State rate page
What therapists in California report being paid
Therapists in California reported 111 rates, more than any other state. The median 90837 was $115 across 79 reports. That matches the national median of $115 across 568 reports. Most California reports come from clinicians holding the LMFT.
Reported 90837: median $115, range $74–$210, middle half $97–$130, about 92% of the 2026 national Medicare reference for a master's-level clinician (79 reports · 111 across all CPTs · updated 2026-10-06)
California 90837 by payer
| Payer | Median | Range | Reports |
|---|---|---|---|
| Aetna | $124 | $108–$157 | 17 |
| Optum / UHC | $120 | $88–$122 | 11 |
| BCBS | $103 | $86–$148 | 8 |
| Medicaid | $133 | $100–$195 | 7 |
| Cigna | $95 | $74–$141 | 7 |
| All payers (flat) | $90 | $90–$90 | 6 |
| Carelon | $126 | $95–$210 | 4 |
| Kaiser | $101 | $90–$108 | 4 |
| EAP | $100 | $95–$110 | 3 |
| CHAMPVA | $134 | single report | 1 |
| Spring Health | $120 | single report | 1 |
| Carelon through Kaiser | $115 | single report | 1 |
| Carelon Commercial | $115 | single report | 1 |
| Anthem Blue Cross | $106 | single report | 1 |
| Anthem | $85 | single report | 1 |
California 90837 by license
| License | Median | Range | Reports |
|---|---|---|---|
| LMFT | $113 | $74–$210 | 40 |
| LCSW | $116 | $88–$195 | 25 |
| LCPC/LPCC/LCMHC | $126 | $95–$130 | 4 |
| PhD/PsyD | $119 | $90–$157 | 4 |
California 90837 by route
| Route | Median | Range | Reports |
|---|---|---|---|
| Direct contract | $116 | $74–$210 | 41 |
| Headway | $120 | $86–$130 | 19 |
| Rula | $90 | $90–$90 | 6 |
| Spring Health | $112 | $95–$120 | 4 |
| Lyra Health | $138 | $125–$150 | 2 |
| Grow Therapy | $101 | $101–$101 | 2 |
| Tava Health | $87 | $86–$88 | 2 |
| Collective Counseling Solutions | $120 | single report | 1 |
| Alma | $112 | single report | 1 |
| Cyti Psychological | $90 | single report | 1 |
California by payer, in detail
All 111 California reports
| Route | Payer | License | CPT | Rate | Effective | Note / source |
|---|---|---|---|---|---|---|
| Rula | All payers (flat) | PhD/PsyD | 90837 (60 min) | $90 | October 2026 | submitted |
| Spring Health | EAP | LCSW | 90837 (60 min) | $110 | October 2026 | Same rate in all 4 of my states. submitted |
| Spring Health | EAP | LCPC/LPCC/LCMHC | 90837 (60 min) | $95 | October 2026 | They initially offered 95 and we went back and forth and settled at $105. Down from the $120 clinicians were getting previously. submitted |
| Headway | BCBS | LMFT | 90834 (45 min) | $106.40 | October 2026 | submitted |
| Headway | Cigna | LMFT | 90834 (45 min) | $76 | October 2026 | submitted |
| Direct contract | Optum / UHC | LMFT | 90837 (60 min) | $121.33 | September 2026 | Not updated or adjusted in at least 3 years submitted |
| Direct contract | Carelon Commercial | LMFT | 90837 (60 min) | $115 | September 2026 | submitted |
| Collective Counseling Solutions | Optum / UHC | LCSW | 90837 (60 min) | $120 | September 2026 | submitted |
| Direct contract | CHAMPVA | LCSW | 90837 (60 min) | $133.75 | September 2026 | CHAMPVA pays 75% of Medicare rate. Does not require clinician to be credentialed. Exact rate varies based on specific zip code, 90837 is usually around $130-135 in CA submitted |
| Direct contract | Kaiser | LCSW | 90837 (60 min) | $108 | September 2026 | submitted |
