submitted |
| Headway | Aetna | AZ | PhD/PsyD | 90837 (60 min) | $163 | 2023-08 | submitted |
| Direct contracts | Medicare | KY | MD/DO | 90837 (60 min) | $163 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | DC | PhD/PsyD | 90837 (60 min) | $161.78 | 2025-07 | submitted |
| Headway | Aetna | NY | PhD/PsyD | 90834 (45 min) | $161 | 2024-08 | submitted |
| Direct contracts | Providence | OR | LPC/LMHC | 90837 (60 min) | $160.58 | 2026-08 | submitted |
| Direct contracts | Providence Powered by Collective Health | OR | LPC/LMHC | 90837 (60 min) | $160.58 | 2026-07 | submitted |
| Direct contracts | Optum/UHC | WA | LCSW | 90837 (60 min) | $159 | 2025-12 | United/Optum, group practice, western WA; group Cigna $117 source |
| Direct contracts | BCBS | IL | LCSW | 90837 (60 min) | $158.10 | 2026-01 | submitted |
| Direct contracts | Aetna | MN | Pre-licensed | 90837 (60 min) | $157.52 | 2026-09 | submitted |
| Direct contracts | Aetna | CA | PhD/PsyD | 90837 (60 min) | $157.04 | 2025-08 | submitted |
| Direct contracts | Optum/UHC | CT | LPC/LMHC | 90791 (intake) | $156.57 | 2026-08 | submitted |
| Direct contracts | BCBS | MT | LPC/LMHC | 90837 (60 min) | $156.19 | 2026-01 | submitted |
| Direct contracts | BCBS | MT | LCSW | 90837 (60 min) | $156.19 | 2026-08 | submitted |
| Direct contracts | Medicare | OR | — | 90837 (60 min) | $154.29 | 2025-08 | group contract; 90791 $166.91 source |
| Direct contracts | BCBS | VA | LCSW | 90837 (60 min) | $152.66 | 2024-08 | submitted |
| Direct contracts | BCBS | OR | LPC/LMHC | 90837 (60 min) | $152.58 | 2026-08 | submitted |
| Direct contracts | BCBS | OR | LPC/LMHC | 90837 (60 min) | $152.52 | 2026-07 | submitted |
| Direct contracts | BCBS | OR | LCSW | 90837 (60 min) | $152.52 | 2026-09 | submitted |
| Direct contracts | Aetna | NJ | LPC/LMHC | 90791 (intake) | $152.33 | 2023-11 | submitted |
| Direct contracts | BCBS | MA | LCSW | 90791 (intake) | $152.30 | 2026-01 | submitted |
| Headway | BCBS | WA | PhD/PsyD | 90837 (60 min) | $152.27 | 2024-10 | submitted |
| Direct contracts | Aetna | OR | — | 90837 (60 min) | $151.74 | 2025-08 | group contract, masters level; 90791 $164.15 source |
| Direct contracts | BCBS | VA | — | 90837 (60 min) | $150 | 2025-12 | Anthem, independent contract, masters level, rounded source |
| Direct contracts | Lyra | AZ | LPC/LMHC | 90837 (60 min) | $150 | 2018-01 | submitted |
| Direct contracts | BCBS | OR | LPC/LMHC | 90837 (60 min) | $150 | 2026-07 | submitted |
| Lyra | — | CA | LCSW | 90837 (60 min) | $150 | 2022-01 | submitted |
| Direct contracts | Aetna | IL | LCSW | 90837 (60 min) | $150 | 2026-03 | submitted |
| Direct contracts | BCBS | OR | LPC/LMHC | 90837 (60 min) | $149.33 | 2023-03 | submitted |
| Direct contracts | BCBS | OR | LCSW | 90837 (60 min) | $149.33 | 2025-10 | submitted |
| Direct contracts | Aetna | OR | — | 90837 (60 min) | $149 | 2024-11 | source |
| Direct contracts | Health Partners | MN | LMFT | 90846 (family, no client) | $148.87 | 2024-01 | submitted |
| Direct contracts | BCBS | CA | PhD/PsyD | 90837 (60 min) | $148.46 | 2024-01 | submitted |
| Direct contracts | Aetna | NJ | PhD/PsyD | 90837 (60 min) | $148.12 | 2026-05 | submitted |
| Direct contracts | Cigna | CT | LPC/LMHC | 90791 (intake) | $148 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | AZ | PhD/PsyD | 90837 (60 min) | $147 | 2023-08 | submitted |
| Direct contracts | Optum/UHC | OR | — | 90837 (60 min) | $146 | 2024-11 | source |
| Direct contracts | Aetna | CT | LPC/LMHC | 90791 (intake) | $145.66 | 2026-08 | submitted |
| Lyra | — | OR | LPC/LMHC | 90837 (60 min) | $145 | 2023-06 | submitted |
| Direct contracts | Aetna | MA | LCSW | 90837 (60 min) | $144.08 | 2026-08 | submitted |
| Alma | Optum/UHC | RI | PhD/PsyD | 90791 (intake) | $143.06 | 2025-07 | submitted |
| Headway | Aetna | PA | PhD/PsyD | 90837 (60 min) | $143 | 2025-01 | submitted |
| Direct contracts | PacificSource | OR | LMFT | 90847 (family, with client) | $143 | 2021-07 | Going to be removing their plan from the aca marketplace in 2027 submitted |
| Direct contracts | BCBS | NV | LMFT | 90837 (60 min) | $142.83 | 2024-05 | submitted |
| Direct contracts | Aetna | OR | LPC/LMHC | 90837 (60 min) | $142.67 | 2026-05 | submitted |
| Direct contracts | Aetna | OR | LCSW | 90837 (60 min) | $142.26 | 2026-09 | submitted |
| Direct contracts | Fallon Health | MA | LCSW | 90837 (60 min) | $141.09 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | MA | LPC/LMHC | 90837 (60 min) | $141.08 | 2026-08 | submitted |
| Direct contracts | Cigna | CA | LMFT | 90837 (60 min) | $141 | 2023-08 | submitted |
| Direct contracts | Harvard Pilgrim | MA | LCSW | 90837 (60 min) | $140.55 | 2026-04 | submitted |
| Direct contracts | Harvard Pilgrim | MA | LCSW | 90837 (60 min) | $140.55 | 2026-08 | submitted |
| Direct contracts | BCBS | MA | LCSW | 90837 (60 min) | $140.12 | 2026-09 | This is for an independently licensed clinician as a sole proprietor in private practice (LICSW) submitted |
| Direct contracts | Cigna | CA | LCSW | 90791 (intake) | $140 | 2026-08 | submitted |
| Headway | Premera | WA | PhD/PsyD | 90837 (60 min) | $140 | 2024-10 | submitted |
| Headway | BCBS | AZ | PhD/PsyD | 90837 (60 min) | $140 | 2023-08 | submitted |
| Lyra | — | OR | LCSW | 90834 (45 min) | $140 | 2026-09 | submitted |
| Lyra | Aetna | AR | LPC/LMHC | 90837 (60 min) | $140 | 2025-02 | submitted |
| Direct contracts | BCBS | NC | LPC/LMHC | 90837 (60 min) | $139.47 | 2026-04 | submitted |
| Alma | BCBS | MA | LCSW | 90837 (60 min) | $139.18 | 2024-08 | * in MA the LCSW is pre licensed. LICSW is the independent licensure submitted |
| Direct contracts | Aetna | NC | LPC/LMHC | 90837 (60 min) | $139.18 | 2026-07 | submitted |
| Direct contracts | BCBS | MA | LCSW | 90837 (60 min) | $139.06 | 2026-01 | submitted |
| Direct contracts | BCBS | MA | LPC/LMHC | 90837 (60 min) | $139.06 | 2026-08 | submitted |
| Direct contracts | BCBS | MA | LCSW | 90837 (60 min) | $139.06 | 2026-04 | Small decrease submitted |
| Direct contracts | BCBS | MA | LCSW | 90837 (60 min) | $139.06 | 2026-08 | submitted |
| Direct contracts | Aetna | NC | LPC/LMHC | 90837 (60 min) | $138.61 | 2026-01 | submitted |
| Direct contracts | BCBS | NC | LPC/LMHC | 90837 (60 min) | $138 | 2026-01 | submitted |
| Alma | Aetna | NY | PhD/PsyD | 90837 (60 min) | $138 | 2026-08 | Was cut from $201 submitted |
| Direct contracts | Aetna | NC | LPC/LMHC | 90837 (60 min) | $138 | 2026-09 | submitted |
| Direct contracts | BCBS | NC | LPC/LMHC | 90837 (60 min) | $138 | 2026-09 | submitted |
| Direct contracts | Aetna | AZ | PhD/PsyD | 90837 (60 min) | $137.75 | 2025-10 | decreased $2 on 2025-10-15; BCBS AZ $122.03 source |
| Direct contracts | Optum/UHC | NJ | LPC/LMHC | 90791 (intake) | $137.70 | 2023-07 | submitted |
| Direct contracts | BCBS | NJ | LPC/LMHC | 90837 (60 min) | $137.26 | 2024-07 | submitted |
| Direct contracts | Optum/UHC | CA | LCSW | 90791 (intake) | $137.10 | 2026-08 | submitted |
| Direct contracts | Blue Care Network | MI | LPC/LMHC | 90837 (60 min) | $137.06 | 2023-07 | submitted |
| Direct contracts | BCBS | OR | — | 90837 (60 min) | $137 | 2024-11 | Reported as rising to about $148 on December 1, 2024. source |
| Direct contracts | MVP | NY | LCSW | 90791 (intake) | $136.49 | 2026-02 | submitted |
| Direct contracts | BCBS | TN | LPC/LMHC | 90837 (60 min) | $136 | 2021-07 | submitted |
| Direct contracts | BCBS | WA | LCSW | 90837 (60 min) | $135.39 | 2024-08 | submitted |
| Direct contracts | BCBS | MA | PhD/PsyD | 90834 (45 min) | $135.19 | 2025-09 | submitted |
| Direct contracts | Premera | WA | LPC/LMHC | 90837 (60 min) | $135 | 2023-07 | submitted |
| Direct contracts | Premera | WA | LPC/LMHC | 90837 (60 min) | $135 | 2026-09 | submitted |
| Direct contracts | Kaiser | WA | LPC/LMHC | 90837 (60 min) | $134.40 | 2026-05 | submitted |
| Direct contracts | BCBS | RI | LCSW | 90837 (60 min) | $134 | 2024-08 | submitted |
| Direct contracts | CHAMPVA | CA | LCSW | 90837 (60 min) | $133.75 | 2026-09 | CHAMPVA pays 75% of Medicare rate. Does not require clinician to be credentialed. Exact rate varies based on specific zip code, 90837 is usually around $130-135 in CA submitted |
| Direct contracts | BCBS | IL | LCSW | 90837 (60 min) | $133.67 | 2026-01 | submitted |
| Direct contracts | BCBS | IL | LMFT | 90837 (60 min) | $133.67 | 2026-01 | submitted |
