State rate page
What therapists in New Jersey report being paid
Therapists in New Jersey reported 34 rates. The median 90837 was $118 across 18 reports. That is $3 above the national median of $115 across 568 reports.
Reported 90837: median $118, range $76–$170, middle half $115–$135, about 94% of the 2026 national Medicare reference for a master's-level clinician (18 reports · 34 across all CPTs · updated 2026-10-06)
New Jersey 90837 by payer
| Payer | Median | Range | Reports |
|---|---|---|---|
| BCBS | $126 | $115–$165 | 6 |
| Aetna | $130 | $128–$170 | 5 |
| Cigna | $95 | $76–$115 | 4 |
| Optum / UHC | $118 | $116–$121 | 2 |
New Jersey 90837 by license
| License | Median | Range | Reports |
|---|---|---|---|
| LPC/LMHC | $116 | $95–$137 | 7 |
| PhD/PsyD | $164 | $95–$170 | 5 |
| LCSW | $115 | $76–$130 | 5 |
New Jersey 90837 by route
| Route | Median | Range | Reports |
|---|---|---|---|
| Direct contract | $133 | $76–$170 | 10 |
| Headway | $115 | $95–$130 | 7 |
| Marvin | $95 | single report | 1 |
New Jersey by payer, in detail
All 34 New Jersey reports
| Route | Payer | License | CPT | Rate | Effective | Note / source |
|---|---|---|---|---|---|---|
| Headway | Aetna | LCSW | 90834 (45 min) | $103 | October 2026 | submitted |
| Direct contract | Cigna | LCSW | 90837 (60 min) | $76 | October 2026 | submitted |
| Marvin | — | PhD/PsyD | 90837 (60 min) | $95 | August 2026 | submitted |
| Direct contract | Aetna | PhD/PsyD | 90837 (60 min) | $170.48 | August 2026 | submitted |
| Direct contract | Cigna | LPC/LMHC | 90837 (60 min) | $115 | August 2026 | $3 increase yearly - you need to reach out to them directly submitted |
| Headway | BCBS | LPC/LMHC | 90837 (60 min) | $115 | June 2026 | submitted |
| Headway | Aetna | LPC/LMHC | 90791 (intake) | $132 | June 2026 | submitted |
| Headway | Cigna | LPC/LMHC | 90837 (60 min) | $94.99 | June 2026 | submitted |
| Direct contract | Aetna | PhD/PsyD | 90791 (intake) | $172.58 | May 2026 | submitted |
| Direct contract | Aetna | PhD/PsyD | 90837 (60 min) | $148.12 | May 2026 | submitted |
| Headway | BCBS | — | 90837 (60 min) | $115 | September 2025 | Horizon BCBS NJ, masters level source |
| Direct contract | BCBS | PhD/PsyD | 90837 (60 min) | $164.28 | August 2025 | submitted |
| Direct contract | Aetna | LPC/LMHC | 90837 (60 min) | $127.86 | April 2025 | submitted |
| Direct contract | BCBS | LPC/LMHC | 90834 (45 min) | $91.54 | July 2024 | submitted |
| Direct contract | BCBS | LPC/LMHC | 90837 (60 min) | $137.26 | July 2024 | submitted |
| Direct contract | BCBS | LPC/LMHC | 90846 (family, no client) | $110.54 | July 2024 | submitted |
| Direct contract | Aetna | LPC/LMHC | 90791 (intake) | $152.33 | November 2023 | submitted |
| Direct contract | Aetna | LPC/LMHC | 90834 (45 min) | $86.92 | November 2023 | submitted |
| Direct contract | Aetna | LPC/LMHC | 90837 (60 min) | $127.86 | November 2023 | submitted |
| Headway | BCBS | LCSW | 90791 (intake) | $115.72 | August 2023 | submitted |
| Headway | BCBS | LCSW | 90837 (60 min) | $115 | August 2023 | submitted |
| Headway | Aetna | LCSW | 90791 (intake) | $132.28 | August 2023 | submitted |
| Headway | Aetna | LCSW | 90837 (60 min) | $129.74 | August 2023 | submitted |
| Headway | Aetna | LCSW | 90834 (45 min) | $103 | August 2023 | submitted |
| Headway | BCBS | LCSW | 90834 (45 min) | $74 | August 2023 | submitted |
| Headway | Optum / UHC | LCSW | 90791 (intake) | $123 | August 2023 | submitted |
| Headway | Optum / UHC | LCSW | 90837 (60 min) | $120.55 | August 2023 | submitted |
| Headway | Optum / UHC | LCSW | 90834 (45 min) | $80 | August 2023 | submitted |
| Headway | Cigna | LCSW | 90837 (60 min) | $95 | August 2023 | submitted |
| Headway | Cigna | LCSW | 90834 (45 min) | $77 | August 2023 | submitted |
| Direct contract | Optum / UHC | LPC/LMHC | 90791 (intake) | $137.70 | July 2023 | submitted |
| Direct contract | Optum / UHC | LPC/LMHC | 90834 (45 min) | $78.73 | July 2023 | submitted |
| Direct contract | Optum / UHC | LPC/LMHC | 90837 (60 min) | $115.82 | July 2023 | submitted |
| Direct contract | BCBS | PhD/PsyD | 90837 (60 min) | $164.71 | August 2022 | submitted |
Limitations
These figures have three limitations. First, every rate is self-reported and unverified. Second, the sample is self-selected: 14% of all reports come from California. Third, license is missing on 66 of 789 rows. These per-state reports describe this sample; additional reports can change the median and widen the range. How this data is collected and checked.