| Alma | Aetna | LCSW | 90837 (60 min) | $112 | August 2026 | Cut from $129 in July submitted |
| Direct contract | Aetna | LCSW | 90791 (intake) | $123.75 | August 2026 | submitted |
| Direct contract | Aetna | LCSW | 90837 (60 min) | $112.96 | August 2026 | submitted |
| Direct contract | Aetna | LCSW | 90834 (45 min) | $82.50 | August 2026 | submitted |
| Direct contract | Optum / UHC | LCSW | 90791 (intake) | $137.10 | August 2026 | submitted |
| Direct contract | Optum / UHC | LCSW | 90837 (60 min) | $115.82 | August 2026 | submitted |
| Direct contract | Optum / UHC | LCSW | 90834 (45 min) | $78.73 | August 2026 | submitted |
| Direct contract | Cigna | LCSW | 90791 (intake) | $140 | August 2026 | submitted |
| Direct contract | Cigna | LCSW | 90837 (60 min) | $88 | August 2026 | submitted |
| Direct contract | Cigna | LCSW | 90834 (45 min) | $80 | August 2026 | submitted |
| Direct contract | Medicaid | LMFT | 90837 (60 min) | $131.97 | August 2026 | submitted |
| Direct contract | Medicaid | LMFT | 90834 (45 min) | $89.64 | August 2026 | submitted |
| Direct contract | EAP | LMFT | 90837 (60 min) | $100 | August 2026 | The pay is the same whether 90834 or 90837. I just received a raise from $90 to $100 by asking for it. They also pay for client no-shows. Very easy, hands-off EAP, with no paperwork really. submitted |
| Lyra Health | EAP | LCSW | 90834 (45 min) | $170 | August 2026 | I was grandfathered into a higher rate- they deny rate increases, and repeatedly dont show me on the Lyra provider page submitted |
| Direct contract | Cigna | LMFT | 90837 (60 min) | $74 | July 2026 | submitted |
| Direct contract | Aetna | LMFT | 90837 (60 min) | $123.88 | June 2026 | Increased from 121.00 submitted |
| Direct contract | Anthem | LMFT | 90837 (60 min) | $85 | June 2026 | They cut their rated this year submitted |
| Headway | Aetna | LCSW | 90837 (60 min) | $130 | June 2026 | submitted |
| Headway | Providence Health Plan | LCSW | 90834 (45 min) | $91.69 | May 2026 | submitted |
| Cyti Psychological | — | LMFT | 90837 (60 min) | $90 | April 2026 | W-2 employee, also get $20/hour for no-shows, admin time, and education, plus $20/month toward wifi cost submitted |
| Direct contract | Carelon | LMFT | 90837 (60 min) | $210 | March 2026 | Took significant negotiation and advocacy submitted |
| Direct contract | Aetna | LMFT | 90837 (60 min) | $112.96 | January 2026 | submitted |
| Tava Health | Cigna | LMFT | 90837 (60 min) | $86 | January 2026 | submitted |
| Tava Health | Cigna | LMFT | 90791 (intake) | $101 | January 2026 | submitted |
| Tava Health | Cigna | LMFT | 90834 (45 min) | $58 | January 2026 | submitted |
| Tava Health | Optum / UHC | LMFT | 90791 (intake) | $105 | January 2026 | submitted |
| Tava Health | Optum / UHC | LMFT | 90834 (45 min) | $60 | January 2026 | submitted |
| Tava Health | Optum / UHC | LMFT | 90837 (60 min) | $88 | January 2026 | submitted |
| Rula | All payers (flat) | PhD/PsyD | 90837 (60 min) | $90 | December 2025 | Rula pays a flat per-session rate regardless of payer. source |
| Headway | Cigna | LMFT | 90837 (60 min) | $95 | December 2025 | submitted |
| Headway | Carelon through Kaiser | LMFT | 90837 (60 min) | $115 | December 2025 | submitted |
| Headway | BCBS | LMFT | 90837 (60 min) | $106 | December 2025 | submitted |
| Direct contract | Medicaid | — | 90837 (60 min) | $175 | November 2025 | Alameda County Medi-Cal, 53-minute session source |