| Direct contracts | BCBS | IL | LCPC/LPCC/LCMHC | 90837 (60 min) | $133.67 | 2026-08 | submitted |
| Direct contracts | BCBS | IL | LCSW | 90837 (60 min) | $133.67 | 2026-06 | submitted |
| Direct contracts | BCBS | CA | LCSW | 90837 (60 min) | $133 | 2025-08 | submitted |
| Direct contracts | Carelon | CA | LCSW | 90837 (60 min) | $133 | 2025-01 | (Medi-cal) submitted |
| Direct contracts | Medicaid | CA | LCSW | 90837 (60 min) | $133 | 2025-01 | Add-on code for Telehealth t1014 ($0.24 per minute) submitted |
| Alma | Optum/UHC | MA | LCSW | 90837 (60 min) | $133 | 2025-08 | *cut sometime last year from $142 or so submitted |
| Direct contracts | BCBS | RI | LCSW | 90837 (60 min) | $132.86 | 2025-12 | For LICSW, not LCSW (RI has both distinctions) submitted |
| Direct contracts | BCBS | RI | LPC/LMHC | 90837 (60 min) | $132.86 | 2025-11 | submitted |
| Direct contracts | BCBS | CT | LPC/LMHC | 90791 (intake) | $132.30 | 2026-08 | submitted |
| Headway | Aetna | NJ | LCSW | 90791 (intake) | $132.28 | 2023-08 | submitted |
| Direct contracts | Optum/UHC | CT | LPC/LMHC | 90837 (60 min) | $132.09 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | CT | LMFT | 90837 (60 min) | $132.09 | 2022-08 | submitted |
| Direct contracts | Optum/UHC | CT | LCSW | 90837 (60 min) | $132 | 2025-04 | submitted |
| Headway | Aetna | NJ | LPC/LMHC | 90791 (intake) | $132 | 2026-06 | submitted |
| Direct contracts | BCBS | WI | LPC/LMHC | 90837 (60 min) | $131.98 | 2021-05 | submitted |
| Direct contracts | Medicaid | CA | — | 90837 (60 min) | $131.97 | 2025-10 | Medi-Cal, most payors source |
| Direct contracts | Medicaid | CA | LMFT | 90837 (60 min) | $131.97 | 2026-08 | submitted |
| Direct contracts | BCBS | WI | LPC/LMHC | 90837 (60 min) | $131.96 | 2013-10 | submitted |
| Direct contracts | BCBS | IL | LCSW | 90837 (60 min) | $131.48 | 2026-05 | submitted |
| Direct contracts | BCBS | PA | LCSW | 90837 (60 min) | $131.29 | 2026-07 | submitted |
| Direct contracts | BCBS | PA | LPC/LMHC | 90837 (60 min) | $131.29 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | LA | LPC/LMHC | 90791 (intake) | $131.15 | 2026-07 | submitted |
| Headway | BCBS | MA | LCSW | 90837 (60 min) | $131 | 2026-01 | submitted |
| Direct contracts | Cigna | MD | LCSW | 90837 (60 min) | $131 | 2026-02 | Work evenings and weekends submitted |
| Direct contracts | BCBS | IL | — | 90837 (60 min) | $131 | 2024-11 | Reported as the BCBS PPO rate, not renegotiated in several years. source |
| Headway | Kaiser | MD | LCSW | 90837 (60 min) | $130.96 | 2026-08 | submitted |
| Direct contracts | Medicaid | CO | — | 90837 (60 min) | $130 | 2026-05 | source |
| Alma | Aetna | — | LCSW | 90837 (60 min) | $130 | 2026-05 | therapist payout ~$130 including $25 copay; EOB showed Aetna paid Alma $122.19 source |
| Headway | Aetna | WI | LPC/LMHC | 90837 (60 min) | $130 | 2024-06 | submitted |
| Octave | — | CA | LMFT | 90834 (45 min) | $130 | 2025-04 | submitted |
| Headway | Aetna | AZ | LCSW | 90837 (60 min) | $130 | 2026-01 | submitted |
| Headway | Aetna | MO | LPC/LMHC | 90837 (60 min) | $130 | 2026-08 | submitted |
| Headway | Aetna | CA | LCPC/LPCC/LCMHC | 90837 (60 min) | $130 | 2023-03 | submitted |
| Headway | Aetna | AZ | LPC/LMHC | 90837 (60 min) | $130 | 2026-06 | submitted |
| Headway | Aetna | CA | LMFT | 90837 (60 min) | $130 | 2024-08 | submitted |
| Headway | Aetna | CA | LCSW | 90837 (60 min) | $130 | 2026-06 | submitted |
| Headway | Aetna | CO | LCSW | 90837 (60 min) | $130 | 2026-06 | submitted |
| Headway | Aetna | CA | LMFT | 90837 (60 min) | $130 | 2024-07 | submitted |
| Headway | Aetna | CA | LCPC/LPCC/LCMHC | 90837 (60 min) | $130 | 2023-08 | submitted |
| Spring Health | EAP | PA | LPC/LMHC | 90837 (60 min) | $130 | 2025-06 | Negotiated regularly (every 6 months) Starting offer was $75, Negotiated to $95, then steadily re-negotiated at every opportunity to eventually bring it up to $130 submitted |
| Headway | Aetna | CT | LPC/LMHC | 90837 (60 min) | $130 | 2025-01 | submitted |
| Headway | Aetna | TX | — | 90837 (60 min) | $129.74 | 2025-08 | masters level source |
| Alma | Aetna | NC | — | 90837 (60 min) | $129.74 | 2025-09 | masters level; 90834 $103, 90791 $132.28 source |
| Headway | Aetna | NJ | LCSW | 90837 (60 min) | $129.74 | 2023-08 | submitted |
| Headway | Aetna | TX | LPC/LMHC | 90837 (60 min) | $129.74 | 2025-10 | submitted |
| Headway | Aetna | TX | LPC/LMHC | 90837 (60 min) | $129.74 | 2023-10 | submitted |
| Headway | BCBS | IL | LPC/LMHC | 90837 (60 min) | $129 | 2025-01 | submitted |
| Headway | Aetna | CA | LCSW | 90837 (60 min) | $129 | 2023-08 | submitted |
| Headway | Aetna | TX | LCSW | 90837 (60 min) | $129 | 2026-08 | submitted |
| Alma | Aetna | CO | — | 90837 (60 min) | $129 | 2024-11 | source |
| Direct contracts | BCBS | RI | LCSW | 90837 (60 min) | $128 | 2025-08 | LICSW source |
| Direct contracts | Cigna | DC | LCSW | 90837 (60 min) | $128 | 2025-08 | LICSW; group and individual contracts pay the same source |
| Direct contracts | Cigna | MD | LCPC/LPCC/LCMHC | 90837 (60 min) | $128 | 2025-07 | Bethesda area submitted |
| Direct contracts | Aetna | NJ | LPC/LMHC | 90837 (60 min) | $127.86 | 2025-04 | submitted |
| Direct contracts | Aetna | NJ | LPC/LMHC | 90837 (60 min) | $127.86 | 2023-11 | submitted |
| Direct contracts | BCBS | CO | LPC/LMHC | 90837 (60 min) | $127 | 2025-01 | submitted |
| Headway | Harvard Pilgrim | ME | LCPC/LPCC/LCMHC | 90837 (60 min) | $127 | 2024-08 | submitted |
| Headway | BCBS | AL | LPC/LMHC | 90837 (60 min) | $127 | 2025-02 | submitted |
| Alma | Optum/UHC | — | — | 90837 (60 min) | $126.80 | 2024-10 | pre-cut rate; reduced to $116.80 November 2024; 90791 $126.80 cut to $119.72 source |
| Direct contracts | Kaiser | WA | LCSW | 90837 (60 min) | $126.35 | 2024-08 | submitted |
| Alma | Aetna | MA | LPC/LMHC | 90791 (intake) | $126 | 2026-08 | submitted |
| Alma | Aetna | MA | LPC/LMHC | 90837 (60 min) | $126 | 2026-08 | submitted |
| Alma | Aetna | MA | LCSW | 90837 (60 min) | $126 | 2026-08 | Cut from $146 last month submitted |
| Headway | BCBS | VA | LPC/LMHC | 90837 (60 min) | $126 | 2025-03 | They received an increase from anthem in July 2026 and refuse to pass it on. submitted |
| Direct contracts | Massachusetts Behavioral Health Partnership (MBHP) | MA | LCSW | 90837 (60 min) | $125.69 | 2026-05 | submitted |
| Direct contracts | BCBS | PA | LPC/LMHC | 90837 (60 min) | $125.07 | 2026-08 | submitted |
| Headway | Quest Behavioral Health | GA | LCSW | 90837 (60 min) | $125 | 2025-08 | source |
| Headway | Optum/UHC | AZ | PhD/PsyD | 90837 (60 min) | $125 | 2023-08 | submitted |
| Headway | BCBS | NY | LPC/LMHC | 90791 (intake) | $125 | 2026-08 | submitted |
| Direct contracts | Medicaid | CO | LPC/LMHC | 90837 (60 min) | $125 | 2020-08 | submitted |
| Direct contracts | Medicaid | CO | — | 90837 (60 min) | $125 | 2024-11 | Independently credentialed, in-network regions. source |
| Direct contracts | Optum/UHC | IL | PhD/PsyD | 90837 (60 min) | $125 | 2026-09 | submitted |
| Lyra | — | CA | LMFT | 90837 (60 min) | $125 | 2024-03 | submitted |
| Direct contracts | Aetna | NY | LCSW | 90791 (intake) | $124.32 | 2023-01 | submitted |
| Alma | Carelon | GA | LPC/LMHC | 90791 (intake) | $124.30 | 2026-08 | submitted |
| Headway | Aetna | GA | LPC/LMHC | 90791 (intake) | $124 | 2026-01 | submitted |
| Direct contracts | Aetna | GA | PhD/PsyD | 90837 (60 min) | $124 | 2024-08 | submitted |
| Headway | Aetna | OK | LPC/LMHC | 90791 (intake) | $124 | 2026-08 | submitted |
| Direct contracts | Aetna | CA | LMFT | 90837 (60 min) | $123.88 | 2026-06 | Increased from 121.00 submitted |
| Direct contracts | Aetna | CA | LCSW | 90791 (intake) | $123.75 | 2026-08 | submitted |
| Headway | Optum/UHC | NJ | LCSW | 90791 (intake) | $123 | 2023-08 | submitted |
| Direct contracts | Aetna | CT | LPC/LMHC | 90837 (60 min) | $122.36 | 2026-08 | submitted |
| Headway | Aetna | KS | LCSW | 90837 (60 min) | $122 | 2026-08 | submitted |
| Direct contracts | Aetna | CT | LCSW | 90837 (60 min) | $122 | 2023-05 | submitted |
| Direct contracts | BCBS | AZ | PhD/PsyD | 90837 (60 min) | $122 | 2023-08 | submitted |
| Headway | Aetna | OK | LPC/LMHC | 90837 (60 min) | $122 | 2026-08 | submitted |
| Headway | Optum/UHC | CA | LCPC/LPCC/LCMHC | 90837 (60 min) | $122 | 2023-03 | submitted |
| Headway | Optum/UHC | NY | LCSW | 90837 (60 min) | $121.80 | 2026-08 | submitted |
