CPT code
What a 90832 pays
5 reported rates for CPT 90832 put the median at $56, with a range of $42 to $126. The code covers individual psychotherapy, 16 to 37 minutes. The tables below split the same 5 reports by payer, route, and license.
Reported 90832: median $56, range $42–$126, about 87% of the 2026 national Medicare reference for a master's-level clinician (5 reports · January 2024 to October 2026 · updated 2026-10-21)
90832 by payer
| Payer | Median | Range | Reports |
|---|---|---|---|
| Aetna | $86 | $45–$126 | 2 |
90832 by route
| Route | Median | Range | Reports |
|---|---|---|---|
| Direct contract | $80 | $56–$126 | 3 |
| Headway | $44 | $42–$45 | 2 |
90832 by license
Other codes: 90837 · 90834 · 90791 · 90847 · 90846.
All 5 reports for 90832
| Route | Payer | St | License | Rate | Effective | Note / source |
|---|---|---|---|---|---|---|
| Headway | Aetna | TX | LCSW | $45.41 | October 2026 | submitted |
| Headway | BCBS | TX | LCSW | $42 | September 2025 | PPO and HMO Plans submitted |
| Direct contract | Healthfirst | NY | LCSW | $56 | June 2024 | 90832 CPT code; particularly relevant with the population of clients who have this insurance submitted |
| Direct contract | Aetna | CA | PhD/PsyD | $126.14 | January 2024 | submitted |
| Direct contract | Cigna | CA | PhD/PsyD | $80.34 | January 2024 | submitted |
Limitations
These figures have three limitations. First, every rate is self-reported and unverified. Second, the sample is self-selected: 14% of all reports come from California. Third, license is missing on 66 of 963 rows. These per-code reports describe this sample; additional reports can change the median and widen the range. How this data is collected and checked.