| Direct contract | Medicaid | — | — | $65 | November 2025 | Santa Cruz County Medi-Cal, secondhand report source |
| Direct contract | Medicaid | — | 90837 (60 min) | $131.97 | October 2025 | Medi-Cal, most payors source |
| Direct contract | Medicaid | — | 90834 (45 min) | $90 | October 2025 | Medi-Cal source |
| Direct contract | Medicaid | — | 90837 (60 min) | $171 | October 2025 | one CA county's Medi-Cal rate source |
| Direct contract | Medicaid | — | 90837 (60 min) | $99.98 | October 2025 | Medi-Cal via Health Net source |
| Grow Therapy | Kaiser | — | 90837 (60 min) | $101.20 | September 2025 | Kaiser NorCal paid Grow $213.07 for the same session; the clinician received $101.20. source |
| Direct contract | Aetna | LMFT | 90837 (60 min) | $112.96 | August 2025 | Southern CA, direct credentialing; Cigna offered $80, declined source |
| Direct contract | Aetna | PhD/PsyD | 90837 (60 min) | $157.04 | August 2025 | submitted |
| Direct contract | Aetna | PhD/PsyD | 90834 (45 min) | $120 | August 2025 | submitted |
| Direct contract | Aetna | PhD/PsyD | 90791 (intake) | $165 | August 2025 | submitted |
| Direct contract | BCBS | LCSW | 90837 (60 min) | $133 | August 2025 | submitted |
| Grow Therapy | Kaiser | LCSW | 90837 (60 min) | $101.20 | July 2025 | submitted |
| Direct contract | Medicaid | LCSW | 90837 (60 min) | $195 | May 2025 | submitted |
| Octave | — | LMFT | 90834 (45 min) | $130 | April 2025 | submitted |
| Direct contract | Aetna | LMFT | 90837 (60 min) | $110.57 | March 2025 | submitted |
| Direct contract | Aetna | LMFT | 90837 (60 min) | $109.62 | January 2025 | submitted |
| Rula | All payers (flat) | LCSW | 90837 (60 min) | $90 | January 2025 | submitted |
| Direct contract | Carelon | LCSW | 90837 (60 min) | $133 | January 2025 | (Medi-cal) submitted |
| Direct contract | Medicaid | LCSW | 90837 (60 min) | $133 | January 2025 | Add-on code for Telehealth t1014 ($0.24 per minute) submitted |
| Rula | All payers (flat) | LMFT | 90837 (60 min) | $90 | January 2025 | submitted |
| Rula | All payers (flat) | LCSW | 90837 (60 min) | $90 | December 2024 | submitted |
| Rula | All payers (flat) | LCSW | 90834 (45 min) | $65 | December 2024 | submitted |
| Spring Health | — | LMFT | 90837 (60 min) | $115 | December 2024 | submitted |
| Headway | BCBS | — | 90837 (60 min) | $86 | November 2024 | San Francisco. The commenter reports the directly credentialed rate is about the same and that BCBS refused to negotiate. source |
| Direct contract | Carelon | LMFT | 90837 (60 min) | $120 | October 2024 | submitted |
| Direct contract | Carelon | LMFT | 90834 (45 min) | $95 | October 2024 | submitted |
| Headway | Aetna | LMFT | 90837 (60 min) | $130 | October 2024 | No cuts submitted |
| Headway | Optum / UHC | LMFT | 90837 (60 min) | $122 | October 2024 | submitted |
| Headway | Anthem Blue Cross | LMFT | 90837 (60 min) | $106 | October 2024 | submitted |
| Direct contract | Cigna | LMFT | 90837 (60 min) | $113 | August 2024 | Increased from $76 in 2023 or 2024 submitted |
| Direct contract | BCBS | LCSW | 90837 (60 min) | $100 | August 2024 | submitted |
| Headway | BCBS | LMFT | 90837 (60 min) | $86 | August 2024 | submitted |
| Headway | Aetna | LMFT | 90837 (60 min) | $130 | August 2024 | submitted |
| Headway | Optum / UHC | LMFT | 90837 (60 min) | $117.73 | August 2024 | submitted |