| Headway | Aetna | CO | — | 90837 (60 min) | $121.74 | 2026-05 | most other plans pay $95-98 for 90837 via Headway in CO per poster source |
| Headway | Aetna | MD | LCSW | 90837 (60 min) | $121.74 | 2026-08 | submitted |
| Direct contracts | BCBS | LA | LPC/LMHC | 90791 (intake) | $121.70 | 2026-07 | submitted |
| Direct contracts | Optum/UHC | CA | LMFT | 90837 (60 min) | $121.36 | 2020-08 | submitted |
| Direct contracts | Optum/UHC | — | LCSW | — | $121.33 | 2025-11 | United; solo practice licensed in DC/MD/VA source |
| Direct contracts | — | CA | LMFT | 90837 (60 min) | $121.33 | 2020-04 | I requested a raise this year and they shut me down and said they would evaluate again in Feb 2026 submitted |
| Direct contracts | — | CA | LMFT | 90837 (60 min) | $121.33 | 2020-08 | submitted |
| Direct contracts | Optum/UHC | CA | LMFT | 90837 (60 min) | $121.33 | 2026-09 | Not updated or adjusted in at least 3 years submitted |
| Alma | Optum/UHC | GA | LPC/LMHC | 90791 (intake) | $121.24 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | WI | LCSW | 90837 (60 min) | $121.10 | 2022-06 | submitted |
| Headway | Aetna | GA | LCSW | 90837 (60 min) | $121 | 2025-08 | source |
| Alma | Aetna | TN | LMFT | 90837 (60 min) | $121 | 2025-09 | source |
| Headway | Aetna | OH | LCSW | 90837 (60 min) | $121 | 2024-02 | submitted |
| Headway | Aetna | FL | LPC/LMHC | 90837 (60 min) | $121 | 2025-08 | submitted |
| Headway | Aetna | GA | LPC/LMHC | 90837 (60 min) | $121 | 2026-01 | submitted |
| Direct contracts | Aetna | CO | LPC/LMHC | 90837 (60 min) | $121 | 2020-06 | submitted |
| Direct contracts | Cigna | CO | LPC/LMHC | 90837 (60 min) | $121 | 2020-08 | submitted |
| Headway | Aetna | OH | LCSW | 90837 (60 min) | $121 | 2026-01 | submitted |
| Direct contracts | Optum/UHC | WI | LPC/LMHC | 90837 (60 min) | $120.98 | 2021-05 | submitted |
| Direct contracts | Optum/UHC | WI | LPC/LMHC | 90837 (60 min) | $120.96 | 2026-07 | submitted |
| Direct contracts | Optum/UHC | WI | LPC/LMHC | 90837 (60 min) | $120.96 | 2013-09 | submitted |
| Direct contracts | Aetna | NY | LCSW | 90837 (60 min) | $120.95 | 2024-08 | submitted |
| Direct contracts | Medicare | IN | LCSW | 90837 (60 min) | $120.84 | 2026-01 | submitted |
| Direct contracts | Aetna | NY | LCSW | 90837 (60 min) | $120.66 | 2023-01 | submitted |
| Headway | Optum/UHC | WA | LPC/LMHC | 90837 (60 min) | $120.55 | 2025-08 | United source |
| Headway | Optum/UHC | NJ | LCSW | 90837 (60 min) | $120.55 | 2023-08 | submitted |
| Direct contracts | BCBS | WA | LCSW | 90837 (60 min) | $120.25 | 2024-08 | submitted |
| Direct contracts | Regence | WA | LPC/LMHC | 90837 (60 min) | $120.24 | 2023-07 | submitted |
| Direct contracts | BCBS | WA | LPC/LMHC | 90837 (60 min) | $120.24 | 2026-01 | submitted |
| Alma | Optum/UHC | — | — | 90837 (60 min) | $120 | 2024-11 | Cut from $130 in the November 2024 Optum rate reduction ($7 across Optum/UHC/UMR/Surest). source |
| Lyra | EAP | — | — | 90791 (intake) | $120 | 2025-10 | intake rate source |
| Spring Health | Spring Health | CA | LCSW | 90837 (60 min) | $120 | 2023-01 | submitted |
| Spring Health | Spring Health | TX | LCSW | 90837 (60 min) | $120 | 2023-01 | submitted |
| Headway | BCBS | OR | LCSW | 90837 (60 min) | $120 | 2026-08 | submitted |
| Headway | Optum/UHC | CA | LCSW | 90837 (60 min) | $120 | 2023-08 | submitted |
| Alma | Optum/UHC | TX | LPC/LMHC | 90837 (60 min) | $120 | 2025-01 | submitted |
| Headway | Optum/UHC | CO | LPC/LMHC | 90837 (60 min) | $120 | 2024-08 | submitted |
| Direct contracts | Aetna | CA | PhD/PsyD | 90834 (45 min) | $120 | 2025-08 | submitted |
| Direct contracts | Aetna | NY | LPC/LMHC | 90837 (60 min) | $120 | 2026-01 | submitted |
| Headway | Aetna | IN | LCSW | 90837 (60 min) | $120 | 2026-08 | submitted |
| Collective Counseling Solutions | Optum/UHC | OH | LCSW | 90837 (60 min) | $120 | 2026-07 | submitted |
| Direct contracts | Community Care Alliance | MA | LCSW | 90837 (60 min) | $120 | 2026-06 | submitted |
| Direct contracts | Carelon | CA | LMFT | 90837 (60 min) | $120 | 2024-10 | submitted |
| Collective Counseling Solutions | Optum/UHC | CA | LCSW | 90837 (60 min) | $120 | 2026-09 | submitted |
| Alma | Optum/UHC | CO | LCSW | 90837 (60 min) | $120 | 2026-09 | submitted |
| Alma | Optum/UHC | VA | LCSW | 90837 (60 min) | $120 | 2026-09 | submitted |
| Headway | BCBS | MD | LCSW | 90837 (60 min) | $119.07 | 2026-08 | submitted |
| Headway | BCBS | MD | LCPC/LPCC/LCMHC | 90837 (60 min) | $119.07 | 2026-08 | submitted |
| Headway | BCBS | WI | LPC/LMHC | 90837 (60 min) | $119 | 2024-06 | submitted |
| Headway | BCBS | WI | LMFT | 90837 (60 min) | $119 | 2026-09 | submitted |
| Direct contracts | Optum/UHC | IL | LCSW | 90837 (60 min) | $118.75 | 2024-08 | submitted |
| Direct contracts | Dean | IL | LCSW | 90834 (45 min) | $118.01 | 2026-04 | submitted |
| Headway | Optum/UHC | MD | LCSW | 90837 (60 min) | $117.73 | 2026-08 | submitted |
| Headway | Optum/UHC | CA | LMFT | 90837 (60 min) | $117.73 | 2024-08 | submitted |
| Direct contracts | Optum/UHC | TX | LPC/LMHC | 90837 (60 min) | $117.57 | 2026-06 | submitted |
| Direct contracts | Medicaid | SC | — | 90837 (60 min) | $117.43 | 2025-11 | SC Medicaid published rate per poster source |
| Grow Therapy | BCBS | VA | LPC/LMHC | 90837 (60 min) | $117.34 | 2024-08 | submitted |
| Headway | BCBS | KS | LCSW | 90837 (60 min) | $117 | 2026-08 | submitted |
| Direct contracts | Aetna | CO | LPC/LMHC | 90837 (60 min) | $117 | 2022-08 | submitted |
| Direct contracts | BCBS | CT | LPC/LMHC | 90837 (60 min) | $116.82 | 2025-10 | submitted |
| Alma | Optum/UHC | NC | — | 90837 (60 min) | $116.80 | 2025-09 | masters level; 90834 $101.30, 90791 $119.72 source |
| Alma | Optum/UHC | MN | LCSW | 90837 (60 min) | $116.80 | 2025-12 | submitted |
| Direct contracts | BCBS | NY | LCSW | 90791 (intake) | $116.02 | 2026-03 | submitted |
| Direct contracts | Kaiser | WA | LPC/LMHC | 90837 (60 min) | $116 | 2024-01 | submitted |
| Direct contracts | Aetna | IL | — | 90837 (60 min) | $116 | 2024-11 | source |
| Direct contracts | Optum/UHC | MD | PhD/PsyD | 90837 (60 min) | $115.82 | 2025-09 | United Behavioral Health/Optum, Baltimore area source |
| Direct contracts | Optum/UHC | CA | LCSW | 90837 (60 min) | $115.82 | 2023-08 | submitted |
| Direct contracts | Optum/UHC | CA | LMFT | 90837 (60 min) | $115.82 | 2022-06 | submitted |
| Direct contracts | Optum/UHC | CA | LCSW | 90837 (60 min) | $115.82 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | PA | LPC/LMHC | 90837 (60 min) | $115.82 | 2024-01 | submitted |
| Direct contracts | Optum/UHC | NJ | LPC/LMHC | 90837 (60 min) | $115.82 | 2023-07 | submitted |
| Headway | BCBS | NJ | LCSW | 90791 (intake) | $115.72 | 2023-08 | submitted |
| Headway | Horizon BCBS NJ | GA | LPC/LMHC | 90791 (intake) | $115.72 | 2026-01 | submitted |
| Direct contracts | MVP | NY | LCSW | 90837 (60 min) | $115.09 | 2026-02 | submitted |
| Lyra | EAP | — | — | — | $115 | 2025-10 | family therapy sessions; minors same rate source |
| Headway | BCBS | NJ | — | 90837 (60 min) | $115 | 2025-09 | Horizon BCBS NJ, masters level source |
| Direct contracts | Medicaid | KS | LCSW | 90837 (60 min) | $115 | 2026-08 | submitted |
| Spring Health | EAP | NC | LPC/LMHC | 90837 (60 min) | $115 | 2025-05 | Up from $95 in 2024; applied for several raises. submitted |
| Headway | BCBS | NJ | LCSW | 90837 (60 min) | $115 | 2023-08 | submitted |
| Tava Health | BCBS | FL | LPC/LMHC | 90837 (60 min) | $115 | 2025-08 | submitted |
| Spring Health | — | CA | LMFT | 90837 (60 min) | $115 | 2024-12 | submitted |
| Direct contracts | Optum/UHC | RI | LCSW | 90837 (60 min) | $115 | 2026-05 | submitted |
| Lyra | Lyra | MA | LCSW | Other | $115 | 2026-08 | For 45+ minute session. Lyra will not give an increase once contracted (even if requested after 2 years as they state). submitted |
| Direct contracts | Cigna | NJ | LPC/LMHC | 90837 (60 min) | $115 | 2026-08 | $3 increase yearly - you need to reach out to them directly submitted |
| Headway | BCBS | NJ | LPC/LMHC | 90837 (60 min) | $115 | 2026-06 | submitted |
| Spring Health | — | DE | LCSW | 90837 (60 min) | $115 | 2026-03 | submitted |
| Direct contracts | Optum/UHC | IL | — | 90837 (60 min) | $115 | 2024-11 | Reported as UHC/UMR. source |
| Headway | Aetna | PA | LCSW | 90837 (60 min) | $115 | 2026-09 | Employer plans only, no individual/marketplace plans submitted |
| Headway | Carelon through Kaiser | CA | LMFT | 90837 (60 min) | $115 | 2025-12 | submitted |
| Direct contracts | Carelon Commercial | CA | LMFT | 90837 (60 min) | $115 | 2026-09 | submitted |
| Headway | BCBS | DC | LCSW | 90837 (60 min) | $114.97 | 2025-08 | CareFirst; $5 above poster's direct contract source |
| Direct contracts | Ambetter | TX | LPC/LMHC | 90837 (60 min) | $114.93 | 2025-01 | submitted |
| Direct contracts | Tufts Health Public Plan | MA | LCSW | 90837 (60 min) | $114.26 | 2026-08 | submitted |
| Direct contracts | Aetna | TX | LMFT | 90837 (60 min) | $114.01 | 2025-10 | submitted |
| Direct contracts | Optum/UHC | NC | LPC/LMHC | 90837 (60 min) | $113.57 | 2023-04 | submitted |
| Direct contracts | Carefirst | VA | LPC/LMHC | 90837 (60 min) | $113.47 | 2025-12 | submitted |
| Direct contracts | BCBS | VA | LCSW | 90837 (60 min) | $113.40 | 2025-10 | submitted |
| Direct contracts | BCBS | MD | LCPC/LPCC/LCMHC | 90837 (60 min) | $113.40 | 2025-12 | Increase from 110.9 prior to December 2025 submitted |
| Direct contracts | Cigna | CA | LMFT | 90837 (60 min) | $113 | 2024-08 | Increased from $76 in 2023 or 2024 submitted |
| Headway | BCBS | GA | LPC/LMHC | 90791 (intake) | $113 | 2026-01 | submitted |
| Direct contracts | Medicaid | CO | LPC/LMHC | 90837 (60 min) | $113 | 2025-08 | submitted |
| Headway | Optum/UHC | GA | LPC/LMHC | 90791 (intake) | $113 | 2026-01 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | 90791 (intake) | $113 | 2024-06 | submitted |
| Direct contracts | Medicaid | VA | LPC/LMHC | 90837 (60 min) | $113 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | CO | LPC/LMHC | 90837 (60 min) | $113 | 2025-08 | submitted |
| Direct contracts | Aetna | CA | LMFT | 90837 (60 min) | $112.96 | 2025-08 | Southern CA, direct credentialing; Cigna offered $80, declined source |
| Direct contracts | Aetna | CA | LMFT | 90837 (60 min) | $112.96 | 2026-01 | submitted |
| Direct contracts | Aetna | CA | LCSW | 90837 (60 min) | $112.96 | 2026-08 | submitted |
| Direct contracts | Aetna | TX | LCSW | 90837 (60 min) | $112.50 | 2026-08 | submitted |
| Direct contracts | Aetna | PA | LCSW | 90837 (60 min) | $112.35 | 2025-08 | submitted |
| Headway | Optum/UHC | — | — | 90837 (60 min) | $112 | 2024-11 | Reported alongside the Alma figure; Optum reportedly pays Headway ~$130 for the session. source |
| Headway | Oscar | GA | LCSW | 90837 (60 min) | $112 | 2025-08 | source |
| Alma | Aetna | CA | LCSW | 90837 (60 min) | $112 | 2026-08 | Cut from $129 in July submitted |
| Direct contracts | Aetna | KS | LCSW | 90837 (60 min) | $112 | 2026-08 | submitted |
| Direct contracts | Aetna | TX | LPC/LMHC | 90837 (60 min) | $112 | 2026-03 | submitted |
| Headway | Optum/UHC | GA | LPC/LMHC | 90837 (60 min) | $112 | 2026-01 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | 90837 (60 min) | $112 | 2024-06 | was "strongly advised" to never use this code submitted |
| Direct contracts | Aetna | CA | LMFT | 90837 (60 min) | $112 | 2024-04 | They pay very quickly submitted |
| Alma | Aetna | TX | LPC/LMHC | 90837 (60 min) | $112 | 2026-08 | submitted |
| Direct contracts | Healthfirst | NY | LPC/LMHC | 90837 (60 min) | $112 | 2026-08 | Solo private practice submitted |
| Headway | BCBS | OK | LPC/LMHC | 90791 (intake) | $111.99 | 2026-08 | submitted |
| Headway | Cigna | GA | LPC/LMHC | 90791 (intake) | $111 | 2026-01 | submitted |
| Direct contracts | Cigna | CT | LCSW | 90837 (60 min) | $111 | 2022-05 | submitted |
| Direct contracts | Cigna | AZ | PhD/PsyD | 90837 (60 min) | $111 | 2021-07 | submitted |
| SonderMind | Aetna | MA | LCPC/LPCC/LCMHC | 90837 (60 min) | $111 | 2026-08 | submitted |
| Direct contracts | Aetna | CA | LMFT | 90837 (60 min) | $110.57 | 2025-03 | submitted |
| Direct contracts | BCBS | NJ | LPC/LMHC | 90846 (family, no client) | $110.54 | 2024-07 | submitted |
| Direct contracts | Optum/UHC | — | — | 90837 (60 min) | $110.30 | 2024-10 | Solo-contract rate cited for comparison against platform rates. Same commenter reported Optum pays Alma ~$151 for the identical session. source |
| Direct contracts | Optum/UHC | TN | LPC/LMHC | 90837 (60 min) | $110.30 | 2024-07 | submitted |
| Direct contracts | Optum/UHC | AZ | LPC/LMHC | 90837 (60 min) | $110.30 | 2024-08 | submitted |
| Direct contracts | Optum/UHC | AZ | LPC/LMHC | 90837 (60 min) | $110.30 | 2022-12 | submitted |
| Direct contracts | Optum/UHC | AZ | LPC/LMHC | 90837 (60 min) | $110.30 | 2023-03 | submitted |
| Direct contracts | Optum/UHC | FL | LCSW | 90837 (60 min) | $110.30 | 2026-01 | submitted |
| Direct contracts | Optum/UHC | PA | LPC/LMHC | 90837 (60 min) | $110.30 | 2026-08 | submitted |
| Direct contracts | Aetna | MO | LCSW | 90837 (60 min) | $110.30 | 2024-06 | submitted |
| Direct contracts | Optum/UHC | NY | LPC/LMHC | 90837 (60 min) | $110.30 | 2025-01 | submitted |
| Alma | Optum/UHC | WI | LCSW | 90837 (60 min) | $110.26 | 2024-12 | submitted |
| Direct contracts | Aetna | PA | LPC/LMHC | 90837 (60 min) | $110.21 | 2026-08 | submitted |
| Headway | BCBS | — | — | 90837 (60 min) | $110 | 2024-12 | Clinician reported Headway billed BCBS $220 for the session and paid $110; the claim was later denied as too expensive. source |
| Collective Counseling Solutions | Cigna | — | — | 90837 (60 min) | $110 | 2026-05 | contracted via Collective Counseling Solutions source |
| Direct contracts | Optum/UHC | ID | LPC/LMHC | 90837 (60 min) | $110 | 2025-06 | No longer accept them/in network with them. submitted |
| Headway | Aetna | GA | LPC/LMHC | 90791 (intake) | $110 | 2026-08 | submitted |
| Alma | Aetna | GA | LPC/LMHC | 90837 (60 min) | $110 | 2026-08 | submitted |
| Headway | BCBS | NY | LPC/LMHC | 90837 (60 min) | $110 | 2026-08 | submitted |
| Alma | Aetna | MA | LCSW | 90834 (45 min) | $110 | 2026-08 | Cut from $118 or $126 last month submitted |
| Direct contracts | Optum/UHC | NY | LPC/LMHC | 90837 (60 min) | $110 | 2026-04 | submitted |
| Direct contracts | Cigna | GA | LCSW | 90837 (60 min) | $110 | 2024-06 | submitted |
| Direct contracts | Optum/UHC | IA | LCSW | 90837 (60 min) | $110 | 2025-02 | Had received $150 as a single provider agreement os OON, then became part of the UHC network and receive $110 for 90837. submitted |
| Lyra | — | LA | LPC/LMHC | Other | $110 | 2024-02 | submitted |
| Alma | Aetna | MD | LCSW | 90837 (60 min) | $110 | 2026-08 | submitted |
| Headway | BCBS | IN | LCSW | 90837 (60 min) | $110 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | OH | LCSW | 90837 (60 min) | $110 | 2022-06 | submitted |
| Headway | Optum/UHC | OH | LCSW | 90837 (60 min) | $110 | 2026-01 | submitted |
| Headway | Optum/UHC | CO | — | 90837 (60 min) | $110 | 2024-11 | source |
| Alma | Aetna | VA | LCSW | 90837 (60 min) | $110 | 2026-09 | submitted |
| Alma | Aetna | CO | LCSW | 90837 (60 min) | $110 | 2026-09 | submitted |
| Direct contracts | BCBS | DC | LCSW | 90837 (60 min) | $109.97 | 2025-08 | CareFirst; increased to $113.40 in December 2025 source |
| Direct contracts | Aetna | CA | LMFT | 90837 (60 min) | $109.62 | 2025-01 | submitted |
| Direct contracts | Optum/UHC | VA | LPC/LMHC | 90837 (60 min) | $109.59 | 2026-08 | submitted |
| Direct contracts | Cigna | NC | LPC/LMHC | 90837 (60 min) | $109.18 | 2026-08 | submitted |
| Headway | BCBS | MD | LCSW | 90837 (60 min) | $109 | 2026-01 | Down from 115 in 2025 submitted |
| Direct contracts | BCBS | KY | MD/DO | 90837 (60 min) | $109 | 2026-08 | submitted |
| Direct contracts | Medicaid | ME | LCPC/LPCC/LCMHC | 90837 (60 min) | $108.64 | 2026-01 | submitted |
| Grow Therapy | Kaiser | GA | LPC/LMHC | 90791 (intake) | $108.61 | 2026-08 | submitted |
| Alma | Optum/UHC | RI | PhD/PsyD | 90834 (45 min) | $108.35 | 2025-07 | submitted |
| Direct contracts | — | NV | LPC/LMHC | 90837 (60 min) | $108.15 | 2023-01 | submitted |
| Direct contracts | Medicaid | NV | LMFT | 90837 (60 min) | $108.10 | 2024-05 | submitted |
| Direct contracts | Cigna | — | LCSW | — | $108 | 2025-11 | solo practice, DC/MD/VA source |
| Direct contracts | Aetna | CA | LCSW | 90837 (60 min) | $108 | 2021-08 | submitted |
| Direct contracts | Cigna | WA | LPC/LMHC | 90837 (60 min) | $108 | 2026-01 | Applied for an increase and they gave me a $3 more (previous rate was $105) submitted |
| Direct contracts | BCBS | IL | LCSW | 90834 (45 min) | $107.81 | 2025-06 | submitted |