| Headway | Cigna | LMFT | 90837 (60 min) | $95 | August 2024 | submitted |
| Headway | Aetna | LMFT | 90837 (60 min) | $130 | July 2024 | submitted |
| Headway | Magellan | LCSW | 90834 (45 min) | $70.50 | July 2024 | submitted |
| Rula | All payers (flat) | PhD/PsyD | 90834 (45 min) | $80 | July 2024 | submitted |
| Direct contract | Aetna | LMFT | 90837 (60 min) | $112 | April 2024 | They pay very quickly submitted |
| Lyra Health | — | LMFT | 90837 (60 min) | $125 | March 2024 | submitted |
| Direct contract | BCBS | PhD/PsyD | 90837 (60 min) | $148.46 | January 2024 | submitted |
| Headway | Anthem Blue Cross | LCSW | 90834 (45 min) | $100 | January 2024 | submitted |
| Headway | Aetna | LCSW | 90837 (60 min) | $129 | August 2023 | submitted |
| Direct contract | Optum / UHC | LCSW | 90837 (60 min) | $115.82 | August 2023 | submitted |
| Headway | Optum / UHC | LCSW | 90837 (60 min) | $120 | August 2023 | submitted |
| Headway | BCBS | LCSW | 90837 (60 min) | $107 | August 2023 | submitted |
| Headway | Aetna | LCPC/LPCC/LCMHC | 90837 (60 min) | $130 | August 2023 | submitted |
| Direct contract | Kaiser | LCSW | 90837 (60 min) | $90 | August 2023 | submitted |
| Direct contract | Cigna | LMFT | 90837 (60 min) | $141 | August 2023 | submitted |
| Direct contract | EAP | LMFT | Other | $94 | August 2023 | submitted |
| Headway | Blue Shield of California | LCSW | 90834 (45 min) | $81 | July 2023 | submitted |
| Headway | Aetna | LCPC/LPCC/LCMHC | 90837 (60 min) | $130 | March 2023 | submitted |
| Headway | Optum / UHC | LCPC/LPCC/LCMHC | 90837 (60 min) | $122 | March 2023 | submitted |
| Spring Health | Spring Health | LCSW | 90837 (60 min) | $120 | January 2023 | submitted |
| Headway | Aetna | LCSW | 90834 (45 min) | $99 | January 2023 | submitted |
| Headway | Cigna | LCSW | 90834 (45 min) | $76 | January 2023 | submitted |
| Headway | Optum / UHC | LCSW | 90834 (45 min) | $73 | January 2023 | submitted |
| Direct contract | Optum / UHC | LMFT | 90837 (60 min) | $115.82 | June 2022 | submitted |
| Lyra Health | — | LCSW | 90837 (60 min) | $150 | January 2022 | submitted |
| Lyra Health | EAP | LMFT | 90834 (45 min) | $120 | January 2022 | submitted |
| Lyra Health | — | LMFT | 90834 (45 min) | $120 | January 2022 | submitted |
| Direct contract | Aetna | LCSW | 90837 (60 min) | $108 | August 2021 | submitted |
| Direct contract | Optum / UHC | LMFT | 90837 (60 min) | $121.36 | August 2020 | submitted |
| Direct contract | — | LMFT | 90837 (60 min) | $121.33 | August 2020 | submitted |
| Rula | All payers (flat) | LMFT | 90837 (60 min) | $90 | May 2020 | submitted |
| Direct contract | — | LMFT | 90837 (60 min) | $121.33 | April 2020 | I requested a raise this year and they shut me down and said they would evaluate again in Feb 2026 submitted |
| Direct contract | Carelon | LMFT | 90837 (60 min) | $95 | June 2016 | submitted |
| Direct contract | BCBS | LMFT | 90837 (60 min) | $94.50 | July 2014 | submitted |
Limitations
These figures have three limitations. First, every rate is self-reported and unverified. Second, the sample is self-selected: 14% of all reports come from California. Third, license is missing on 66 of 789 rows. These per-state reports describe this sample; additional reports can change the median and widen the range. How this data is collected and checked.