| Alma | Optum/UHC | NE | — | 90837 (60 min) | $107.80 | 2025-09 | LIMHP; 90834 $92.30 source |
| Direct contracts | Medicaid | MT | LCSW | 90837 (60 min) | $107.40 | 2026-07 | submitted |
| Direct contracts | BCBS | MI | LPC/LMHC | 90847 (family, with client) | $107.30 | 2026-07 | submitted |
| Headway | BCBS | CA | LCSW | 90837 (60 min) | $107 | 2023-08 | submitted |
| Alma | Optum/UHC | MA | LCSW | 90834 (45 min) | $107 | 2025-08 | Cut from $118 or so in the last year submitted |
| Alma | Carelon | TX | LPC/LMHC | 90837 (60 min) | $107 | 2026-08 | submitted |
| Direct contracts | Aetna | WA | LCSW | 90837 (60 min) | $107 | 2025-10 | submitted |
| Direct contracts | Health Partners | MN | LMFT | 90847 (family, with client) | $107 | 2024-06 | submitted |
| Alma | BCBS | CO | LCSW | 90837 (60 min) | $107 | 2026-09 | submitted |
| Direct contracts | BCBS | MD | LCSW | 90837 (60 min) | $106.60 | 2025-12 | submitted |
| Direct contracts | Aetna | LA | LCSW | 90837 (60 min) | $106.13 | 2025-01 | submitted |
| Direct contracts | Cigna | AZ | LPC/LMHC | 90837 (60 min) | $106 | 2024-08 | Group contract rates. Was $59 for individual contract submitted |
| Alma | Cigna | CO | LPC/LMHC | 90837 (60 min) | $106 | 2025-08 | submitted |
| Direct contracts | Cigna | WA | LCSW | 90837 (60 min) | $106 | 2026-02 | submitted |
| Headway | BCBS | CA | LMFT | 90837 (60 min) | $106 | 2025-12 | submitted |
| Direct contracts | Medicaid | CT | LPC/LMHC | 90837 (60 min) | $105.68 | 2026-08 | submitted |
| Direct contracts | BCBS | OK | LCSW | 90837 (60 min) | $105.33 | 2023-11 | submitted |
| Group practice | Medicaid | CO | LPC/LMHC | 90837 (60 min) | $105 | 2024-08 | submitted |
| Direct contracts | Medicaid | CT | LCSW | 90837 (60 min) | $105 | 2026-01 | submitted |
| Tava Health | Optum/UHC | CA | LMFT | 90791 (intake) | $105 | 2026-01 | submitted |
| Direct contracts | Optum/UHC | MS | LCSW | 90837 (60 min) | $104.79 | 2024-06 | submitted |
| Direct contracts | Optum/UHC | NC | LPC/LMHC | 90837 (60 min) | $104.79 | 2025-08 | submitted |
| Direct contracts | Optum/UHC | IA | LCSW | 90837 (60 min) | $104.79 | 2026-02 | submitted |
| Direct contracts | BCBS | TX | LPC/LMHC | 90837 (60 min) | $104.75 | 2026-01 | Increased from 94.75 submitted |
| Direct contracts | BCBS | TX | LPC/LMHC | 90837 (60 min) | $104.75 | 2026-06 | submitted |
| Direct contracts | BCBS | TX | LMFT | 90837 (60 min) | $104.75 | 2026-01 | submitted |
| Direct contracts | BCBS | TX | LMFT | 90837 (60 min) | $104.75 | 2026-08 | submitted |
| Direct contracts | BCBS | TX | LPC/LMHC | 90837 (60 min) | $104.75 | 2026-08 | submitted |
| Direct contracts | BCBS | LA | LPC/LMHC | 90837 (60 min) | $104.69 | 2026-07 | submitted |
| Direct contracts | BCBS | LA | LCSW | 90837 (60 min) | $104.69 | 2026-01 | submitted |
| Direct contracts | BCBS | AZ | LPC/LMHC | 90837 (60 min) | $104.59 | 2024-08 | Started at 95.88 and received three raises submitted |
| Direct contracts | BCBS | MD | LCSW | 90837 (60 min) | $104.33 | 2025-12 | submitted |
| Direct contracts | BCBS | MD | LCPC/LPCC/LCMHC | 90837 (60 min) | $104.33 | 2025-12 | $104.33 for PPO; $106.60 for HMO submitted |
| Direct contracts | Optum/UHC | AR | LPC/LMHC | 90846 (family, no client) | $104.11 | 2026-09 | submitted |
| Headway | BCBS | — | — | 90837 (60 min) | $104 | 2025-09 | Comparison figure from a clinician credentialed on both Grow and Headway. source |
| Direct contracts | Aetna | AZ | LPC/LMHC | 90837 (60 min) | $103.31 | 2025-08 | submitted |
| Direct contracts | Aetna | AZ | LPC/LMHC | 90837 (60 min) | $103.31 | 2025-11 | submitted |
| Grow Therapy | Ambetter | FL | LPC/LMHC | 90791 (intake) | $103.26 | 2026-08 | submitted |
| Direct contracts | Cigna | NC | — | 90837 (60 min) | $103 | 2025-09 | Evernorth first offer; poster reports negotiable to $115, then $130 before signing source |
| Direct contracts | Ambetter | NC | LPC/LMHC | 90837 (60 min) | $103 | 2025-10 | submitted |
| Headway | Aetna | NJ | LCSW | 90834 (45 min) | $103 | 2023-08 | submitted |
| Alma | Optum/UHC | FL | LPC/LMHC | 90837 (60 min) | $103 | 2025-08 | submitted |
| Headway | Aetna | TX | LPC/LMHC | 90834 (45 min) | $103 | 2025-10 | submitted |
| Alma | Optum/UHC | GA | LPC/LMHC | 90837 (60 min) | $103 | 2025-06 | submitted |
| Direct contracts | BCBS | MD | LPC/LMHC | 90837 (60 min) | $103 | 2019-08 | submitted |
| Alma | Optum/UHC | TX | LPC/LMHC | 90837 (60 min) | $103 | 2026-08 | submitted |
| Alma | Optum/UHC | MD | LCSW | 90837 (60 min) | $103 | 2026-08 | submitted |
| Direct contracts | Cigna | IL | — | 90837 (60 min) | $103 | 2024-11 | source |
| Direct contracts | Aetna | FL | LCSW | 90837 (60 min) | $102.94 | 2025-12 | submitted |
| Direct contracts | BCBS | NY | LCSW | 90837 (60 min) | $102.50 | 2026-03 | submitted |
| Alma | Cigna | FL | LPC/LMHC | 90837 (60 min) | $102 | 2025-08 | submitted |
| Headway | Cigna | GA | LPC/LMHC | 90837 (60 min) | $102 | 2026-01 | submitted |
| Alma | Cigna | GA | LPC/LMHC | 90837 (60 min) | $102 | 2025-06 | submitted |
| Alma | Cigna | TX | LPC/LMHC | 90837 (60 min) | $102 | 2026-08 | submitted |
| Direct contracts | Cigna | VA | LPC/LMHC | 90837 (60 min) | $102 | 2026-08 | submitted |
| Alma | Cigna | MD | LCSW | 90837 (60 min) | $102 | 2026-08 | submitted |
| Alma | Cigna | CO | LCSW | 90837 (60 min) | $102 | 2026-09 | submitted |
| Direct contracts | BCBS | MA | LCSW | 90834 (45 min) | $101.98 | 2025-09 | submitted |
| Direct contracts | BCBS | — | LCSW | — | $101.91 | 2025-11 | solo practice, DC/MD/VA source |
| Headway | Aetna | GA | LPC/LMHC | 90847 (family, with client) | $101.77 | 2026-01 | submitted |
| Direct contracts | Aetna | — | LCSW | — | $101.35 | 2025-11 | solo practice, DC/MD/VA source |
| Direct contracts | Aetna | VA | LCSW | 90837 (60 min) | $101.35 | 2025-10 | submitted |
| Grow Therapy | Kaiser | CA | — | 90837 (60 min) | $101.20 | 2025-09 | Kaiser NorCal paid Grow $213.07 for the same session; the clinician received $101.20. source |
| Grow Therapy | Kaiser | CA | LCSW | 90837 (60 min) | $101.20 | 2025-07 | submitted |
| Grow Therapy | Optum/UHC | MD | LCPC/LPCC/LCMHC | 90791 (intake) | $101.06 | 2026-08 | submitted |
| Alma | Aetna | MN | LCSW | 90834 (45 min) | $101 | 2026-08 | Cut from 116.80 submitted |
| Alma | Aetna | GA | LPC/LMHC | 90834 (45 min) | $101 | 2026-08 | submitted |
| Grow Therapy | — | IL | LCPC/LPCC/LCMHC | 90837 (60 min) | $101 | 2025-01 | submitted |
| Tava Health | Cigna | CA | LMFT | 90791 (intake) | $101 | 2026-01 | submitted |
| Direct contracts | — | MD | LCSW | 90837 (60 min) | $101 | 2026-02 | submitted |
| Direct contracts | Cigna | CT | LMFT | 90837 (60 min) | $101 | 2024-08 | submitted |
| Spring Health | EAP | SC | LPC/LMHC | 90837 (60 min) | $100 | 2026-03 | $130 in-person, $100 virtual, with paid no-shows; rates appear state- and license-dependent. source |
| Lyra | EAP | — | — | — | $100 | 2025-10 | per session; same rate telehealth and in-person source |
| Lyra | Lyra | IA | LCSW | Other | $100 | 2026-04 | 100/session flat fee for virtual. 140 for in-person. submitted |
| Lyra | EAP | IN | LCSW | 90837 (60 min) | $100 | 2026-06 | Virtual rate submitted |
| Direct contracts | Cigna | IL | LCSW | 90837 (60 min) | $100 | 2026-05 | submitted |
| Direct contracts | BCBS | CA | LCSW | 90837 (60 min) | $100 | 2024-08 | submitted |
| Direct contracts | EAP | CA | LMFT | 90837 (60 min) | $100 | 2026-08 | The pay is the same whether 90834 or 90837. I just received a raise from $90 to $100 by asking for it. They also pay for client no-shows. Very easy, hands-off EAP, with no paperwork really. submitted |
| Direct contracts | Cigna | MD | LCSW | 90837 (60 min) | $100 | 2022-05 | submitted |
| Headway | Anthem Blue Cross | CA | LCSW | 90834 (45 min) | $100 | 2024-01 | submitted |
| Direct contracts | Cigna | OR | — | 90837 (60 min) | $100 | 2024-11 | source |
| Headway | BCBS | PA | LCSW | 90837 (60 min) | $100 | 2026-09 | Highmark BCBS submitted |
| Direct contracts | Medicaid | CA | — | 90837 (60 min) | $99.98 | 2025-10 | Medi-Cal via Health Net source |
| Direct contracts | Aetna | NY | LCSW | 90846 (family, no client) | $99.19 | 2023-01 | submitted |
| Direct contracts | Aetna | TN | LPC/LMHC | 90837 (60 min) | $99 | 2024-07 | submitted |
| Headway | Aetna | CA | LCSW | 90834 (45 min) | $99 | 2023-01 | submitted |
| Grow Therapy | Carefirst | MD | LPC/LMHC | 90791 (intake) | $98.92 | 2026-08 | submitted |
| Direct contracts | Cigna | OR | LPC/LMHC | 90837 (60 min) | $98 | 2026-08 | submitted |
| Headway | BCBS | CO | LPC/LMHC | 90837 (60 min) | $98 | 2024-08 | submitted |
| Headway | BCBS | GA | LCSW | 90837 (60 min) | $98 | 2024-08 | submitted |
| Headway | BCBS | NY | LPC/LMHC | 90847 (family, with client) | $98 | 2026-08 | submitted |
| Headway | BCBS | CO | LCSW | 90837 (60 min) | $98 | 2026-09 | submitted |
| Direct contracts | BCBS | NY | LPC/LMHC | 90837 (60 min) | $97.94 | 2025-12 | submitted |
| Alma | Cigna | TX | LPC/LMHC | 90837 (60 min) | $97 | 2025-01 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | 90837 (60 min) | $97 | 2023-06 | I accidentally entered the wrong number in my previous submission - I've been "strongly advised" to not use 90837 submitted |
| Direct contracts | Aetna | MD | LCSW | 90837 (60 min) | $96.65 | 2023-05 | submitted |
| Grow Therapy | Aetna | GA | LPC/LMHC | 90791 (intake) | $96.61 | 2026-08 | submitted |
| Grow Therapy | Aetna | FL | LPC/LMHC | 90791 (intake) | $96.61 | 2026-08 | Unsure of how long this has been in effect submitted |
| Grow Therapy | Optum/UHC | MD | LPC/LMHC | 90837 (60 min) | $96.44 | 2026-08 | submitted |
| Headway | BCBS | OK | LPC/LMHC | 90791 (intake) | $96.25 | 2026-08 | submitted |
| Grow Therapy | Kaiser | GA | LPC/LMHC | 90837 (60 min) | $96.02 | 2026-08 | submitted |
| Grow Therapy | Kaiser | GA | LPC/LMHC | 90837 (60 min) | $96.02 | 2024-08 | submitted |
| Grow Therapy | Aetna | GA | LPC/LMHC | 90837 (60 min) | $95.41 | 2026-08 | submitted |
| Grow Therapy | Aetna | FL | LCSW | 90837 (60 min) | $95.41 | 2026-01 | submitted |
| Grow Therapy | Aetna | FL | LPC/LMHC | 90837 (60 min) | $95.41 | 2026-08 | submitted |
| Grow Therapy | Aetna | MD | LPC/LMHC | 90837 (60 min) | $95.41 | 2026-08 | submitted |
| Grow Therapy | Aetna | CO | LCSW | 90837 (60 min) | $95.41 | 2026-09 | submitted |
| Grow Therapy | Aetna | VA | LCSW | 90837 (60 min) | $95.41 | 2026-09 | submitted |
| Direct contracts | Aetna | NY | LCSW | 90834 (45 min) | $95.06 | 2023-01 | submitted |
| Alma | Cigna | NC | — | 90837 (60 min) | $95 | 2025-09 | masters level; 90834 $79, 90791 $110 source |
| Headway | Aetna | CO | — | 90834 (45 min) | $95 | 2026-05 | source |
| Headway | Independence Blue Cross | PA | LCSW | 90837 (60 min) | $95 | 2025-06 | submitted |
| Headway | Cigna | NJ | LCSW | 90837 (60 min) | $95 | 2023-08 | submitted |
| Direct contracts | Cigna | MS | LCSW | 90837 (60 min) | $95 | 2024-06 | submitted |
| Headway | Independence Blue Cross | GA | LPC/LMHC | 90837 (60 min) | $95 | 2026-01 | submitted |
| Marvin | — | NJ | PhD/PsyD | 90837 (60 min) | $95 | 2026-08 | submitted |
| Headway | Cigna | ME | LCPC/LPCC/LCMHC | 90837 (60 min) | $95 | 2024-08 | submitted |
| Direct contracts | Carelon | CA | LMFT | 90837 (60 min) | $95 | 2016-06 | submitted |
| Headway | BCBS | NY | LPC/LMHC | 90846 (family, no client) | $95 | 2026-08 | submitted |
| Headway | Cigna | MO | LPC/LMHC | 90837 (60 min) | $95 | 2026-08 | submitted |
| Headway | Aetna | OK | LPC/LMHC | 90834 (45 min) | $95 | 2026-08 | submitted |
| Headway | Cigna | CA | LMFT | 90837 (60 min) | $95 | 2024-08 | submitted |
| Headway | Cigna | TX | LCSW | 90837 (60 min) | $95 | 2026-08 | submitted |
| Lyra | Lyra EAP | TX | LPC/LMHC | Other | $95 | 2025-03 | Was receiving $115 per EAP session as a contractor with a group practice. Got credentialed on my own and rate was less, $95 submitted |
| Headway | BCBS | PA | LCSW | 90837 (60 min) | $95 | 2026-09 | Independence Blue Cross - Virtual Network submitted |
| Direct contracts | Carelon | CA | LMFT | 90834 (45 min) | $95 | 2024-10 | submitted |
| Headway | Cigna | CA | LMFT | 90837 (60 min) | $95 | 2025-12 | submitted |
| Headway | Cigna | NJ | LPC/LMHC | 90837 (60 min) | $94.99 | 2026-06 | submitted |
| Direct contracts | BCBS | CA | LMFT | 90837 (60 min) | $94.50 | 2014-07 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | 90847 (family, with client) | $94 | 2024-06 | submitted |
| Direct contracts | EAP | CA | LMFT | Other | $94 | 2023-08 | submitted |
| Direct contracts | BCBS | TX | — | 90837 (60 min) | $93.88 | 2025-08 | BCBS PPO and HMO, masters level; Medicare Advantage $124.99 source |
| Grow Therapy | Optum/UHC | FL | LCSW | 90837 (60 min) | $93.15 | 2026-01 | submitted |
| Headway | Carelon | GA | LCSW | 90837 (60 min) | $93 | 2025-08 | source |
| Headway | BCBS | GA | LPC/LMHC | 90837 (60 min) | $93 | 2026-01 | submitted |
| Headway | BCBS | TX | — | 90837 (60 min) | $92.04 | 2025-08 | BCBS PPO, masters level source |
| Headway | BCBS | TX | LPC/LMHC | 90837 (60 min) | $92.04 | 2025-10 | submitted |
| Headway | BCBS | TX | LPC/LMHC | 90837 (60 min) | $92.04 | 2024-08 | submitted |
| Grow Therapy | Optum/UHC | PA | LMFT | 90837 (60 min) | $92 | 2024-11 | source |
| Direct contracts | Optum/UHC | AZ | LPC/LMHC | 90847 (family, with client) | $91.77 | 2023-03 | submitted |
| Headway | Providence Health Plan | CA | LCSW | 90834 (45 min) | $91.69 | 2026-05 | submitted |
| Direct contracts | BCBS | NJ | LPC/LMHC | 90834 (45 min) | $91.54 | 2024-07 | submitted |
| Grow Therapy | Ambetter | FL | LPC/LMHC | 90837 (60 min) | $91.27 | 2026-08 | submitted |
| Direct contracts | BCBS | KY | LCPC/LPCC/LCMHC | 90837 (60 min) | $91.23 | 2026-01 | since 2023 submitted |
| Alma | Cigna | GA | LPC/LMHC | 90847 (family, with client) | $91 | 2026-08 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | 90846 (family, no client) | $91 | 2024-06 | submitted |
| Alma | BCBS | MA | LCSW | 90834 (45 min) | $91 | 2024-08 | *licensure in MA is LICSW submitted |
| Headway | BCBS | OH | LCSW | 90837 (60 min) | $91 | 2026-01 | submitted |
| Rula | All payers (flat) | CA | PhD/PsyD | 90837 (60 min) | $90 | 2025-12 | Rula pays a flat per-session rate regardless of payer. source |
| Direct contracts | Medicaid | CA | — | 90834 (45 min) | $90 | 2025-10 | Medi-Cal source |
| Rula | All payers (flat) | CA | LCSW | 90837 (60 min) | $90 | 2025-01 | submitted |
| Rula | All payers (flat) | CA | LMFT | 90837 (60 min) | $90 | 2020-05 | submitted |
| Rula | All payers (flat) | MA | PhD/PsyD | 90837 (60 min) | $90 | 2025-01 | submitted |
| Rula | All payers (flat) | CA | LCSW | 90837 (60 min) | $90 | 2024-12 | submitted |
| SonderMind | — | MD | LPC/LMHC | 90837 (60 min) | $90 | 2025-08 | submitted |
| SonderMind | All payers (flat) | MD | LCSW | 90791 (intake) | $90 | 2024-10 | submitted |
| Headway | Cigna | UT | LPC/LMHC | 90837 (60 min) | $90 | 2024-08 | submitted |
| Direct contracts | Kaiser | CA | LCSW | 90837 (60 min) | $90 | 2023-08 | submitted |
| Lyra | — | MD | LCSW | 90837 (60 min) | $90 | 2025-05 | In person and virtual rates differ submitted |
| Headway | Cigna | IN | LCSW | 90837 (60 min) | $90 | 2026-08 | submitted |
| Rula | All payers (flat) | CA | LMFT | 90837 (60 min) | $90 | 2025-01 | submitted |
| Direct contracts | Medicaid | CA | LMFT | 90834 (45 min) | $89.64 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | IA | — | 90837 (60 min) | $89.25 | 2025-08 | UHC, masters level source |
| Headway | Cigna | MD | LCSW | 90837 (60 min) | $89 | 2026-08 | submitted |
| Headway | Cigna | GA | LCSW | 90837 (60 min) | $89 | 2026-08 | submitted |
| Headway | Cigna | MD | LCPC/LPCC/LCMHC | 90837 (60 min) | $89 | 2026-08 | submitted |
| Headway | Cigna | OH | LCSW | 90837 (60 min) | $89 | 2026-08 | submitted |
| Headway | Cigna | GA | LCSW | 90837 (60 min) | $89 | 2026-09 | submitted |
| Headway | Cigna | DC | LMFT | 90837 (60 min) | $88.48 | 2024-01 | submitted |
| Grow Therapy | Kaiser | MD | LPC/LMHC | 90791 (intake) | $88.39 | 2026-08 | submitted |
| Grow Therapy | Optum/UHC | WI | LPC/LMHC | 90837 (60 min) | $88.22 | 2025-06 | submitted |
| Direct contracts | Medicaid | LA | LPC/LMHC | 90837 (60 min) | $88.10 | 2025-07 | submitted |
| Alma | Cigna | GA | LPC/LMHC | 90846 (family, no client) | $88 | 2026-08 | submitted |
| Direct contracts | Cigna | CA | LCSW | 90837 (60 min) | $88 | 2026-08 | submitted |
| Tava Health | Optum/UHC | CA | LMFT | 90837 (60 min) | $88 | 2026-01 | submitted |
| Grow Therapy | Carefirst | MD | LPC/LMHC | 90837 (60 min) | $87.98 | 2026-08 | submitted |
| Grow Therapy | BCBS | DC | LMFT | 90837 (60 min) | $87.98 | 2024-12 | submitted |
| Grow Therapy | Cigna | GA | LPC/LMHC | 90791 (intake) | $87.50 | 2026-08 | submitted |
| Grow Therapy | GTEB | MD | LPC/LMHC | 90791 (intake) | $87.50 | 2026-08 | submitted |
| Grow Therapy | Cigna | MD | LPC/LMHC | 90791 (intake) | $87.50 | 2026-08 | submitted |
| Alma | Optum/UHC | GA | LPC/LMHC | 90834 (45 min) | $87 | 2026-08 | submitted |
| Alma | EAP | GA | LPC/LMHC | 90834 (45 min) | $87 | 2026-08 | submitted |
| Alma | EAP | TX | LPC/LMHC | 90834 (45 min) | $87 | 2026-08 | No 90837 available. submitted |
| Grow Therapy | BCBS | FL | LCSW | 90837 (60 min) | $87 | 2026-08 | submitted |
| Direct contracts | Aetna | NJ | LPC/LMHC | 90834 (45 min) | $86.92 | 2023-11 | submitted |
| Grow Therapy | VA Community Care Network | MD | LPC/LMHC | 90791 (intake) | $86.66 | 2026-08 | submitted |
| Headway | Independence Blue Cross | GA | LPC/LMHC | 90847 (family, with client) | $86.23 | 2026-01 | submitted |
| Tava Health | Cigna | CA | LMFT | 90837 (60 min) | $86 | 2026-01 | submitted |
| Headway | BCBS | CA | LMFT | 90837 (60 min) | $86 | 2024-08 | submitted |
| Headway | BCBS | CA | — | 90837 (60 min) | $86 | 2024-11 | San Francisco. The commenter reports the directly credentialed rate is about the same and that BCBS refused to negotiate. source |
| Headway | Horizon BCBS NJ | GA | LPC/LMHC | 90847 (family, with client) | $85.57 | 2026-01 | submitted |
| Direct contracts | Carelon | NY | LCSW | 90837 (60 min) | $85.26 | 2020-08 | submitted |
| Spring Health | EAP | — | — | 90837 (60 min) | $85 | 2026-03 | Multiple clinicians report $75-85 unchanged since 2021. source |
| Lyra | EAP | — | — | 90837 (60 min) | $85 | 2024-08 | Contractor rate, reported as non-negotiable; a 5-year contractor reported annual rate-increase requests denied every year. source |
| Spring Health | — | PA | LPC/LMHC | 90837 (60 min) | $85 | 2025-10 | $85 per Telehealth session 90837, $110 per in person submitted |
| Spring Health | — | WI | LPC/LMHC | 90837 (60 min) | $85 | 2026-01 | submitted |
| Headway | EAP | GA | LPC/LMHC | Other | $85 | 2026-01 | 99404 CPT Code submitted |
| Direct contracts | EAP | GA | LPC/LMHC | Other | $85 | 2026-08 | $85 per 50-min session submitted |
| Direct contracts | Anthem | CA | LMFT | 90837 (60 min) | $85 | 2026-06 | They cut their rated this year submitted |
| Grow Therapy | Kaiser | MD | LPC/LMHC | 90837 (60 min) | $85 | 2026-08 | submitted |
| SonderMind | All payers (flat) | NH | — | 90791 (intake) | $84 | 2025-05 | source |
| SonderMind | All payers (flat) | GA | LPC/LMHC | 90837 (60 min) | $84 | 2025-10 | submitted |
| Direct contracts | Aetna | CT | LPC/LMHC | 90834 (45 min) | $83.18 | 2026-08 | submitted |
| Brightside Health | — | AR | LCSW | 90837 (60 min) | $83 | 2025-01 | submitted |
| Headway | BCBS | NY | LPC/LMHC | 90834 (45 min) | $83 | 2026-08 | submitted |
| Headway | Aetna | GA | LPC/LMHC | 90846 (family, no client) | $82.99 | 2026-01 | submitted |
| Direct contracts | Aetna | CA | LCSW | 90834 (45 min) | $82.50 | 2026-08 | submitted |
| Direct contracts | BCBS | AZ | LPC/LMHC | 90837 (60 min) | $82.50 | 2023-03 | submitted |
| Alma | Aetna | GA | LPC/LMHC | 90847 (family, with client) | $82.47 | 2026-08 | submitted |
| Headway | Independence Blue Cross | GA | LPC/LMHC | 90846 (family, no client) | $82.30 | 2026-01 | submitted |
| Direct contracts | Tricare | — | LCSW | — | $81.90 | 2025-11 | solo practice, DC/MD/VA source |
| Grow Therapy | BCBS | GA | LPC/LMHC | 90791 (intake) | $81.35 | 2026-08 | submitted |
| Direct contracts | Medicaid | MI | — | 90837 (60 min) | $81.28 | 2026-01 | Meridian Medicaid, group; below state Medicaid minimum per poster source |
| Headway | BCBS | OK | LPC/LMHC | 90837 (60 min) | $81.26 | 2026-08 | submitted |
| Alma | EAP | GA | LPC/LMHC | Other | $81 | 2026-08 | 99404 CPT code submitted |
| Headway | Blue Shield of California | CA | LCSW | 90834 (45 min) | $81 | 2023-07 | submitted |
| Alma | EAP | GA | LPC/LMHC | 90847 (family, with client) | $80.47 | 2026-08 | submitted |
| Grow Therapy | VA Community Care Network | MD | LPC/LMHC | 90837 (60 min) | $80.12 | 2026-08 | submitted |
| Rula | All payers (flat) | — | — | — | $80 | 2024-11 | flat per session regardless of payer at the time; raised to $90 later in 2024 source |
| Rula | All payers (flat) | GA | LPC/LMHC | 90837 (60 min) | $80 | 2026-08 | submitted |
| Rula | All payers (flat) | GA | LPC/LMHC | 90837 (60 min) | $80 | 2026-03 | submitted |
| Headway | Optum/UHC | NJ | LCSW | 90834 (45 min) | $80 | 2023-08 | submitted |
| Grow Therapy | EAP | GA | LPC/LMHC | 90791 (intake) | $80 | 2026-08 | submitted |
| Grow Therapy | EAP | GA | LPC/LMHC | 90837 (60 min) | $80 | 2026-08 | submitted |
| Direct contracts | Cigna | CA | LCSW | 90834 (45 min) | $80 | 2026-08 | submitted |
| Rula | All payers (flat) | WA | LPC/LMHC | 90837 (60 min) | $80 | 2026-08 | submitted |
| Rula | All payers (flat) | GA | LPC/LMHC | 90837 (60 min) | $80 | 2025-10 | submitted |
| Spring Health | — | IN | LCSW | 90837 (60 min) | $80 | 2026-08 | Telehealth $80 In person $95 submitted |
| Direct contracts | Aetna | FL | LPC/LMHC | 90837 (60 min) | $79 | 2026-09 | submitted |
| Direct contracts | Optum/UHC | CA | LCSW | 90834 (45 min) | $78.73 | 2026-08 | submitted |
| Direct contracts | Optum/UHC | NJ | LPC/LMHC | 90834 (45 min) | $78.73 | 2023-07 | submitted |
| Direct contracts | Aetna | AR | LPC/LMHC | 90837 (60 min) | $78.49 | 2026-09 | submitted |
| Grow Therapy | BCBS | FL | LCSW | 90837 (60 min) | $78.46 | 2025-01 | submitted |
| Direct contracts | Medicare | OR | LPC/LMHC | 90837 (60 min) | $77 | 2026-08 | submitted |
| Headway | Cigna | NJ | LCSW | 90834 (45 min) | $77 | 2023-08 | submitted |
| Headway | Cigna | GA | LPC/LMHC | 90834 (45 min) | $77 | 2026-01 | submitted |
| Alma | EAP | GA | LPC/LMHC | 90846 (family, no client) | $76.81 | 2026-08 | submitted |
| Grow Therapy | Amerihealth | GA | LPC/LMHC | 90791 (intake) | $76.44 | 2026-08 | submitted |
| Grow Therapy | Amerihealth Administrators | FL | LPC/LMHC | 90791 (intake) | $76.44 | 2026-08 | submitted |
| Headway | Cigna | CA | LCSW | 90834 (45 min) | $76 | 2023-01 | submitted |
| Headway | Optum/UHC | GA | LPC/LMHC | 90846 (family, no client) | $75.99 | 2026-01 | submitted |
| Headway | Optum/UHC | GA | LPC/LMHC | 90834 (45 min) | $75 | 2026-01 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | 90834 (45 min) | $75 | 2024-06 | submitted |
| Alma | EAP | TX | LPC/LMHC | 90837 (60 min) | $75 | 2026-08 | 75.00 flat rate for every code. submitted |
| Talkspace | — | MA | LCSW | 90837 (60 min) | $75 | 2026-08 | submitted |
| Direct contracts | Tricare | VA | — | 90837 (60 min) | $74 | 2025-12 | independent contract, masters level, rounded source |
| Headway | BCBS | NJ | LCSW | 90834 (45 min) | $74 | 2023-08 | submitted |
| Headway | Horizon BCBS NJ | GA | LPC/LMHC | 90834 (45 min) | $74 | 2026-01 | submitted |
| Direct contracts | Cigna | CA | LMFT | 90837 (60 min) | $74 | 2026-07 | submitted |
| Grow Therapy | Cigna | GA | LPC/LMHC | 90837 (60 min) | $73.50 | 2026-08 | submitted |
| Grow Therapy | GTEB | MD | LPC/LMHC | 90837 (60 min) | $73.50 | 2026-08 | submitted |
| Grow Therapy | Cigna | MD | LPC/LMHC | 90837 (60 min) | $73.50 | 2026-08 | submitted |
| Headway | Independence Blue Cross | GA | LPC/LMHC | 90834 (45 min) | $73.20 | 2026-01 | submitted |
| Headway | Optum/UHC | CA | LCSW | 90834 (45 min) | $73 | 2023-01 | submitted |
| Grow Therapy | Cigna | PA | LMFT | 90837 (60 min) | $73 | 2024-11 | source |
| SonderMind | All payers (flat) | NH | — | 90837 (60 min) | $72 | 2025-05 | source |
| Grow Therapy | BCBS | GA | LPC/LMHC | 90837 (60 min) | $71.91 | 2026-08 | submitted |
| Direct contracts | Cigna | VT | LPC/LMHC | 90837 (60 min) | $71 | 2023-05 | Raised from 69 to 71 in August 2024 submitted |
| Headway | Magellan | CA | LCSW | 90834 (45 min) | $70.50 | 2024-07 | submitted |
| Direct contracts | Medicaid | CT | LPC/LMHC | 90834 (45 min) | $70.48 | 2026-08 | submitted |
| Rula | All payers (flat) | GA | — | 90837 (60 min) | $70 | 2025-12 | Rula pays a flat per-session rate regardless of payer. source |
| Talkspace | — | IN | LPC/LMHC | 90837 (60 min) | $70 | 2026-01 | submitted |
| Grow Therapy | Amerihealth | GA | LPC/LMHC | 90837 (60 min) | $70 | 2026-08 | submitted |
| Grow Therapy | Cigna | FL | LCSW | 90837 (60 min) | $70 | 2026-01 | submitted |
| Spring Health | EAP | TX | LPC/LMHC | 90837 (60 min) | $70 | 2022-08 | submitted |
| Rula | All payers (flat) | IL | LCPC/LPCC/LCMHC | 90837 (60 min) | $70 | 2024-10 | submitted |
| Direct contracts | Cigna | MA | LPC/LMHC | 90837 (60 min) | $69 | 2026-08 | submitted |
| Grow Therapy | BCBS | — | — | 90837 (60 min) | $68.51 | 2025-09 | Same clinician reported $104 for the same BCBS session through Headway. source |
| Grow Therapy | Cigna | — | — | 90837 (60 min) | $68 | 2025-09 | source |
| Direct contracts | Cigna | FL | LPC/LMHC | 90837 (60 min) | $68 | 2026-02 | No request for increase until 1 year of current rate. submitted |
| Direct contracts | Cigna | MT | LCSW | 90837 (60 min) | $68 | 2025-07 | submitted |
| Direct contracts | Cigna | MO | LCSW | 90837 (60 min) | $68 | 2025-08 | submitted |
| Direct contracts | Cigna | TN | Pre-licensed | 90834 (45 min) | $68 | 2026-08 | submitted |
| Grow Therapy | Aetna | GA | LPC/LMHC | 90847 (family, with client) | $67.61 | 2026-08 | submitted |
| Direct contracts | Carelon | NY | LPC/LMHC | 90837 (60 min) | $67 | — | Unknown start date submitted |
| Direct contracts | Carelon | NY | LPC/LMHC | 90834 (45 min) | $67 | 2026-04 | submitted |
| Grow Therapy | Kaiser | GA | LPC/LMHC | 90834 (45 min) | $65.13 | 2026-08 | submitted |
| Grow Therapy | Aetna | GA | LPC/LMHC | 90846 (family, no client) | $65.05 | 2026-08 | submitted |
| Direct contracts | Medicaid | CA | — | — | $65 | 2025-11 | Santa Cruz County Medi-Cal, secondhand report source |
| Maven Clinic | EAP | — | — | — | $65 | 2025-10 | offer to licensed providers, per session source |
| Direct contracts | Cigna | CO | LPC/LMHC | 90837 (60 min) | $65 | 2025-08 | submitted |
| Rula | All payers (flat) | CA | LCSW | 90834 (45 min) | $65 | 2024-12 | submitted |
| Grow Therapy | Optum/UHC | MD | LPC/LMHC | 90834 (45 min) | $64.30 | 2026-08 | submitted |
| Headway | BCBS | OK | LPC/LMHC | 90834 (45 min) | $64.15 | 2026-08 | submitted |
| Grow Therapy | Amerihealth | GA | LPC/LMHC | 90837 (60 min) | $64 | 2026-08 | submitted |
| Grow Therapy | Amerihealth | GA | LPC/LMHC | 90847 (family, with client) | $64 | 2026-08 | submitted |
| Grow Therapy | Cigna | GA | LPC/LMHC | 90847 (family, with client) | $63.70 | 2026-08 | submitted |
| Grow Therapy | EAP | GA | LPC/LMHC | 90847 (family, with client) | $63.20 | 2026-08 | submitted |
| Headway | Carelon | GA | LPC/LMHC | 90847 (family, with client) | $63.09 | 2026-01 | submitted |
| Grow Therapy | Cigna | GA | LPC/LMHC | 90834 (45 min) | $62.30 | 2026-08 | submitted |
| Grow Therapy | GTEB | MD | LPC/LMHC | 90834 (45 min) | $62.30 | 2026-08 | submitted |
| Grow Therapy | Cigna | MD | LPC/LMHC | 90834 (45 min) | $62.30 | 2026-08 | submitted |
| Direct contracts | Cigna | NC | LPC/LMHC | 90837 (60 min) | $62 | 2026-01 | submitted |
| Direct contracts | Cigna | WI | LPC/LMHC | 90837 (60 min) | $62 | 2026-09 | submitted |
| Grow Therapy | Carefirst | MD | LPC/LMHC | 90834 (45 min) | $61.92 | 2026-08 | submitted |
| Grow Therapy | Kaiser | GA | LPC/LMHC | 90847 (family, with client) | $61.61 | 2026-08 | submitted |
| Grow Therapy | Cigna | GA | LPC/LMHC | 90846 (family, no client) | $61.60 | 2026-08 | submitted |
| Grow Therapy | Aetna | GA | LPC/LMHC | 90834 (45 min) | $61.43 | 2026-08 | submitted |
| Grow Therapy | Aetna | FL | LPC/LMHC | 90834 (45 min) | $61.43 | 2026-08 | submitted |
| Headway | BCBS | GA | LPC/LMHC | 90834 (45 min) | $61 | 2026-01 | submitted |
| Headway | Carelon | GA | LPC/LMHC | 90846 (family, no client) | $60.22 | 2026-01 | submitted |
| Grow Therapy | EAP | GA | LPC/LMHC | Other | $60 | 2026-08 | 99404 CPT Code submitted |
| Tava Health | Optum/UHC | CA | LMFT | 90834 (45 min) | $60 | 2026-01 | submitted |
| Direct contracts | Medicaid | TN | Pre-licensed | 90837 (60 min) | $60 | 2026-09 | submitted |
| Direct contracts | Cigna | WI | LPC/LMHC | 90834 (45 min) | $60 | 2026-09 | submitted |
| Headway | BCBS | GA | LPC/LMHC | 90846 (family, no client) | $59 | 2026-01 | submitted |
| Tava Health | Cigna | CA | LMFT | 90834 (45 min) | $58 | 2026-01 | submitted |
| Grow Therapy | Kaiser | MD | LPC/LMHC | 90834 (45 min) | $58 | 2026-08 | submitted |
| Grow Therapy | EAP | GA | LPC/LMHC | 90834 (45 min) | $57.60 | 2026-08 | submitted |
| Direct contracts | Healthfirst | NY | LCSW | Other | $56 | 2024-06 | 90832 CPT code; particularly relevant with the population of clients who have this insurance submitted |
| Headway | BCBS | OK | LPC/LMHC | 90834 (45 min) | $55.13 | 2026-08 | submitted |
| Amwell | All payers (flat) | AZ | — | 90834 (45 min) | $55 | 2025-11 | flat per session, 1099 source |
| Headway | EAP | GA | LPC/LMHC | Other | $55 | 2026-01 | 99404 CPT Code submitted |
| Grow Therapy | Amerihealth | GA | LPC/LMHC | 90834 (45 min) | $54.98 | 2026-08 | submitted |
| Grow Therapy | VA Community Care Network | MD | LPC/LMHC | 90834 (45 min) | $54.09 | 2026-08 | submitted |
| Grow Therapy | BCBS | GA | LPC/LMHC | 90847 (family, with client) | $53.60 | 2026-08 | submitted |
| Amwell | — | KY | LPC/LMHC | 90834 (45 min) | $50 | 2026-08 | submitted |
| SonderMind | All payers (flat) | NH | — | 90834 (45 min) | $49 | 2025-05 | source |
| Grow Therapy | BCBS | GA | LPC/LMHC | 90834 (45 min) | $45.60 | 2026-08 | submitted |
| Grow Therapy | BCBS | GA | LPC/LMHC | 90846 (family, no client) | $44 | 2026-08 | submitted |
| Direct contracts | Cigna | AZ | — | 90837 (60 min) | $39 | 2026-05 | lowest Cigna rate reported in the thread source |
| BetterHelp | Self-pay (platform) | — | — | 90834 (45 min) | $30 | 2026-05 | Effective per-session pay. Stepped hourly ladder starts near $30/hr and caps at $70/hr; sessions pay for 45 minutes; no-shows pay $10. source |
| Direct contracts | Healthfirst | NY | LCSW | Other | $22 | 2024-06 | CPT Code: 90853 submitted |
| Alma | Aetna | — | PhD/PsyD | 90837 (60 min) | cut | 2026-08 | REPORTED RATE CHANGE, amount varies by contract: an initial notice proposed July 15, 2026 equalization of 90834/90837 and degree rates. A July 9 community reproduction of a revised Alma notice says code and degree differentials remain, with reductions effective August 15, 2026. The revised notice has not been verified against a public company source; consult your own schedule. No dollar amount is recorded for this notice. source |
Browse by payer, state, or code
By payer
- BCBS 162
- Aetna 144
- Optum / UHC 103
- Cigna 85
- Medicaid 33
- EAP 29
- Kaiser 17
- Carelon 13
- AmeriHealth 5
- Independence Blue Cross 5
By state
- California 98
- Georgia 87
- Maryland 44
- New York 35
- Massachusetts 32
- New Jersey 32
- Oregon 31
- Texas 31
- Colorado 25
- Illinois 24
- Arizona 21
- Florida 19
- Washington 18
- Connecticut 17
- North Carolina 16
- Pennsylvania 16
- Virginia 16
- Wisconsin 14
- Oklahoma 9
- Indiana 8
- Iowa 7
- Louisiana 7
- Ohio 7
- Rhode Island 7
- District of Columbia 6
- Tennessee 6
- Arkansas 5
- Minnesota 5
- Fewer than five reports: Kansas (4), Kentucky (4), Michigan (4), Mississippi (4), Missouri (4), Montana (4), Maine (3), Nebraska (3), Nevada (3), New Hampshire (3), Idaho (2), South Carolina (2), Vermont (2), Alabama (1), Delaware (1), New Mexico (1), Utah (1), Wyoming (1), Alaska (0), Hawaii (0), North Dakota (0), South Dakota (0), West Virginia (0)
By CPT code
By payer and code
Also platform against direct contract · what the payer allowed against what the therapist was paid · methodology
One payer in one state
Where a payer has at least three reports in a state, that pair has its own page. Counts are reports behind each one.
BCBS Illinois 11 · Massachusetts 11 · New Jersey 10 · Georgia 10 · Texas 9 · Maryland 8 · Oregon 8 · California 8 · New York 8 · Virginia 7 · Oklahoma 6 · Pennsylvania 5
Aetna California 21 · Georgia 16 · New Jersey 11 · New York 10 · Texas 9 · Colorado 8 · Florida 7 · Massachusetts 7 · Arizona 6 · Connecticut 5
Optum / UHC California 15 · Georgia 7 · Maryland 6 · Wisconsin 6 · Arizona 6 · New Jersey 6
Cigna Georgia 14 · California 12 · Maryland 9
Medicaid California 10 · Oregon 5 · Colorado 5
EAP Georgia 12
Kaiser Georgia 5
AmeriHealth Georgia 5
Carelon California 5
Reading this table. A platform's rate depends on the payer contract behind it, the state, and sometimes the license level, so compare like with like. Where a platform pays a flat rate regardless of payer (Rula, SonderMind), the payer column says so. Rates marked cut record a reduction where the new dollar figure varies by contract.
Scope. This table shows what platforms and payers pay clinicians. It takes no position on what independent practices charge clients.